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StoneX Group Inc. (SNEX) Fundamental Analysis & AI Grade 2026

SNEX Nasdaq Security & Commodity Brokers, Dealers, Exchanges & Services DE CIK: 0000913760
Updated This Month • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
75% Confidence
N/A
C
75% Conf
Pending
Analysis scheduled

📊 SNEX Key Takeaways

Revenue: $84.8B
Net Margin: 0.4%
Free Cash Flow: $1.5B
Current Ratio: N/A
Debt/Equity: 0.07x
EPS: $3.74
AI Grade: C with 75% confidence
StoneX Group Inc. (SNEX) receives a C fundamental grade with 75% confidence from our AI analysis based on SEC 10-K filings. With revenue of $84.8B, net profit margin of 0.4%, and return on equity (ROE) of 11.6%, StoneX Group Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete SNEX stock analysis for 2026.

Is StoneX Group Inc. (SNEX) a Good Investment?

Claude

StoneX faces critical financial distress with interest coverage of 0.8x, indicating inability to service debt obligations from operating income alone. Combined with razor-thin 0.4% net margins and an inexplicable 4215% YoY revenue surge, the company presents elevated default risk despite positive cash flow, suggesting unsustainable financial leverage for the brokerage sector.

StoneX Group Inc. Key Strengths (SNEX)

Claude
  • + Positive operating cash flow of $1.5B provides near-term liquidity cushion
  • + Net income growing 17.3% YoY demonstrates improving bottom-line performance
  • + Debt-to-equity ratio of 0.07x appears conservative relative to balance sheet composition

SNEX Stock Risks: StoneX Group Inc. Investment Risks

Claude
  • ! Interest coverage of 0.8x is critical - operating income cannot cover interest obligations, signaling imminent financial distress
  • ! Net margin of 0.4% leaves zero tolerance for adverse business conditions or market disruptions
  • ! Unexplained 4215% YoY revenue growth raises accounting quality concerns - likely reflects acquisition or scope change masking organic deterioration
  • ! ROA of 0.6% on $53.6B asset base indicates severe asset inefficiency
  • ! Liabilities represent 94.9% of total assets, creating structural financial fragility

Key Metrics to Watch

Claude
  • * Interest coverage ratio - must sustainably exceed 1.0x to indicate viability
  • * Operating margin expansion - critical need to increase from 0.5% to reduce leverage vulnerability
  • * Cash-to-liability ratio trends - monitor ability to service debt if operating cash flow deteriorates

StoneX Group Inc. (SNEX) Financial Metrics & Key Ratios

Revenue
$84.8B
Net Income
$313.3M
EPS (Diluted)
$3.74
Free Cash Flow
$1.5B
Total Assets
$53.6B
Cash Position
$2.1B

💡 AI Analyst Insight

The relatively thin 1.8% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

SNEX Profit Margin, ROE & Profitability Analysis

Gross Margin 3.5%
Operating Margin 0.5%
Net Margin 0.4%
ROE 11.6%
ROA 0.6%
FCF Margin 1.8%

SNEX vs Services Sector: How StoneX Group Inc. Compares

How StoneX Group Inc. compares to Services sector averages

Net Margin
SNEX 0.4%
vs
Sector Avg 10.0%
SNEX Sector
ROE
SNEX 11.6%
vs
Sector Avg 16.0%
SNEX Sector
Current Ratio
SNEX 0.0x
vs
Sector Avg 1.5x
SNEX Sector
Debt/Equity
SNEX 0.1x
vs
Sector Avg 0.7x
SNEX Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is StoneX Group Inc. Stock Overvalued? SNEX Valuation Analysis 2026

Based on fundamental analysis, StoneX Group Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
11.6%
Sector avg: 16%
Net Profit Margin
0.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.07x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

StoneX Group Inc. Balance Sheet: SNEX Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.07x
Debt/Assets
95.0%
Interest Coverage
0.83x
Long-term Debt
$177.6M

SNEX Revenue & Earnings Growth: 5-Year Financial Trend

SNEX 5-year financial data: Year 2021: Revenue $2.1B, Net Income $85.1M, EPS $4.39. Year 2022: Revenue $3.6B, Net Income $169.6M, EPS $8.61. Year 2023: Revenue $3.6B, Net Income $116.3M, EPS $5.74. Year 2024: Revenue $3.6B, Net Income $207.1M, EPS $6.67. Year 2025: Revenue $3.5B, Net Income $238.5M, EPS $4.97.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: StoneX Group Inc.'s revenue has grown significantly by 65% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.97 reflects profitable operations.

SNEX Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.8%
Free cash flow / Revenue

SNEX Quarterly Earnings & Performance

Quarterly financial performance data for StoneX Group Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $820.4M $71.7M $0.94
Q1 2026 $663.1M $85.1M $1.69
Q3 2025 $571.8M $61.9M $1.22
Q2 2025 $509.2M $53.1M $1.09
Q1 2025 $627.4M $69.1M $2.13
Q3 2024 $571.8M $61.9M $1.88

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

StoneX Group Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.5B
Cash generated from operations
Capital Expenditures
$36.5M
Investment in assets
Dividends
None
No dividend program

SNEX SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for StoneX Group Inc. (CIK: 0000913760)

📋 Recent SEC Filings

Date Form Document Action
May 26, 2026 8-K intl-20260522.htm View →
May 26, 2026 4 xslF345X06/wk-form4_1779826321.xml View →
May 26, 2026 4 xslF345X06/wk-form4_1779826267.xml View →
May 20, 2026 4 xslF345X06/wk-form4_1779312597.xml View →
May 19, 2026 4 xslF345X06/wk-form4_1779233386.xml View →

Frequently Asked Questions about SNEX

What is the AI rating for SNEX?

StoneX Group Inc. (SNEX) has an AI grade of C with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SNEX's key strengths?

Claude: Positive operating cash flow of $1.5B provides near-term liquidity cushion. Net income growing 17.3% YoY demonstrates improving bottom-line performance.

What are the risks of investing in SNEX?

Claude: Interest coverage of 0.8x is critical - operating income cannot cover interest obligations, signaling imminent financial distress. Net margin of 0.4% leaves zero tolerance for adverse business conditions or market disruptions.

What is SNEX's revenue and growth?

StoneX Group Inc. reported revenue of $84.8B.

Does SNEX pay dividends?

StoneX Group Inc. does not currently pay dividends.

Where can I find SNEX SEC filings?

Official SEC filings for StoneX Group Inc. (CIK: 0000913760) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SNEX's EPS?

StoneX Group Inc. has a diluted EPS of $3.74.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is SNEX's fundamental grade?

Based on our AI fundamental analysis in May 2026, StoneX Group Inc. has a C grade with 75% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is SNEX stock overvalued or undervalued?

Valuation metrics for SNEX: ROE of 11.6% (sector avg: 16%), net margin of 0.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is SNEX's AI grade for 2026?

Our dual AI analysis gives StoneX Group Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SNEX's free cash flow?

StoneX Group Inc.'s operating cash flow is $1.5B, with capital expenditures of $36.5M. FCF margin is 1.8%.

How does SNEX compare to other Services stocks?

Vs Services sector averages: Net margin 0.4% (avg: 10%), ROE 11.6% (avg: 16%), current ratio N/A (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI