📊 TLYS Key Takeaways
Is Tilly's, Inc.. (TLYS) a Good Investment?
Tilly's is a struggling specialty apparel retailer with unprofitable operations, declining revenues, and negative free cash flow, indicating a deteriorating business model. While year-over-year loss improvement and minimal debt provide some strategic flexibility, the company lacks a clear path to sustained profitability and is consuming cash despite positive operating cash flow.
Why Buy Tilly's, Inc.. Stock? TLYS Key Strengths
- Zero long-term debt eliminates refinancing risk and provides financial flexibility
- Cash position of $46.3M provides runway for operational turnaround efforts
- Net losses improved 62.2% YoY, suggesting potential stabilization trajectory
TLYS Stock Risks: Tilly's, Inc.. Investment Risks
- Unprofitable operations with negative operating margin (-3.5%) and deeply negative ROE (-20.5%)
- Revenue declining 2.8% YoY while free cash flow is negative, indicating unsustainable cash burn
- Quick ratio of 0.63x combined with negative FCF signals working capital stress and liquidity concerns
Key Metrics to Watch
- Revenue trend reversal - must stabilize and return to growth to validate business recovery
- Operating margin improvement - path to positive operating income is critical for viability
- Free cash flow conversion - negative FCF must turn positive to ensure long-term sustainability
Tilly's, Inc.. (TLYS) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Tilly's, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
TLYS Profit Margin, ROE & Profitability Analysis
TLYS vs Consumer Sector: How Tilly's, Inc.. Compares
How Tilly's, Inc.. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Tilly's, Inc.. Stock Overvalued? TLYS Valuation Analysis 2026
Based on fundamental analysis, Tilly's, Inc.. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Tilly's, Inc.. Balance Sheet: TLYS Debt, Cash & Liquidity
TLYS Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Tilly's, Inc..'s revenue has declined by 20% over the 5-year period, indicating business contraction. The most recent EPS of $-1.16 indicates the company is currently unprofitable.
TLYS Revenue Growth, EPS Growth & YoY Performance
TLYS Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $139.6M | -$1.4M | N/A |
| Q2 2025 | $151.3M | -$69.0K | N/A |
| Q1 2025 | $107.6M | -$19.6M | N/A |
| Q3 2024 | $143.4M | -$847.0K | N/A |
| Q2 2024 | $160.0M | -$69.0K | N/A |
| Q1 2024 | $115.9M | -$12.0M | N/A |
| Q3 2023 | $166.5M | -$847.0K | N/A |
| Q2 2023 | $160.0M | -$1.1M | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Tilly's, Inc.. Dividends, Buybacks & Capital Allocation
TLYS SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Tilly's, Inc.. (CIK: 0001524025)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TLYS
What is the AI rating for TLYS?
Tilly's, Inc.. (TLYS) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TLYS's key strengths?
Claude: Zero long-term debt eliminates refinancing risk and provides financial flexibility. Cash position of $46.3M provides runway for operational turnaround efforts.
What are the risks of investing in TLYS?
Claude: Unprofitable operations with negative operating margin (-3.5%) and deeply negative ROE (-20.5%). Revenue declining 2.8% YoY while free cash flow is negative, indicating unsustainable cash burn.
What is TLYS's revenue and growth?
Tilly's, Inc.. reported revenue of $553.6M.
Does TLYS pay dividends?
Tilly's, Inc.. does not currently pay dividends.
Where can I find TLYS SEC filings?
Official SEC filings for Tilly's, Inc.. (CIK: 0001524025) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TLYS's EPS?
Tilly's, Inc.. has a diluted EPS of $-0.58.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TLYS a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Tilly's, Inc.. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is TLYS stock overvalued or undervalued?
Valuation metrics for TLYS: ROE of -20.5% (sector avg: 18%), net margin of -3.2% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
Should I buy TLYS stock in 2026?
Our dual AI analysis gives Tilly's, Inc.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TLYS's free cash flow?
Tilly's, Inc..'s operating cash flow is $4.1M, with capital expenditures of $4.7M. FCF margin is -0.1%.
How does TLYS compare to other Consumer stocks?
Vs Consumer sector averages: Net margin -3.2% (avg: 8%), ROE -20.5% (avg: 18%), current ratio 1.25 (avg: 1.5).