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SUI Group Holdings Ltd. (SUIG) Stock Fundamental Analysis & AI Rating 2026

SUIG Nasdaq Finance Services MN CIK: 0001425355
Recently Updated • Analysis: Apr 16, 2026 • SEC Data: 2025-12-31
STRONG SELL
98% Conf
Pending
Analysis scheduled

📊 SUIG Key Takeaways

Revenue: $3.9M
Net Margin: -6,825.0%
Free Cash Flow: $-8.3M
Current Ratio: 2.39x
Debt/Equity: 0.00x
EPS: $-6.59
AI Rating: STRONG SELL with 98% confidence
SUI Group Holdings Ltd. (SUIG) receives a STRONG SELL rating with 98% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $3.9M, net profit margin of -6,825.0%, and return on equity (ROE) of -156.8%, SUI Group Holdings Ltd. demonstrates mixed fundamentals in the Finance sector. Below is our complete SUIG stock analysis for 2026.

Is SUI Group Holdings Ltd. (SUIG) a Good Investment?

Claude

SUI Group Holdings is operationally insolvent with a $264M operating loss against $3.9M in revenue, indicating fundamental business model failure rather than temporary underperformance. The company burns $8.2M in annual operating cash flow, exhausting its $21.9M cash reserve within ~2.6 years at current rates, with no clear path to profitability despite 18.1% revenue growth from a negligible base.

Why Buy SUI Group Holdings Ltd. Stock? SUIG Key Strengths

Claude
  • + Positive revenue growth of 18.1% year-over-year
  • + Adequate short-term liquidity with 2.39x current ratio
  • + Minimal debt burden with 0.00x debt-to-equity ratio and $169.7M stockholders equity

SUIG Stock Risks: SUI Group Holdings Ltd. Investment Risks

Claude
  • ! Catastrophic operating loss of $264M against $3.9M revenue indicates unsustainable cost structure and potential one-time impairments
  • ! Persistent negative gross margin of -1.3% means the core business loses money on each unit sold
  • ! Operating cash burn of $8.2M annually with only $21.9M cash reserves provides approximately 2.6 years runway before potential insolvency

Key Metrics to Watch

Claude
  • * Operating loss trajectory and identification of non-recurring vs. recurring costs
  • * Path to gross margin profitability and unit economics sustainability
  • * Cash burn rate and operating cash flow improvement toward breakeven

SUI Group Holdings Ltd. (SUIG) Financial Metrics & Key Ratios

Revenue
$3.9M
Net Income
$-266.1M
EPS (Diluted)
$-6.59
Free Cash Flow
$-8.3M
Total Assets
$190.4M
Cash Position
$21.9M

💡 AI Analyst Insight

Strong liquidity with a 2.39x current ratio provides a solid financial cushion.

SUIG Profit Margin, ROE & Profitability Analysis

Gross Margin -1.3%
Operating Margin -6,772.6%
Net Margin -6,825.0%
ROE -156.8%
ROA -139.8%
FCF Margin -211.7%

SUIG vs Finance Sector: How SUI Group Holdings Ltd. Compares

How SUI Group Holdings Ltd. compares to Finance sector averages

Net Margin
SUIG -6,825.0%
vs
Sector Avg 25.0%
SUIG Sector
ROE
SUIG -156.8%
vs
Sector Avg 12.0%
SUIG Sector
Current Ratio
SUIG 2.4x
vs
Sector Avg 1.2x
SUIG Sector
Debt/Equity
SUIG 0.0x
vs
Sector Avg 2.0x
SUIG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is SUI Group Holdings Ltd. Stock Overvalued? SUIG Valuation Analysis 2026

Based on fundamental analysis, SUI Group Holdings Ltd. has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
-156.8%
Sector avg: 12%
Net Profit Margin
-6,825.0%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

SUI Group Holdings Ltd. Balance Sheet: SUIG Debt, Cash & Liquidity

Current Ratio
2.39x
Quick Ratio
2.39x
Debt/Equity
0.00x
Debt/Assets
10.8%
Interest Coverage
-825,117.17x
Long-term Debt
N/A

SUIG Revenue & Earnings Growth: 5-Year Financial Trend

SUIG 5-year financial data: Year 2011: Revenue $12.4K, Net Income -$43.1K, EPS N/A. Year 2025: Revenue $3.9M, Net Income -$266.1M, EPS $0.18.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: SUI Group Holdings Ltd.'s revenue has grown significantly by 31,404% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.18 reflects profitable operations.

SUIG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-211.7%
Free cash flow / Revenue

SUIG Quarterly Earnings & Performance

Quarterly financial performance data for SUI Group Holdings Ltd. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $711.0K -$44.3M $0.07
Q3 2012 $12.4K -$29.1K N/A
Q2 2012 N/A -$27.4K N/A
Q1 2012 $12.4K -$39.1K N/A
Q3 2011 $600 -$27.3K N/A
Q2 2011 $600 -$28.6K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

SUI Group Holdings Ltd. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$8.2M
Cash generated from operations
Stock Buybacks
$18.9M
Shares repurchased (TTM)
Capital Expenditures
$17.0K
Investment in assets
Dividends
None
No dividend program

SUIG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for SUI Group Holdings Ltd. (CIK: 0001425355)

📋 Recent SEC Filings

Date Form Document Action
Feb 27, 2026 10-K suig_10k.htm View →
Feb 26, 2026 8-K suig_8k.htm View →
Feb 11, 2026 8-K suig_8k.htm View →
Jan 15, 2026 4 xslF345X05/form4.xml View →
Jan 9, 2026 8-K suig_8k.htm View →

Frequently Asked Questions about SUIG

What is the AI rating for SUIG?

SUI Group Holdings Ltd. (SUIG) has an AI rating of STRONG SELL with 98% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SUIG's key strengths?

Claude: Positive revenue growth of 18.1% year-over-year. Adequate short-term liquidity with 2.39x current ratio.

What are the risks of investing in SUIG?

Claude: Catastrophic operating loss of $264M against $3.9M revenue indicates unsustainable cost structure and potential one-time impairments. Persistent negative gross margin of -1.3% means the core business loses money on each unit sold.

What is SUIG's revenue and growth?

SUI Group Holdings Ltd. reported revenue of $3.9M.

Does SUIG pay dividends?

SUI Group Holdings Ltd. does not currently pay dividends.

Where can I find SUIG SEC filings?

Official SEC filings for SUI Group Holdings Ltd. (CIK: 0001425355) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SUIG's EPS?

SUI Group Holdings Ltd. has a diluted EPS of $-6.59.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SUIG a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, SUI Group Holdings Ltd. has a STRONG SELL rating with 98% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is SUIG stock overvalued or undervalued?

Valuation metrics for SUIG: ROE of -156.8% (sector avg: 12%), net margin of -6,825.0% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

Should I buy SUIG stock in 2026?

Our dual AI analysis gives SUI Group Holdings Ltd. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SUIG's free cash flow?

SUI Group Holdings Ltd.'s operating cash flow is $-8.2M, with capital expenditures of $17.0K. FCF margin is -211.7%.

How does SUIG compare to other Finance stocks?

Vs Finance sector averages: Net margin -6,825.0% (avg: 25%), ROE -156.8% (avg: 12%), current ratio 2.39 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 16, 2026 | Data as of: 2025-12-31 | Powered by Claude AI