📊 TACT Key Takeaways
Is Transact Technologies Inc. (TACT) a Good Investment?
TransAct Technologies demonstrates strong operational fundamentals with 18.7% YoY revenue growth and 48.6% gross margins, generating positive free cash flow of $7.6M despite current GAAP losses. The company maintains excellent financial health with zero debt, $20.4M cash reserves, and 2.97x current ratio, providing runway to scale operations and achieve operating leverage as the business matures.
Why Buy Transact Technologies Inc. Stock? TACT Key Strengths
- Strong revenue growth of 18.7% YoY with healthy 48.6% gross margins indicating pricing power
- Positive free cash flow generation of $7.6M (14.7% FCF margin) despite operating losses
- Excellent balance sheet with zero long-term debt, $20.4M cash, and 2.97x current ratio providing financial flexibility
- Improving operational efficiency with 87.9% YoY EPS improvement indicating cost discipline
- Low capital intensity ($109K capex) suggests potential for significant operating leverage as revenue scales
TACT Stock Risks: Transact Technologies Inc. Investment Risks
- Currently unprofitable with negative operating margin of -2.7% despite revenue growth
- Operating expenses appear disproportionately high relative to gross profit, indicating potential cost structure inefficiency
- No clear visibility or timeline for achieving operating profitability or when cost-revenue leverage inflects
- Sustainability of positive FCF uncertain if losses persist and deplete cash reserves
- Gap between positive operating cash flow and negative operating income warrants investigation into quality of cash generation
Key Metrics to Watch
- Operating margin trend and path to breakeven profitability
- Operating expense ratio (OpEx as % of revenue) for evidence of cost scaling improvements
- Free cash flow sustainability and trajectory with continued revenue growth
- Gross margin stability and evolution as revenue scales
- Cash position depletion rate relative to operating losses
Transact Technologies Inc. (TACT) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.97x current ratio provides a solid financial cushion.
TACT Profit Margin, ROE & Profitability Analysis
TACT vs Technology Sector: How Transact Technologies Inc. Compares
How Transact Technologies Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Transact Technologies Inc. Stock Overvalued? TACT Valuation Analysis 2026
Based on fundamental analysis, Transact Technologies Inc. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Transact Technologies Inc. Balance Sheet: TACT Debt, Cash & Liquidity
TACT Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Transact Technologies Inc.'s revenue has grown significantly by 31% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.10 indicates the company is currently unprofitable.
TACT Revenue Growth, EPS Growth & YoY Performance
TACT Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $10.9M | $15.0K | $0.00 |
| Q2 2025 | $11.6M | -$124.0K | $-0.01 |
| Q1 2025 | $10.7M | $19.0K | $0.00 |
| Q3 2024 | $10.9M | -$551.0K | $-0.06 |
| Q2 2024 | $11.6M | -$319.0K | $-0.03 |
| Q1 2024 | $10.7M | -$1.0M | $-0.10 |
| Q3 2023 | $17.2M | $528.0K | $0.05 |
| Q2 2023 | $12.6M | $765.0K | $0.08 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Transact Technologies Inc. Dividends, Buybacks & Capital Allocation
TACT SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Transact Technologies Inc. (CIK: 0001017303)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TACT
What is the AI rating for TACT?
Transact Technologies Inc. (TACT) has an AI rating of BUY with 65% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TACT's key strengths?
Claude: Strong revenue growth of 18.7% YoY with healthy 48.6% gross margins indicating pricing power. Positive free cash flow generation of $7.6M (14.7% FCF margin) despite operating losses.
What are the risks of investing in TACT?
Claude: Currently unprofitable with negative operating margin of -2.7% despite revenue growth. Operating expenses appear disproportionately high relative to gross profit, indicating potential cost structure inefficiency.
What is TACT's revenue and growth?
Transact Technologies Inc. reported revenue of $51.5M.
Does TACT pay dividends?
Transact Technologies Inc. does not currently pay dividends.
Where can I find TACT SEC filings?
Official SEC filings for Transact Technologies Inc. (CIK: 0001017303) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TACT's EPS?
Transact Technologies Inc. has a diluted EPS of $-0.12.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is TACT a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Transact Technologies Inc. has a BUY rating with 65% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is TACT stock overvalued or undervalued?
Valuation metrics for TACT: ROE of -4.0% (sector avg: 22%), net margin of -2.4% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy TACT stock in 2026?
Our dual AI analysis gives Transact Technologies Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TACT's free cash flow?
Transact Technologies Inc.'s operating cash flow is $7.7M, with capital expenditures of $109.0K. FCF margin is 14.7%.
How does TACT compare to other Technology stocks?
Vs Technology sector averages: Net margin -2.4% (avg: 18%), ROE -4.0% (avg: 22%), current ratio 2.97 (avg: 2.5).