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Peloton Interactive, Inc.. (PTON) Stock Fundamental Analysis & AI Rating 2026

PTON Nasdaq Sporting & Athletic Goods, NEC CIK: 0001639825
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
SELL
78% Conf
Pending
Analysis scheduled

📊 PTON Key Takeaways

Revenue: $1.2B
Net Margin: -2.1%
Free Cash Flow: $138.4M
Current Ratio: 1.98x
Debt/Equity: N/A
EPS: $-0.06
AI Rating: SELL with 78% confidence
Peloton Interactive, Inc.. (PTON) receives a SELL rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.2B, net profit margin of -2.1%, Peloton Interactive, Inc.. demonstrates mixed fundamentals in the Market sector. Below is our complete PTON stock analysis for 2026.

Is Peloton Interactive, Inc.. (PTON) a Good Investment?

Claude

Peloton exhibits severe fundamental deterioration with negative stockholders' equity of -$326.7M, declining revenue (-7.8% YoY), and persistent net losses, indicating structural business distress. While strong free cash flow ($138.4M) and liquidity reserves ($1.2B cash) provide near-term operational cushion, the company lacks growth momentum and profitability foundation necessary to service $1.5B debt and restore balance sheet viability.

Why Buy Peloton Interactive, Inc.. Stock? PTON Key Strengths

Claude
  • + Strong free cash flow generation of $138.4M (11.5% FCF margin) demonstrates operational cash generation despite accounting losses
  • + Healthy current ratio of 1.98x and $1.2B cash reserves provide adequate liquidity buffer for near-term obligations
  • + Solid gross margins of 50.9% indicate viable unit economics and retained pricing power at product level

PTON Stock Risks: Peloton Interactive, Inc.. Investment Risks

Claude
  • ! Negative stockholders' equity of -$326.7M represents balance sheet insolvency with liabilities exceeding assets by $300M+
  • ! Declining revenue (-7.8% YoY) and negative net income (-$24.8M) indicate deteriorating core business trajectory
  • ! Razor-thin operating margin of 2.2% combined with high debt burden of $1.5B leaves minimal safety margin for operational stress
  • ! Structural unprofitability despite all restructuring efforts suggests persistent competitive or demand headwinds

Key Metrics to Watch

Claude
  • * Revenue growth rate - critical to stabilize and reverse -7.8% YoY decline to validate business viability
  • * Operating margin expansion - must improve from 2.2% to establish sustainable profitability path
  • * Stockholders' equity progression - track restoration toward positive equity to address balance sheet insolvency
  • * Cash burn rate relative to FCF - monitor if operating losses accelerate or FCF deteriorates from current $138.4M level

Peloton Interactive, Inc.. (PTON) Financial Metrics & Key Ratios

Revenue
$1.2B
Net Income
$-24.8M
EPS (Diluted)
$-0.06
Free Cash Flow
$138.4M
Total Assets
$2.2B
Cash Position
$1.2B

💡 AI Analyst Insight

Peloton Interactive, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

PTON Profit Margin, ROE & Profitability Analysis

Gross Margin 50.9%
Operating Margin 2.2%
Net Margin -2.1%
ROE N/A
ROA -1.1%
FCF Margin 11.5%

PTON vs Market Sector: How Peloton Interactive, Inc.. Compares

How Peloton Interactive, Inc.. compares to Market sector averages

Net Margin
PTON -2.1%
vs
Sector Avg 12.0%
PTON Sector
ROE
PTON 0.0%
vs
Sector Avg 15.0%
PTON Sector
Current Ratio
PTON 2.0x
vs
Sector Avg 1.8x
PTON Sector
Debt/Equity
PTON 0.0x
vs
Sector Avg 0.7x
PTON Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Peloton Interactive, Inc.. Stock Overvalued? PTON Valuation Analysis 2026

Based on fundamental analysis, Peloton Interactive, Inc.. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
N/A
Sector avg: 15%
Net Profit Margin
-2.1%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Peloton Interactive, Inc.. Balance Sheet: PTON Debt, Cash & Liquidity

Current Ratio
1.98x
Quick Ratio
1.71x
Debt/Equity
N/A
Debt/Assets
115.1%
Interest Coverage
6.28x
Long-term Debt
$1.5B

PTON Revenue & Earnings Growth: 5-Year Financial Trend

PTON 5-year financial data: Year 2021: Revenue $4.0B, Net Income -$195.6M, EPS $-10.72. Year 2022: Revenue $4.0B, Net Income -$71.6M, EPS $-0.32. Year 2023: Revenue $4.0B, Net Income -$189.0M, EPS $-0.64. Year 2024: Revenue $3.6B, Net Income -$2.8B, EPS $-8.77. Year 2025: Revenue $2.8B, Net Income -$1.3B, EPS $-3.64.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Peloton Interactive, Inc..'s revenue has declined by 30% over the 5-year period, indicating business contraction. The most recent EPS of $-3.64 indicates the company is currently unprofitable.

PTON Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
11.5%
Free cash flow / Revenue

PTON Quarterly Earnings & Performance

Quarterly financial performance data for Peloton Interactive, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $656.5M -$24.8M $-0.06
Q1 2026 $550.8M -$900.0K $0.00
Q3 2025 $624.0M -$47.7M $-0.12
Q2 2025 $673.9M -$92.0M $-0.24
Q1 2025 $586.0M -$900.0K $0.00
Q3 2024 $717.7M -$167.3M $-0.45
Q2 2024 $743.6M -$194.9M $-0.54
Q1 2024 $595.5M -$159.3M $-0.44

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Peloton Interactive, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$143.8M
Cash generated from operations
Capital Expenditures
$5.4M
Investment in assets
Dividends
None
No dividend program

PTON SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Peloton Interactive, Inc.. (CIK: 0001639825)

📋 Recent SEC Filings

Date Form Document Action
Apr 3, 2026 4 xslF345X06/wk-form4_1775247705.xml View →
Apr 3, 2026 4 xslF345X06/wk-form4_1775247688.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773778454.xml View →
Mar 17, 2026 4 xslF345X05/wk-form4_1773778405.xml View →
Mar 17, 2026 8-K pton-20260314.htm View →

Frequently Asked Questions about PTON

What is the AI rating for PTON?

Peloton Interactive, Inc.. (PTON) has an AI rating of SELL with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PTON's key strengths?

Claude: Strong free cash flow generation of $138.4M (11.5% FCF margin) demonstrates operational cash generation despite accounting losses. Healthy current ratio of 1.98x and $1.2B cash reserves provide adequate liquidity buffer for near-term obligations.

What are the risks of investing in PTON?

Claude: Negative stockholders' equity of -$326.7M represents balance sheet insolvency with liabilities exceeding assets by $300M+. Declining revenue (-7.8% YoY) and negative net income (-$24.8M) indicate deteriorating core business trajectory.

What is PTON's revenue and growth?

Peloton Interactive, Inc.. reported revenue of $1.2B.

Does PTON pay dividends?

Peloton Interactive, Inc.. does not currently pay dividends.

Where can I find PTON SEC filings?

Official SEC filings for Peloton Interactive, Inc.. (CIK: 0001639825) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PTON's EPS?

Peloton Interactive, Inc.. has a diluted EPS of $-0.06.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PTON a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Peloton Interactive, Inc.. has a SELL rating with 78% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PTON stock overvalued or undervalued?

Valuation metrics for PTON: ROE of N/A (sector avg: 15%), net margin of -2.1% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy PTON stock in 2026?

Our dual AI analysis gives Peloton Interactive, Inc.. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PTON's free cash flow?

Peloton Interactive, Inc..'s operating cash flow is $143.8M, with capital expenditures of $5.4M. FCF margin is 11.5%.

How does PTON compare to other Market stocks?

Vs Default sector averages: Net margin -2.1% (avg: 12%), ROE N/A (avg: 15%), current ratio 1.98 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI