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PubMatic, Inc. (PUBM) Fundamental Analysis & AI Grade 2026

PUBM Nasdaq Services-Computer Programming, Data Processing, Etc. DE CIK: 0001422930
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
75% Confidence
N/A
C
75% Conf
Pending
Analysis scheduled

📊 PUBM Key Takeaways

Revenue: $62.6M
Net Margin: -20.0%
Free Cash Flow: $17.3M
Current Ratio: 1.37x
Debt/Equity: 0.00x
EPS: $-0.27
AI Grade: C with 75% confidence
PubMatic, Inc. (PUBM) receives a C fundamental grade with 75% confidence from our AI analysis based on SEC 10-K filings. With revenue of $62.6M, net profit margin of -20.0%, and return on equity (ROE) of -5.0%, PubMatic, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete PUBM stock analysis for 2026.

Is PubMatic, Inc. (PUBM) a Good Investment?

Claude

PubMatic exhibits strong free cash flow generation ($17.3M, 27.6% FCF margin) and a fortress balance sheet ($144.9M cash, zero debt), but is deteriorating operationally with declining revenue (-2.9% YoY) and accelerating net losses (-215.7% YoY). Operating losses of -24.4% margins paired with negative ROE/ROA indicate fundamental profitability challenges that require urgent remediation despite adequate financial runway.

PubMatic, Inc. Key Strengths (PUBM)

Claude
  • + Strong free cash flow generation of $17.3M despite operating losses, indicating non-cash charges are masking underlying cash economics
  • + Fortress balance sheet with $144.9M cash, zero long-term debt, and healthy 1.37x current and quick ratios
  • + Excellent gross margins of 58.3% demonstrating viable product-market fit and pricing power at contribution level
  • + Asset-light business model requiring only $11K annual CapEx with minimal capital intensity

PUBM Stock Risks: PubMatic, Inc. Investment Risks

Claude
  • ! Revenue declining 2.9% YoY with stalled growth creating structural inability to absorb fixed cost base
  • ! Operating margin catastrophically negative at -24.4%, indicating company unprofitable even before financing charges
  • ! Net losses deteriorating sharply at -215.7% YoY suggesting accelerating operational execution problems
  • ! Negative ROE (-5.0%) and ROA (-1.9%) destroying shareholder value with no defined path to profitability
  • ! 25 insider Form 4 filings in 90 days may signal management concerns about business trajectory

Key Metrics to Watch

Claude
  • * Quarterly revenue growth rate - must return to positive growth to justify operating expense base
  • * Operating margin trajectory - inflection point to profitability is critical for viability
  • * Free cash flow sustainability - monitor if positive FCF can be maintained or turns negative
  • * Customer retention and platform adoption metrics - underlying demand health in programmatic advertising

PubMatic, Inc. (PUBM) Financial Metrics & Key Ratios

Revenue
$62.6M
Net Income
$-12.5M
EPS (Diluted)
$-0.27
Free Cash Flow
$17.3M
Total Assets
$659.4M
Cash Position
$144.9M

💡 AI Analyst Insight

The 27.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

PUBM Profit Margin, ROE & Profitability Analysis

Gross Margin 58.3%
Operating Margin -24.4%
Net Margin -20.0%
ROE -5.0%
ROA -1.9%
FCF Margin 27.6%

PUBM vs Technology Sector: How PubMatic, Inc. Compares

How PubMatic, Inc. compares to Technology sector averages

Net Margin
PUBM -20.0%
vs
Sector Avg 18.0%
PUBM Sector
ROE
PUBM -5.0%
vs
Sector Avg 22.0%
PUBM Sector
Current Ratio
PUBM 1.4x
vs
Sector Avg 2.5x
PUBM Sector
Debt/Equity
PUBM 0.0x
vs
Sector Avg 0.5x
PUBM Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is PubMatic, Inc. Stock Overvalued? PUBM Valuation Analysis 2026

Based on fundamental analysis, PubMatic, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-5.0%
Sector avg: 22%
Net Profit Margin
-20.0%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

PubMatic, Inc. Balance Sheet: PUBM Debt, Cash & Liquidity

Current Ratio
1.37x
Quick Ratio
1.37x
Debt/Equity
0.00x
Debt/Assets
61.9%
Interest Coverage
N/A
Long-term Debt
N/A

PUBM Revenue & Earnings Growth: 5-Year Financial Trend

PUBM 5-year financial data: Year 2021: Revenue $226.9M, Net Income $6.6M, EPS $0.04. Year 2022: Revenue $256.4M, Net Income $26.6M, EPS $0.46. Year 2023: Revenue $267.0M, Net Income $56.6M, EPS $1.00. Year 2024: Revenue $291.3M, Net Income $28.7M, EPS $0.50. Year 2025: Revenue $291.3M, Net Income $8.9M, EPS $0.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: PubMatic, Inc.'s revenue has grown significantly by 28% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.16 reflects profitable operations.

PUBM Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
27.6%
Free cash flow / Revenue

PUBM Quarterly Earnings & Performance

Quarterly financial performance data for PubMatic, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $62.6M -$9.5M $-0.20
Q3 2025 $68.0M -$912.0K $-0.02
Q2 2025 $67.3M -$483.0K $-0.01
Q1 2025 $63.8M -$2.5M $-0.05
Q3 2024 $63.7M -$912.0K $-0.02
Q2 2024 $63.3M -$483.0K $-0.01
Q1 2024 $55.4M -$2.5M $-0.05
Q3 2023 $63.7M $1.8M $0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

PubMatic, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$17.3M
Cash generated from operations
Stock Buybacks
$8.5M
Shares repurchased (TTM)
Capital Expenditures
$11.0K
Investment in assets
Dividends
None
No dividend program

PUBM SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for PubMatic, Inc. (CIK: 0001422930)

📋 Recent SEC Filings

Date Form Document Action
May 27, 2026 4 xslF345X06/form4-05272026_080507.xml View →
May 19, 2026 4 xslF345X06/form4-05192026_080531.xml View →
May 15, 2026 4 xslF345X06/form4-05152026_080512.xml View →
May 7, 2026 10-Q pubm-20260331.htm View →
May 7, 2026 8-K pubm-20260507.htm View →

Frequently Asked Questions about PUBM

What is the AI rating for PUBM?

PubMatic, Inc. (PUBM) has an AI grade of C with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PUBM's key strengths?

Claude: Strong free cash flow generation of $17.3M despite operating losses, indicating non-cash charges are masking underlying cash economics. Fortress balance sheet with $144.9M cash, zero long-term debt, and healthy 1.37x current and quick ratios.

What are the risks of investing in PUBM?

Claude: Revenue declining 2.9% YoY with stalled growth creating structural inability to absorb fixed cost base. Operating margin catastrophically negative at -24.4%, indicating company unprofitable even before financing charges.

What is PUBM's revenue and growth?

PubMatic, Inc. reported revenue of $62.6M.

Does PUBM pay dividends?

PubMatic, Inc. does not currently pay dividends.

Where can I find PUBM SEC filings?

Official SEC filings for PubMatic, Inc. (CIK: 0001422930) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PUBM's EPS?

PubMatic, Inc. has a diluted EPS of $-0.27.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PUBM's fundamental grade?

Based on our AI fundamental analysis in May 2026, PubMatic, Inc. has a C grade with 75% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PUBM stock overvalued or undervalued?

Valuation metrics for PUBM: ROE of -5.0% (sector avg: 22%), net margin of -20.0% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is PUBM's AI grade for 2026?

Our dual AI analysis gives PubMatic, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PUBM's free cash flow?

PubMatic, Inc.'s operating cash flow is $17.3M, with capital expenditures of $11.0K. FCF margin is 27.6%.

How does PUBM compare to other Technology stocks?

Vs Technology sector averages: Net margin -20.0% (avg: 18%), ROE -5.0% (avg: 22%), current ratio 1.37 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI