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Saga Communications Inc. (SGA) Fundamental Analysis & AI Grade 2026

SGA Nasdaq Radio Broadcasting Stations FL CIK: 0000886136
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
D
85% Confidence
N/A
D
85% Conf
Pending
Analysis scheduled

📊 SGA Key Takeaways

Revenue: $22.9M
Net Margin: -10.5%
Free Cash Flow: $-372.0K
Current Ratio: 2.81x
Debt/Equity: 0.03x
EPS: $-0.38
AI Grade: D with 85% confidence
Saga Communications Inc. (SGA) receives a D fundamental grade with 85% confidence from our AI analysis based on SEC 10-K filings. With revenue of $22.9M, net profit margin of -10.5%, and return on equity (ROE) of -1.6%, Saga Communications Inc. demonstrates mixed fundamentals in the Telecom sector. Below is our complete SGA stock analysis for 2026.

Is Saga Communications Inc. (SGA) a Good Investment?

Claude

SAGA Communications faces severe operational deterioration with persistent operating losses (-14.3% margin), declining revenue (-5.1% YoY), and negative free cash flow despite capital constraints. While the balance sheet remains fortified with low leverage (0.03x debt/equity) and adequate liquidity, the core business is structurally unprofitable and unsustainable without material operational improvements or strategic intervention.

Saga Communications Inc. Key Strengths (SGA)

Claude
  • + Strong balance sheet with minimal leverage (0.03x debt/equity ratio)
  • + Adequate liquidity with 2.81x current ratio and $21.1M cash reserves
  • + Modest capital requirements ($779K capex) limit cash burn intensity

SGA Stock Risks: Saga Communications Inc. Investment Risks

Claude
  • ! Operating losses of -$3.3M with -14.3% operating margin indicate structural unprofitability
  • ! Declining revenue (-5.1% YoY) reflects secular industry headwinds in radio broadcasting
  • ! Negative free cash flow (-$372K) despite low capex shows operational cash generation failure
  • ! Negative interest coverage (-35.8x) signals inability to service debt from operations
  • ! Negative returns on equity (-1.6%) and assets (-1.2%) destroying shareholder value

Key Metrics to Watch

Claude
  • * Revenue stabilization and growth inflection point
  • * Operating margin improvement path to profitability
  • * Operating and free cash flow sustainability versus cash reserve depletion rate
  • * Debt covenants and refinancing risk given negative earnings

Saga Communications Inc. (SGA) Financial Metrics & Key Ratios

Revenue
$22.9M
Net Income
$-2.4M
EPS (Diluted)
$-0.38
Free Cash Flow
$-372.0K
Total Assets
$198.0M
Cash Position
$21.1M

💡 AI Analyst Insight

Strong liquidity with a 2.81x current ratio provides a solid financial cushion.

SGA Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -14.3%
Net Margin -10.5%
ROE -1.6%
ROA -1.2%
FCF Margin -1.6%

SGA vs Telecom Sector: How Saga Communications Inc. Compares

How Saga Communications Inc. compares to Telecom sector averages

Net Margin
SGA -10.5%
vs
Sector Avg 14.0%
SGA Sector
ROE
SGA -1.6%
vs
Sector Avg 15.0%
SGA Sector
Current Ratio
SGA 2.8x
vs
Sector Avg 1.0x
SGA Sector
Debt/Equity
SGA 0.0x
vs
Sector Avg 1.2x
SGA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Saga Communications Inc. Stock Overvalued? SGA Valuation Analysis 2026

Based on fundamental analysis, Saga Communications Inc. has mixed fundamental signals relative to the Telecom sector in 2026.

Return on Equity
-1.6%
Sector avg: 15%
Net Profit Margin
-10.5%
Sector avg: 14%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.03x
Sector avg: 1.2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Saga Communications Inc. Balance Sheet: SGA Debt, Cash & Liquidity

Current Ratio
2.81x
Quick Ratio
2.81x
Debt/Equity
0.03x
Debt/Assets
25.1%
Interest Coverage
-35.85x
Long-term Debt
$5.0M

SGA Revenue & Earnings Growth: 5-Year Financial Trend

SGA 5-year financial data: Year 2024: Revenue $115.5M, Net Income $9.5M, EPS $1.55.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Saga Communications Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.55 reflects profitable operations.

SGA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-1.6%
Free cash flow / Revenue

SGA Quarterly Earnings & Performance

Quarterly financial performance data for Saga Communications Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $22.9M -$1.6M $-0.25
Q3 2025 $28.2M -$532.0K $-0.08
Q2 2025 $28.2M -$447.0K $-0.07
Q1 2025 $24.2M -$1.6M $-0.25
Q3 2024 $28.1M $920.0K $0.20
Q2 2024 $28.7M $920.0K $0.15
Q1 2024 $24.7M $920.0K $0.15
Q3 2023 $29.1M -$104.0K $-0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Saga Communications Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$407.0K
Cash generated from operations
Stock Buybacks
$5.0K
Shares repurchased (TTM)
Capital Expenditures
$779.0K
Investment in assets
Dividends Paid
$1.6M
Returned to shareholders

SGA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Saga Communications Inc. (CIK: 0000886136)

📋 Recent SEC Filings

Date Form Document Action
May 8, 2026 10-Q sga-20260331x10q.htm View →
May 7, 2026 8-K sga-20260507x8k.htm View →
May 7, 2026 8-K sga-20260507x8k.htm View →
Apr 20, 2026 DEF 14A ny20063050x1_def14a.htm View →
Apr 15, 2026 8-K sga-20260415x8k.htm View →

Frequently Asked Questions about SGA

What is the AI rating for SGA?

Saga Communications Inc. (SGA) has an AI grade of D with 85% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SGA's key strengths?

Claude: Strong balance sheet with minimal leverage (0.03x debt/equity ratio). Adequate liquidity with 2.81x current ratio and $21.1M cash reserves.

What are the risks of investing in SGA?

Claude: Operating losses of -$3.3M with -14.3% operating margin indicate structural unprofitability. Declining revenue (-5.1% YoY) reflects secular industry headwinds in radio broadcasting.

What is SGA's revenue and growth?

Saga Communications Inc. reported revenue of $22.9M.

Does SGA pay dividends?

Saga Communications Inc. pays dividends, with $1.6M distributed to shareholders in the trailing twelve months.

Where can I find SGA SEC filings?

Official SEC filings for Saga Communications Inc. (CIK: 0000886136) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SGA's EPS?

Saga Communications Inc. has a diluted EPS of $-0.38.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is SGA's fundamental grade?

Based on our AI fundamental analysis in May 2026, Saga Communications Inc. has a D grade with 85% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is SGA stock overvalued or undervalued?

Valuation metrics for SGA: ROE of -1.6% (sector avg: 15%), net margin of -10.5% (sector avg: 14%). Compare these metrics with sector averages to assess valuation.

What is SGA's AI grade for 2026?

Our dual AI analysis gives Saga Communications Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SGA's free cash flow?

Saga Communications Inc.'s operating cash flow is $407.0K, with capital expenditures of $779.0K. FCF margin is -1.6%.

How does SGA compare to other Telecom stocks?

Vs Telecom sector averages: Net margin -10.5% (avg: 14%), ROE -1.6% (avg: 15%), current ratio 2.81 (avg: 1).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI