📊 SNCY Key Takeaways
Is Sun Country Airlines Holdings, Inc. (SNCY) a Good Investment?
Sun Country Airlines is marginally profitable but fundamentally challenged by negative free cash flow, dangerously tight interest coverage of 1.7x, and liquidity constraints with current ratio below 1.0. Despite 4.7% revenue growth, net income is flat and capital returns are severely depressed (ROE 3.7%, ROA 1.4%), indicating the business is unable to convert growth into shareholder value while managing high CapEx burden.
Sun Country Airlines Holdings, Inc. Key Strengths (SNCY)
- Positive operating income ($36.9M) and net income ($24.1M) demonstrates baseline profitability
- Operating margin of 10.9% is reasonable for airline sector
- Debt-to-equity ratio of 0.47x is moderate for capital-intensive industry
SNCY Stock Risks: Sun Country Airlines Holdings, Inc. Investment Risks
- Negative free cash flow of -$10.8M (-3.2% FCF margin) is unsustainable and suggests inability to fund operations and debt service organically
- Interest coverage of 1.7x is critically low; minimal buffer for revenue disruptions or rate increases
- Current ratio of 0.83x indicates acute liquidity strain; company may struggle to meet near-term obligations
Key Metrics to Watch
- Free cash flow trend—must return to positive to validate business model sustainability
- Interest coverage ratio—target minimum 2.5x+ for financial stability
- Current ratio and cash position—must strengthen to reduce default risk
Sun Country Airlines Holdings, Inc. (SNCY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
SNCY Profit Margin, ROE & Profitability Analysis
SNCY vs Transportation Sector: How Sun Country Airlines Holdings, Inc. Compares
How Sun Country Airlines Holdings, Inc. compares to Transportation sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Sun Country Airlines Holdings, Inc. Stock Overvalued? SNCY Valuation Analysis 2026
Based on fundamental analysis, Sun Country Airlines Holdings, Inc. has mixed fundamental signals relative to the Transportation sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Sun Country Airlines Holdings, Inc. Balance Sheet: SNCY Debt, Cash & Liquidity
SNCY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Sun Country Airlines Holdings, Inc.'s revenue has grown significantly by 61% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.23 reflects profitable operations.
SNCY Revenue Growth, EPS Growth & YoY Performance
SNCY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $326.6M | $24.1M | $0.43 |
| Q3 2025 | $249.5M | $1.6M | $0.03 |
| Q2 2025 | $254.4M | $1.8M | $0.03 |
| Q1 2025 | $311.5M | $35.3M | $0.64 |
| Q3 2024 | $248.9M | $1.8M | $0.04 |
| Q2 2024 | $254.4M | $1.8M | $0.03 |
| Q1 2024 | $294.1M | $35.3M | $0.64 |
| Q3 2023 | $221.7M | $3.6M | $0.13 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Sun Country Airlines Holdings, Inc. Dividends, Buybacks & Capital Allocation
SNCY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Sun Country Airlines Holdings, Inc. (CIK: 0001743907)
📋 Recent SEC Filings
❓ Frequently Asked Questions about SNCY
What is the AI rating for SNCY?
Sun Country Airlines Holdings, Inc. (SNCY) has an AI grade of C with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are SNCY's key strengths?
Claude: Positive operating income ($36.9M) and net income ($24.1M) demonstrates baseline profitability. Operating margin of 10.9% is reasonable for airline sector.
What are the risks of investing in SNCY?
Claude: Negative free cash flow of -$10.8M (-3.2% FCF margin) is unsustainable and suggests inability to fund operations and debt service organically. Interest coverage of 1.7x is critically low; minimal buffer for revenue disruptions or rate increases.
What is SNCY's revenue and growth?
Sun Country Airlines Holdings, Inc. reported revenue of $338.4M.
Does SNCY pay dividends?
Sun Country Airlines Holdings, Inc. does not currently pay dividends.
Where can I find SNCY SEC filings?
Official SEC filings for Sun Country Airlines Holdings, Inc. (CIK: 0001743907) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is SNCY's EPS?
Sun Country Airlines Holdings, Inc. has a diluted EPS of $0.43.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is SNCY's fundamental grade?
Based on our AI fundamental analysis in May 2026, Sun Country Airlines Holdings, Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is SNCY stock overvalued or undervalued?
Valuation metrics for SNCY: ROE of 3.7% (sector avg: 18%), net margin of 7.1% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.
What is SNCY's AI grade for 2026?
Our dual AI analysis gives Sun Country Airlines Holdings, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is SNCY's free cash flow?
Sun Country Airlines Holdings, Inc.'s operating cash flow is $29.7M, with capital expenditures of $40.5M. FCF margin is -3.2%.
How does SNCY compare to other Transportation stocks?
Vs Transportation sector averages: Net margin 7.1% (avg: 10%), ROE 3.7% (avg: 18%), current ratio 0.83 (avg: 1).