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PubMatic, Inc. (PUBM) Stock Fundamental Analysis & AI Rating 2026

PUBM Nasdaq Services-Computer Programming, Data Processing, Etc. DE CIK: 0001422930
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
HOLD
72% Conf
Pending
Analysis scheduled

📊 PUBM Key Takeaways

Revenue: $282.9M
Net Margin: -5.1%
Free Cash Flow: $66.7M
Current Ratio: 1.39x
Debt/Equity: 0.00x
EPS: $-0.31
AI Rating: HOLD with 72% confidence
PubMatic, Inc. (PUBM) receives a HOLD rating with 72% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $282.9M, net profit margin of -5.1%, and return on equity (ROE) of -5.5%, PubMatic, Inc. demonstrates mixed fundamentals in the Technology sector. Below is our complete PUBM stock analysis for 2026.

Is PubMatic, Inc. (PUBM) a Good Investment?

Claude

PubMatic demonstrates paradoxical fundamentals: strong cash generation ($66.7M free cash flow, zero debt, $145.5M cash) with robust 63.6% gross margins, yet faces declining revenue (-2.9% YoY) and operating losses (-6.1% margin). The company has sufficient financial fortress to weather challenges but requires demonstrated revenue recovery and operating leverage improvement to justify upside.

Why Buy PubMatic, Inc. Stock? PUBM Key Strengths

Claude
  • + Zero long-term debt with $145.5M cash provides substantial financial flexibility and runway
  • + Strong free cash flow generation of $66.7M (23.6% FCF margin) despite accounting losses indicates core unit economics are sound
  • + High gross margin of 63.6% demonstrates pricing power and efficient delivery in core advertising technology services
  • + Solid balance sheet with healthy liquidity ratios (1.39x current and quick ratios) and positive stockholders equity of $262.6M

PUBM Stock Risks: PubMatic, Inc. Investment Risks

Claude
  • ! Revenue decline of 2.9% YoY signals potential market share losses or weakening demand in competitive ad-tech sector
  • ! Operating losses of -$17.3M and negative net margin of -5.1% indicate operating expenses exceed core business profitability thresholds
  • ! Negative returns on equity (-5.5%) and assets (-2.1%) suggest inefficient capital deployment and value destruction on shareholder capital
  • ! Unprofitable trajectory with no clear turnaround timeline creates sustained cash burn risk if revenue deteriorates further

Key Metrics to Watch

Claude
  • * Sequential and year-over-year revenue growth rate - critical inflection from decline to growth
  • * Operating margin expansion - path to positive EBIT required for sustainable profitability
  • * Operating expense ratio as percentage of revenue - discipline needed to restore margins
  • * Free cash flow conversion sustainability - ensure cash generation is not masking deteriorating operations
  • * Customer concentration and retention metrics - assess underlying demand strength

PubMatic, Inc. (PUBM) Financial Metrics & Key Ratios

Revenue
$282.9M
Net Income
$-14.5M
EPS (Diluted)
$-0.31
Free Cash Flow
$66.7M
Total Assets
$680.2M
Cash Position
$145.5M

💡 AI Analyst Insight

The 23.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

PUBM Profit Margin, ROE & Profitability Analysis

Gross Margin 63.6%
Operating Margin -6.1%
Net Margin -5.1%
ROE -5.5%
ROA -2.1%
FCF Margin 23.6%

PUBM vs Technology Sector: How PubMatic, Inc. Compares

How PubMatic, Inc. compares to Technology sector averages

Net Margin
PUBM -5.1%
vs
Sector Avg 18.0%
PUBM Sector
ROE
PUBM -5.5%
vs
Sector Avg 22.0%
PUBM Sector
Current Ratio
PUBM 1.4x
vs
Sector Avg 2.5x
PUBM Sector
Debt/Equity
PUBM 0.0x
vs
Sector Avg 0.5x
PUBM Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is PubMatic, Inc. Stock Overvalued? PUBM Valuation Analysis 2026

Based on fundamental analysis, PubMatic, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-5.5%
Sector avg: 22%
Net Profit Margin
-5.1%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

PubMatic, Inc. Balance Sheet: PUBM Debt, Cash & Liquidity

Current Ratio
1.39x
Quick Ratio
1.39x
Debt/Equity
0.00x
Debt/Assets
61.4%
Interest Coverage
N/A
Long-term Debt
N/A

PUBM Revenue & Earnings Growth: 5-Year Financial Trend

PUBM 5-year financial data: Year 2021: Revenue $226.9M, Net Income $6.6M, EPS $0.04. Year 2022: Revenue $256.4M, Net Income $26.6M, EPS $0.46. Year 2023: Revenue $267.0M, Net Income $56.6M, EPS $1.00. Year 2024: Revenue $291.3M, Net Income $28.7M, EPS $0.50. Year 2025: Revenue $291.3M, Net Income $8.9M, EPS $0.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: PubMatic, Inc.'s revenue has grown significantly by 28% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.16 reflects profitable operations.

PUBM Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
23.6%
Free cash flow / Revenue

PUBM Quarterly Earnings & Performance

Quarterly financial performance data for PubMatic, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $68.0M -$912.0K $-0.02
Q2 2025 $67.3M -$483.0K $-0.01
Q1 2025 $63.8M -$2.5M $-0.05
Q3 2024 $63.7M -$912.0K $-0.02
Q2 2024 $63.3M -$483.0K $-0.01
Q1 2024 $55.4M -$2.5M $-0.05
Q3 2023 $63.7M $1.8M $0.03
Q2 2023 $63.0M $4.8M $-0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

PubMatic, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$81.1M
Cash generated from operations
Stock Buybacks
$46.5M
Shares repurchased (TTM)
Capital Expenditures
$14.3M
Investment in assets
Dividends
None
No dividend program

PUBM SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for PubMatic, Inc. (CIK: 0001422930)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 4 xslF345X06/form4-04082026_080456.xml View →
Apr 8, 2026 4 xslF345X06/form4-04082026_080419.xml View →
Apr 3, 2026 4 xslF345X06/form4-04032026_100413.xml View →
Apr 3, 2026 4 xslF345X06/form4-04032026_090417.xml View →
Apr 3, 2026 4 xslF345X06/form4-04032026_090402.xml View →

Frequently Asked Questions about PUBM

What is the AI rating for PUBM?

PubMatic, Inc. (PUBM) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PUBM's key strengths?

Claude: Zero long-term debt with $145.5M cash provides substantial financial flexibility and runway. Strong free cash flow generation of $66.7M (23.6% FCF margin) despite accounting losses indicates core unit economics are sound.

What are the risks of investing in PUBM?

Claude: Revenue decline of 2.9% YoY signals potential market share losses or weakening demand in competitive ad-tech sector. Operating losses of -$17.3M and negative net margin of -5.1% indicate operating expenses exceed core business profitability thresholds.

What is PUBM's revenue and growth?

PubMatic, Inc. reported revenue of $282.9M.

Does PUBM pay dividends?

PubMatic, Inc. does not currently pay dividends.

Where can I find PUBM SEC filings?

Official SEC filings for PubMatic, Inc. (CIK: 0001422930) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PUBM's EPS?

PubMatic, Inc. has a diluted EPS of $-0.31.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PUBM a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, PubMatic, Inc. has a HOLD rating with 72% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PUBM stock overvalued or undervalued?

Valuation metrics for PUBM: ROE of -5.5% (sector avg: 22%), net margin of -5.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy PUBM stock in 2026?

Our dual AI analysis gives PubMatic, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PUBM's free cash flow?

PubMatic, Inc.'s operating cash flow is $81.1M, with capital expenditures of $14.3M. FCF margin is 23.6%.

How does PUBM compare to other Technology stocks?

Vs Technology sector averages: Net margin -5.1% (avg: 18%), ROE -5.5% (avg: 22%), current ratio 1.39 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI