← Back to All US Stocks

Service Corp. International (SCI) Stock Fundamental Analysis & AI Rating 2026

SCI NYSE Services-Personal Services TX CIK: 0000089089
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2025-12-31
BUY
72% Conf
Pending
Analysis scheduled

📊 SCI Key Takeaways

Revenue: $4.3B
Net Margin: 12.6%
Free Cash Flow: $554.2M
Current Ratio: 0.55x
Debt/Equity: 3.14x
EPS: $3.80
AI Rating: BUY with 72% confidence
Service Corp. International (SCI) receives a BUY rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $4.3B, net profit margin of 12.6%, and return on equity (ROE) of 33.1%, Service Corp. International demonstrates strong fundamentals in the Services sector. Below is our complete SCI stock analysis for 2026.

Is Service Corp. International (SCI) a Good Investment?

Claude

SCI demonstrates strong operational profitability with 22.7% operating margins and exceptional ROE of 33.1%, supported by robust free cash flow generation of $554.2M. While high leverage (3.14x debt/equity) and weak liquidity ratios present balance sheet risks, the company's stable recurring revenues in the defensive funeral services industry and solid 3.8x interest coverage provide a foundation for continued value creation.

Why Buy Service Corp. International Stock? SCI Key Strengths

Claude
  • + Exceptional Return on Equity of 33.1% demonstrating highly efficient capital deployment
  • + Strong profitability margins across the board (26.5% gross, 22.7% operating, 12.6% net) indicating pricing power
  • + Robust free cash flow generation of $554.2M with 12.9% FCF margin exceeding capital requirements
  • + Defensive industry with recurring revenue streams in funeral and cemetery services
  • + Growing diluted EPS (+7.6% YoY) despite flat net income shows shareholder-friendly capital allocation

SCI Stock Risks: Service Corp. International Investment Risks

Claude
  • ! High financial leverage at 3.14x debt/equity ratio with modest 3.8x interest coverage limiting financial flexibility
  • ! Weak liquidity position with current ratio of 0.55x and quick ratio of 0.50x creating short-term refinancing risk
  • ! Slow revenue growth of only 2.9% YoY with net income flat YoY suggests market saturation or margin pressure
  • ! Elevated leverage amplifies downside risk if operating cash flows decline or economic conditions deteriorate

Key Metrics to Watch

Claude
  • * Free cash flow sustainability and operating cash flow trends
  • * Debt-to-equity ratio progression and interest coverage ratio changes
  • * Revenue growth acceleration and operating margin stability
  • * Current ratio improvement indicating working capital position strengthening
  • * Net income growth relative to revenue to confirm operational leverage

Service Corp. International (SCI) Financial Metrics & Key Ratios

Revenue
$4.3B
Net Income
$542.6M
EPS (Diluted)
$3.80
Free Cash Flow
$554.2M
Total Assets
$18.7B
Cash Position
$243.6M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

SCI Profit Margin, ROE & Profitability Analysis

Gross Margin 26.5%
Operating Margin 22.7%
Net Margin 12.6%
ROE 33.1%
ROA 2.9%
FCF Margin 12.9%

SCI vs Services Sector: How Service Corp. International Compares

How Service Corp. International compares to Services sector averages

Net Margin
SCI 12.6%
vs
Sector Avg 10.0%
SCI Sector
ROE
SCI 33.1%
vs
Sector Avg 16.0%
SCI Sector
Current Ratio
SCI 0.6x
vs
Sector Avg 1.5x
SCI Sector
Debt/Equity
SCI 3.1x
vs
Sector Avg 0.7x
SCI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Service Corp. International Stock Overvalued? SCI Valuation Analysis 2026

Based on fundamental analysis, Service Corp. International has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
33.1%
Sector avg: 16%
Net Profit Margin
12.6%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
3.14x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Service Corp. International Balance Sheet: SCI Debt, Cash & Liquidity

Current Ratio
0.55x
Quick Ratio
0.50x
Debt/Equity
3.14x
Debt/Assets
0.0%
Interest Coverage
3.83x
Long-term Debt
$5.1B

SCI Revenue & Earnings Growth: 5-Year Financial Trend

SCI 5-year financial data: Year 2021: Revenue $4.1B, Net Income $369.6M, EPS $1.99. Year 2022: Revenue $4.1B, Net Income $515.9M, EPS $2.88. Year 2023: Revenue $4.1B, Net Income $802.9M, EPS $4.72. Year 2024: Revenue $4.2B, Net Income $565.3M, EPS $3.53. Year 2025: Revenue $4.3B, Net Income $537.3M, EPS $3.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Service Corp. International's revenue has shown modest growth of 4% over the 5-year period. The most recent EPS of $3.53 reflects profitable operations.

SCI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
12.9%
Free cash flow / Revenue

SCI Quarterly Earnings & Performance

Quarterly financial performance data for Service Corp. International including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.0B $117.5M $0.81
Q2 2025 $1.0B $118.2M $0.81
Q1 2025 $1.0B $131.3M $0.89
Q3 2024 $1.0B $117.8M $0.80
Q2 2024 $1.0B $118.2M $0.81
Q1 2024 $1.0B $131.3M $0.89
Q1 2023 $977.7M $120.9M $0.76
Q3 2022 $977.7M $120.9M $0.76

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Service Corp. International Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$942.8M
Cash generated from operations
Stock Buybacks
$461.0M
Shares repurchased (TTM)
Capital Expenditures
$388.6M
Investment in assets
Dividends Paid
$183.6M
Returned to shareholders

SCI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Service Corp. International (CIK: 0000089089)

📋 Recent SEC Filings

Date Form Document Action
Mar 26, 2026 DEF 14A sci-20260326.htm View →
Mar 12, 2026 4 xslF345X05/wk-form4_1773329366.xml View →
Mar 11, 2026 4 xslF345X05/wk-form4_1773244234.xml View →
Mar 9, 2026 4 xslF345X05/wk-form4_1773082113.xml View →
Mar 9, 2026 4 xslF345X05/wk-form4_1773081820.xml View →

Frequently Asked Questions about SCI

What is the AI rating for SCI?

Service Corp. International (SCI) has an AI rating of BUY with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SCI's key strengths?

Claude: Exceptional Return on Equity of 33.1% demonstrating highly efficient capital deployment. Strong profitability margins across the board (26.5% gross, 22.7% operating, 12.6% net) indicating pricing power.

What are the risks of investing in SCI?

Claude: High financial leverage at 3.14x debt/equity ratio with modest 3.8x interest coverage limiting financial flexibility. Weak liquidity position with current ratio of 0.55x and quick ratio of 0.50x creating short-term refinancing risk.

What is SCI's revenue and growth?

Service Corp. International reported revenue of $4.3B.

Does SCI pay dividends?

Service Corp. International pays dividends, with $183.6M distributed to shareholders in the trailing twelve months.

Where can I find SCI SEC filings?

Official SEC filings for Service Corp. International (CIK: 0000089089) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SCI's EPS?

Service Corp. International has a diluted EPS of $3.80.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is SCI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Service Corp. International has a BUY rating with 72% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is SCI stock overvalued or undervalued?

Valuation metrics for SCI: ROE of 33.1% (sector avg: 16%), net margin of 12.6% (sector avg: 10%). Higher ROE suggests strong returns relative to peers.

Should I buy SCI stock in 2026?

Our dual AI analysis gives Service Corp. International a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is SCI's free cash flow?

Service Corp. International's operating cash flow is $942.8M, with capital expenditures of $388.6M. FCF margin is 12.9%.

How does SCI compare to other Services stocks?

Vs Services sector averages: Net margin 12.6% (avg: 10%), ROE 33.1% (avg: 16%), current ratio 0.55 (avg: 1.5).

Is Service Corp. International carrying too much debt?

SCI has a debt-to-equity ratio of 3.14x, which is above the Services sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

Why is SCI's return on equity (ROE) so high?

Service Corp. International has a return on equity of 33.1%, significantly above the Services sector average of 16%. A high ROE indicates the company is efficient at generating profits from shareholder equity. This is supported by a 12.6% net margin.

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Browse: Buy Stocks High ROE Stocks
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2025-12-31 | Powered by Claude AI