📊 TEM Key Takeaways
Is Tempus AI, Inc. (TEM) a Good Investment?
Tempus AI demonstrates exceptional 83.4% revenue growth with improving profitability trajectory (+67.2% net loss improvement YoY), supported by a substantial $521.2M cash position and zero long-term debt. However, the company remains deeply unprofitable with -36.2% net margin and critically negative operating cash flow of -$73.3M annually, indicating the business model has not yet achieved operational sustainability despite significant scale.
Tempus AI, Inc. Key Strengths (TEM)
- Strong 83.4% YoY revenue growth demonstrates significant market demand and traction
- Improving loss trajectory with 67.2% YoY net income improvement suggests path toward profitability
- Fortress balance sheet with $521.2M cash, zero long-term debt, and 3.31x current ratio provides 6+ years of operational runway
TEM Stock Risks: Tempus AI, Inc. Investment Risks
- Negative operating cash flow (-$73.3M) and free cash flow (-$81.5M) indicate the business model is not self-sustaining; company is burning cash despite revenue growth
- Operating margin of -24.3% shows unit economics have not improved despite scale, raising questions about structural profitability
- Without disclosed gross profit, unable to assess true pricing power and cost structure; missing data limits fundamental analysis
Key Metrics to Watch
- Operating cash flow trend and path to positive OCF generation
- Operating margin trajectory and timeline to profitability
- Gross margin disclosure and customer acquisition cost dynamics
Tempus AI, Inc. (TEM) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 3.31x current ratio provides a solid financial cushion.
TEM Profit Margin, ROE & Profitability Analysis
TEM vs Technology Sector: How Tempus AI, Inc. Compares
How Tempus AI, Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Tempus AI, Inc. Stock Overvalued? TEM Valuation Analysis 2026
Based on fundamental analysis, Tempus AI, Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Tempus AI, Inc. Balance Sheet: TEM Debt, Cash & Liquidity
TEM Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Tempus AI, Inc.'s revenue has grown significantly by 83% over the 5-year period, indicating strong business expansion. The most recent EPS of $-4.20 indicates the company is currently unprofitable.
TEM Revenue Growth, EPS Growth & YoY Performance
TEM Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $255.7M | -$68.0M | $-0.40 |
| Q3 2025 | $180.9M | -$75.8M | $-0.46 |
| Q2 2025 | $166.0M | -$42.8M | $-0.25 |
| Q1 2025 | $145.8M | -$64.7M | $-0.40 |
| Q3 2024 | $136.1M | -$53.4M | $-0.46 |
| Q2 2024 | $132.4M | -$55.8M | $-1.07 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Tempus AI, Inc. Dividends, Buybacks & Capital Allocation
TEM SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Tempus AI, Inc. (CIK: 0001717115)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| May 29, 2026 | 4 | xslF345X06/form4-05292026_040505.xml | View → |
| May 26, 2026 | 4 | xslF345X06/form4-05272026_010507.xml | View → |
| May 26, 2026 | 4 | xslF345X06/form4-05262026_090513.xml | View → |
| May 26, 2026 | 4 | xslF345X06/form4-05262026_090511.xml | View → |
| May 26, 2026 | 4 | xslF345X06/form4-05262026_090509.xml | View → |
❓ Frequently Asked Questions about TEM
What is the AI rating for TEM?
Tempus AI, Inc. (TEM) has an AI grade of B with 62% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TEM's key strengths?
Claude: Strong 83.4% YoY revenue growth demonstrates significant market demand and traction. Improving loss trajectory with 67.2% YoY net income improvement suggests path toward profitability.
What are the risks of investing in TEM?
Claude: Negative operating cash flow (-$73.3M) and free cash flow (-$81.5M) indicate the business model is not self-sustaining; company is burning cash despite revenue growth. Operating margin of -24.3% shows unit economics have not improved despite scale, raising questions about structural profitability.
What is TEM's revenue and growth?
Tempus AI, Inc. reported revenue of $348.1M.
Does TEM pay dividends?
Tempus AI, Inc. does not currently pay dividends.
Where can I find TEM SEC filings?
Official SEC filings for Tempus AI, Inc. (CIK: 0001717115) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TEM's EPS?
Tempus AI, Inc. has a diluted EPS of $-0.71.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TEM's fundamental grade?
Based on our AI fundamental analysis in June 2026, Tempus AI, Inc. has a B grade with 62% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TEM stock overvalued or undervalued?
Valuation metrics for TEM: ROE of -30.2% (sector avg: 22%), net margin of -36.2% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
What is TEM's AI grade for 2026?
Our dual AI analysis gives Tempus AI, Inc. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TEM's free cash flow?
Tempus AI, Inc.'s operating cash flow is $-73.3M, with capital expenditures of $8.2M. FCF margin is -23.4%.
How does TEM compare to other Technology stocks?
Vs Technology sector averages: Net margin -36.2% (avg: 18%), ROE -30.2% (avg: 22%), current ratio 3.31 (avg: 2.5).