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Peloton Interactive, Inc.. (PTON) Fundamental Analysis & AI Grade 2026

PTON Nasdaq Sporting & Athletic Goods, NEC CIK: 0001639825
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
B
70% Confidence
N/A
B
70% Conf
Pending
Analysis scheduled

📊 PTON Key Takeaways

Revenue: $1.8B
Net Margin: 0.1%
Free Cash Flow: $288.9M
Current Ratio: 2.49x
Debt/Equity: N/A
EPS: $0.00
AI Grade: B with 70% confidence
Peloton Interactive, Inc.. (PTON) receives a B fundamental grade with 70% confidence from our AI analysis based on SEC 10-K filings. With revenue of $1.8B, net profit margin of 0.1%, Peloton Interactive, Inc.. demonstrates mixed fundamentals in the Market sector. Below is our complete PTON stock analysis for 2026.

Is Peloton Interactive, Inc.. (PTON) a Good Investment?

Claude

Peloton demonstrates strong free cash flow generation ($289M) and healthy liquidity, but faces fundamental solvency concerns with negative stockholders' equity of -$242M and razor-thin net margins of 0.1%. The company is a turnaround situation dependent on sustained profitability improvement and equity restoration to justify investment.

Peloton Interactive, Inc.. Key Strengths (PTON)

Claude
  • + Strong free cash flow of $289M with 15.7% FCF margin, indicating operational efficiency in converting revenue to cash
  • + Healthy gross margin of 51.3% and excellent interest coverage of 18.5x demonstrates pricing power and debt serviceability
  • + Substantial cash position of $1.1B and current ratio of 2.49x provide near-term liquidity buffer and operational flexibility

PTON Stock Risks: Peloton Interactive, Inc.. Investment Risks

Claude
  • ! Negative stockholders' equity of -$242M indicates accumulated losses exceeding equity capital and severe balance sheet stress
  • ! Critically low net margin of 0.1% and operating margin of 4.3% are unsustainable and leave zero room for operational disruption
  • ! High leverage with $1.3B long-term debt against $1.8B revenue creates refinancing risk if cash generation deteriorates

Key Metrics to Watch

Claude
  • * Net profit margin trajectory - must expand materially above current 0.1% to demonstrate sustainable profitability
  • * Stockholders' equity trend - critical that negative equity position reverses through retained earnings
  • * Operating cash flow consistency - must maintain >$250M annually to justify debt burden and cash position adequacy

Peloton Interactive, Inc.. (PTON) Financial Metrics & Key Ratios

Revenue
$1.8B
Net Income
$1.6M
EPS (Diluted)
$0.00
Free Cash Flow
$288.9M
Total Assets
$2.0B
Cash Position
$1.1B

💡 AI Analyst Insight

Strong liquidity with a 2.49x current ratio provides a solid financial cushion.

PTON Profit Margin, ROE & Profitability Analysis

Gross Margin 51.3%
Operating Margin 4.3%
Net Margin 0.1%
ROE N/A
ROA 0.1%
FCF Margin 15.7%

PTON vs Market Sector: How Peloton Interactive, Inc.. Compares

How Peloton Interactive, Inc.. compares to Market sector averages

Net Margin
PTON 0.1%
vs
Sector Avg 12.0%
PTON Sector
ROE
PTON 0.0%
vs
Sector Avg 15.0%
PTON Sector
Current Ratio
PTON 2.5x
vs
Sector Avg 1.8x
PTON Sector
Debt/Equity
PTON 0.0x
vs
Sector Avg 0.7x
PTON Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Peloton Interactive, Inc.. Stock Overvalued? PTON Valuation Analysis 2026

Based on fundamental analysis, Peloton Interactive, Inc.. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
0.1%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Peloton Interactive, Inc.. Balance Sheet: PTON Debt, Cash & Liquidity

Current Ratio
2.49x
Quick Ratio
2.18x
Debt/Equity
N/A
Debt/Assets
112.0%
Interest Coverage
18.49x
Long-term Debt
$1.3B

PTON Revenue & Earnings Growth: 5-Year Financial Trend

PTON 5-year financial data: Year 2021: Revenue $4.0B, Net Income -$195.6M, EPS $-10.72. Year 2022: Revenue $4.0B, Net Income -$71.6M, EPS $-0.32. Year 2023: Revenue $4.0B, Net Income -$189.0M, EPS $-0.64. Year 2024: Revenue $3.6B, Net Income -$2.8B, EPS $-8.77. Year 2025: Revenue $2.8B, Net Income -$1.3B, EPS $-3.64.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Peloton Interactive, Inc..'s revenue has declined by 30% over the 5-year period, indicating business contraction. The most recent EPS of $-3.64 indicates the company is currently unprofitable.

PTON Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
15.7%
Free cash flow / Revenue

PTON Quarterly Earnings & Performance

Quarterly financial performance data for Peloton Interactive, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $624.0M $1.6M $0.00
Q2 2026 $656.5M -$24.8M $-0.06
Q1 2026 $550.8M -$900.0K $0.00
Q3 2025 $624.0M -$47.7M $-0.12
Q2 2025 $673.9M -$92.0M $-0.24
Q1 2025 $586.0M -$900.0K $0.00
Q3 2024 $717.7M -$167.3M $-0.45
Q2 2024 $743.6M -$194.9M $-0.54

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Peloton Interactive, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$296.5M
Cash generated from operations
Capital Expenditures
$7.6M
Investment in assets
Dividends
None
No dividend program

PTON SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Peloton Interactive, Inc.. (CIK: 0001639825)

📋 Recent SEC Filings

Date Form Document Action
May 27, 2026 4 xslF345X06/wk-form4_1779919953.xml View →
May 26, 2026 8-K pton-20260521.htm View →
May 21, 2026 4 xslF345X06/wk-form4_1779398548.xml View →
May 21, 2026 4 xslF345X06/wk-form4_1779398533.xml View →
May 19, 2026 4 xslF345X06/wk-form4_1779226121.xml View →

Frequently Asked Questions about PTON

What is the AI rating for PTON?

Peloton Interactive, Inc.. (PTON) has an AI grade of B with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PTON's key strengths?

Claude: Strong free cash flow of $289M with 15.7% FCF margin, indicating operational efficiency in converting revenue to cash. Healthy gross margin of 51.3% and excellent interest coverage of 18.5x demonstrates pricing power and debt serviceability.

What are the risks of investing in PTON?

Claude: Negative stockholders' equity of -$242M indicates accumulated losses exceeding equity capital and severe balance sheet stress. Critically low net margin of 0.1% and operating margin of 4.3% are unsustainable and leave zero room for operational disruption.

What is PTON's revenue and growth?

Peloton Interactive, Inc.. reported revenue of $1.8B.

Does PTON pay dividends?

Peloton Interactive, Inc.. does not currently pay dividends.

Where can I find PTON SEC filings?

Official SEC filings for Peloton Interactive, Inc.. (CIK: 0001639825) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PTON's EPS?

Peloton Interactive, Inc.. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PTON's fundamental grade?

Based on our AI fundamental analysis in May 2026, Peloton Interactive, Inc.. has a B grade with 70% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PTON stock overvalued or undervalued?

Valuation metrics for PTON: ROE of N/A (sector avg: 15%), net margin of 0.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is PTON's AI grade for 2026?

Our dual AI analysis gives Peloton Interactive, Inc.. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PTON's free cash flow?

Peloton Interactive, Inc..'s operating cash flow is $296.5M, with capital expenditures of $7.6M. FCF margin is 15.7%.

How does PTON compare to other Market stocks?

Vs Default sector averages: Net margin 0.1% (avg: 12%), ROE N/A (avg: 15%), current ratio 2.49 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI