📊 TILE Key Takeaways
Is Interface Inc. (TILE) a Good Investment?
Interface demonstrates improving profitability with net income up 33.5% YoY and solid leverage metrics, but fundamental concerns about cash generation severely limit investment appeal. Operating cash flow of only $13.5M on $331M revenue (4.1% margin) and minimal free cash flow of $3.2M reveal weak quality of earnings and limited financial flexibility despite reported net income growth.
Interface Inc. Key Strengths (TILE)
- Net income growing 33.5% YoY with strong operating leverage improving margins
- Conservative capital structure with Debt/Equity of 0.31x and Interest Coverage of 12.1x providing financial stability
- Good liquidity position with Current Ratio of 2.43x and adequate cash reserves of $61.2M
- Solid gross margin of 38.3% indicates competitive positioning in carpets and rugs sector
TILE Stock Risks: Interface Inc. Investment Risks
- Critically weak cash conversion with only 4.1% operating cash flow margin and 1.0% free cash flow margin limiting growth and shareholder returns
- Asset-heavy business model with very low returns (ROE 3.7%, ROA 2.0%) despite profitability, indicating inefficient capital deployment
- Modest revenue growth of 5.4% YoY suggests mature, cyclical industry with limited organic expansion potential
- Disconnect between reported earnings growth and actual cash generation raises earnings quality concerns
Key Metrics to Watch
- Operating cash flow trend and working capital management to validate earnings quality
- Free cash flow generation and sustainability given ongoing capital expenditure requirements
- Return on Equity and Asset trends to assess capital efficiency improvements
Interface Inc. (TILE) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 1.0% FCF margin may limit capital allocation flexibility. Strong liquidity with a 2.43x current ratio provides a solid financial cushion.
TILE Profit Margin, ROE & Profitability Analysis
TILE vs Market Sector: How Interface Inc. Compares
How Interface Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Interface Inc. Stock Overvalued? TILE Valuation Analysis 2026
Based on fundamental analysis, Interface Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Interface Inc. Balance Sheet: TILE Debt, Cash & Liquidity
TILE Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Interface Inc.'s revenue has shown modest growth of 3% over the 5-year period. The most recent EPS of $0.76 reflects profitable operations.
TILE Revenue Growth, EPS Growth & YoY Performance
TILE Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $297.4M | $13.0M | $0.22 |
| Q3 2025 | $344.3M | $13.0M | $0.48 |
| Q2 2025 | $346.6M | $13.0M | $0.38 |
| Q1 2025 | $289.7M | $13.0M | $0.22 |
| Q3 2024 | $311.0M | -$714.0K | $0.17 |
| Q2 2024 | $329.6M | -$714.0K | $0.26 |
| Q1 2024 | $289.7M | -$714.0K | $-0.01 |
| Q3 2023 | $311.0M | $9.9M | $0.17 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Interface Inc. Dividends, Buybacks & Capital Allocation
TILE SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Interface Inc. (CIK: 0000715787)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TILE
What is the AI rating for TILE?
Interface Inc. (TILE) has an AI grade of B with 52% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TILE's key strengths?
Claude: Net income growing 33.5% YoY with strong operating leverage improving margins. Conservative capital structure with Debt/Equity of 0.31x and Interest Coverage of 12.1x providing financial stability.
What are the risks of investing in TILE?
Claude: Critically weak cash conversion with only 4.1% operating cash flow margin and 1.0% free cash flow margin limiting growth and shareholder returns. Asset-heavy business model with very low returns (ROE 3.7%, ROA 2.0%) despite profitability, indicating inefficient capital deployment.
What is TILE's revenue and growth?
Interface Inc. reported revenue of $331.0M.
Does TILE pay dividends?
Interface Inc. pays dividends, with $0.1M distributed to shareholders in the trailing twelve months.
Where can I find TILE SEC filings?
Official SEC filings for Interface Inc. (CIK: 0000715787) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TILE's EPS?
Interface Inc. has a diluted EPS of $0.40.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TILE's fundamental grade?
Based on our AI fundamental analysis in June 2026, Interface Inc. has a B grade with 52% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TILE stock overvalued or undervalued?
Valuation metrics for TILE: ROE of 3.7% (sector avg: 15%), net margin of 7.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is TILE's AI grade for 2026?
Our dual AI analysis gives Interface Inc. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TILE's free cash flow?
Interface Inc.'s operating cash flow is $13.5M, with capital expenditures of $10.3M. FCF margin is 1.0%.
How does TILE compare to other Market stocks?
Vs Default sector averages: Net margin 7.1% (avg: 12%), ROE 3.7% (avg: 15%), current ratio 2.43 (avg: 1.8).