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Interface Inc. (TILE) Stock Fundamental Analysis & AI Rating 2026

TILE Nasdaq Carpets & Rugs GA CIK: 0000715787
Recently Updated • Analysis: Apr 17, 2026 • SEC Data: 2025-12-28
STRONG BUY
82% Conf
Pending
Analysis scheduled

📊 TILE Key Takeaways

Revenue: $1.4B
Net Margin: 8.4%
Free Cash Flow: $121.7M
Current Ratio: 2.34x
Debt/Equity: 0.28x
EPS: $1.96
AI Rating: STRONG BUY with 82% confidence
Interface Inc. (TILE) receives a STRONG BUY rating with 82% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.4B, net profit margin of 8.4%, and return on equity (ROE) of 18.1%, Interface Inc. demonstrates strong fundamentals in the Market sector. Below is our complete TILE stock analysis for 2026.

Is Interface Inc. (TILE) a Good Investment?

Claude

Interface demonstrates exceptional operational execution with net income surging 33.5% despite modest 5.4% revenue growth, indicating strong margin expansion and operational leverage. The company generates robust free cash flow of $121.7M (8.8% margin) backed by a fortress balance sheet with conservative 0.28x leverage, excellent liquidity, and 8.4x interest coverage, positioning it to weather economic cycles.

Why Buy Interface Inc. Stock? TILE Key Strengths

Claude
  • + Exceptional earnings growth of 33.5% YoY driven by operational efficiency and margin expansion
  • + Outstanding free cash flow generation of $121.7M with strong 8.8% FCF margin relative to revenue
  • + Conservative fortress balance sheet with 0.28x Debt/Equity ratio and 2.34x current ratio providing financial flexibility
  • + Strong returns on capital with 18.1% ROE and 9.6% ROA demonstrating superior capital allocation
  • + Robust interest coverage of 8.4x indicates strong debt service capability

TILE Stock Risks: Interface Inc. Investment Risks

Claude
  • ! Moderate revenue growth of 5.4% suggests limited top-line expansion; earnings growth dependent on margin expansion sustainability
  • ! Cyclical industry exposure in carpets and rugs sector vulnerable to economic downturns and reduced commercial real estate activity
  • ! Ongoing capital requirements of $46.2M annually needed to maintain competitive position and fund growth investments
  • ! Operating margin sustainability uncertain; company may face headwinds if cost pressures or revenue deceleration emerge
  • ! Concentrated customer base or product concentration risks not fully disclosed in provided metrics

Key Metrics to Watch

Claude
  • * Revenue growth trajectory and margin sustainability - monitor if topline accelerates and if operational improvements continue
  • * Free cash flow conversion and cash return to shareholders - track if company maintains strong FCF generation above capital needs
  • * Debt leverage and interest coverage trends - ensure leverage remains conservative and company maintains financial flexibility
  • * Return on equity and asset efficiency - monitor if strong 18.1% ROE persists as company scales
  • * Gross margin and operating margin progression - validate if 38.7% gross margin and 11.8% operating margin continue

Interface Inc. (TILE) Financial Metrics & Key Ratios

Revenue
$1.4B
Net Income
$116.1M
EPS (Diluted)
$1.96
Free Cash Flow
$121.7M
Total Assets
$1.2B
Cash Position
$71.3M

💡 AI Analyst Insight

Strong liquidity with a 2.34x current ratio provides a solid financial cushion.

TILE Profit Margin, ROE & Profitability Analysis

Gross Margin 38.7%
Operating Margin 11.8%
Net Margin 8.4%
ROE 18.1%
ROA 9.6%
FCF Margin 8.8%

TILE vs Market Sector: How Interface Inc. Compares

How Interface Inc. compares to Market sector averages

Net Margin
TILE 8.4%
vs
Sector Avg 12.0%
TILE Sector
ROE
TILE 18.1%
vs
Sector Avg 15.0%
TILE Sector
Current Ratio
TILE 2.3x
vs
Sector Avg 1.8x
TILE Sector
Debt/Equity
TILE 0.3x
vs
Sector Avg 0.7x
TILE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Interface Inc. Stock Overvalued? TILE Valuation Analysis 2026

Based on fundamental analysis, Interface Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
18.1%
Sector avg: 15%
Net Profit Margin
8.4%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.28x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Interface Inc. Balance Sheet: TILE Debt, Cash & Liquidity

Current Ratio
2.34x
Quick Ratio
1.18x
Debt/Equity
0.28x
Debt/Assets
46.9%
Interest Coverage
8.39x
Long-term Debt
$181.6M

TILE Revenue & Earnings Growth: 5-Year Financial Trend

TILE 5-year financial data: Year 2021: Revenue $1.3B, Net Income $79.2M, EPS $1.34. Year 2022: Revenue $1.3B, Net Income -$71.9M, EPS $-1.23. Year 2023: Revenue $1.3B, Net Income $55.2M, EPS $0.94. Year 2024: Revenue $1.3B, Net Income $19.6M, EPS $0.33. Year 2025: Revenue $1.4B, Net Income $44.5M, EPS $0.76.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Interface Inc.'s revenue has shown modest growth of 3% over the 5-year period. The most recent EPS of $0.76 reflects profitable operations.

TILE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.8%
Free cash flow / Revenue

TILE Quarterly Earnings & Performance

Quarterly financial performance data for Interface Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $344.3M $13.0M $0.48
Q2 2025 $346.6M $13.0M $0.38
Q1 2025 $289.7M $13.0M $0.22
Q3 2024 $311.0M -$714.0K $0.17
Q2 2024 $329.6M -$714.0K $0.26
Q1 2024 $289.7M -$714.0K $-0.01
Q3 2023 $311.0M $9.9M $0.17
Q2 2023 $329.6M $15.1M $0.26

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Interface Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$167.9M
Cash generated from operations
Stock Buybacks
$18.2M
Shares repurchased (TTM)
Capital Expenditures
$46.2M
Investment in assets
Dividends Paid
$3.6M
Returned to shareholders

TILE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Interface Inc. (CIK: 0000715787)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 DEF 14A tile20260331_def14a.htm View →
Mar 6, 2026 4 xslF345X05/primarydocument.xml View →
Mar 6, 2026 4 xslF345X05/primarydocument.xml View →
Mar 6, 2026 4 xslF345X05/primarydocument.xml View →
Mar 5, 2026 4 xslF345X05/primarydocument.xml View →

Frequently Asked Questions about TILE

What is the AI rating for TILE?

Interface Inc. (TILE) has an AI rating of STRONG BUY with 82% confidence, based on fundamental analysis of SEC EDGAR filings.

What are TILE's key strengths?

Claude: Exceptional earnings growth of 33.5% YoY driven by operational efficiency and margin expansion. Outstanding free cash flow generation of $121.7M with strong 8.8% FCF margin relative to revenue.

What are the risks of investing in TILE?

Claude: Moderate revenue growth of 5.4% suggests limited top-line expansion; earnings growth dependent on margin expansion sustainability. Cyclical industry exposure in carpets and rugs sector vulnerable to economic downturns and reduced commercial real estate activity.

What is TILE's revenue and growth?

Interface Inc. reported revenue of $1.4B.

Does TILE pay dividends?

Interface Inc. pays dividends, with $3.6M distributed to shareholders in the trailing twelve months.

Where can I find TILE SEC filings?

Official SEC filings for Interface Inc. (CIK: 0000715787) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is TILE's EPS?

Interface Inc. has a diluted EPS of $1.96.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is TILE a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Interface Inc. has a STRONG BUY rating with 82% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is TILE stock overvalued or undervalued?

Valuation metrics for TILE: ROE of 18.1% (sector avg: 15%), net margin of 8.4% (sector avg: 12%). Higher ROE suggests strong returns relative to peers.

Should I buy TILE stock in 2026?

Our dual AI analysis gives Interface Inc. a combined STRONG BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is TILE's free cash flow?

Interface Inc.'s operating cash flow is $167.9M, with capital expenditures of $46.2M. FCF margin is 8.8%.

How does TILE compare to other Market stocks?

Vs Default sector averages: Net margin 8.4% (avg: 12%), ROE 18.1% (avg: 15%), current ratio 2.34 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 17, 2026 | Data as of: 2025-12-28 | Powered by Claude AI