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PTC Stock Analysis - PTC INC. AI Rating

PTC Nasdaq Services-Prepackaged Software MA CIK: 0000857005
Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31
AI Rating
STRONG BUY
88% Confidence

Investment Thesis

PTC demonstrates exceptional financial health with robust revenue growth of 19.2% YoY coupled with extraordinary net income growth of 95%, indicating significant operational leverage and improving profitability. The company generates substantial free cash flow of $267.4M (39% FCF margin) with minimal debt burden (0.31x D/E ratio), providing financial flexibility for reinvestment or shareholder returns.

PTC Strengths

  • + Exceptional net income growth of 95% YoY significantly outpacing revenue growth of 19.2%, demonstrating strong operational leverage
  • + Industry-leading margins with 82.8% gross margin, 32.2% operating margin, and 24.3% net margin reflecting strong pricing power and efficient operations
  • + Excellent free cash flow generation at $267.4M (39% FCF margin) with minimal capital intensity ($2.3M capex)
  • + Conservative leverage with 0.31x debt-to-equity ratio and 12.8x interest coverage ratio providing substantial financial flexibility
  • + Strong liquidity position with 1.22x current and quick ratios supporting operational needs

PTC Risks

  • ! Low ROE of 4.3% and ROA of 2.6% suggest inefficient capital deployment relative to equity and asset base, despite strong absolute profitability
  • ! Significant insider selling activity with 16 Form 4 filings in last 90 days may indicate insider concern about valuation or business trajectory
  • ! Modest current and quick ratios (1.22x) indicate tighter working capital management that could be challenged by operational disruptions
  • ! Growth deceleration risk if the 19.2% revenue growth momentum cannot be sustained in competitive software markets

Key Metrics to Watch

PTC Financial Metrics

Revenue
$685.8M
Net Income
$166.5M
EPS (Diluted)
$1.39
Free Cash Flow
$267.4M
Total Assets
$6.4B
Cash Position
$209.7M

PTC Profitability Ratios

Gross Margin 82.8%
Operating Margin 32.2%
Net Margin 24.3%
ROE 4.3%
ROA 2.6%
FCF Margin 39.0%

PTC Balance Sheet & Liquidity

Current Ratio
1.22x
Quick Ratio
1.22x
Debt/Equity
0.31x
Debt/Assets
40.2%
Interest Coverage
12.81x
Long-term Debt
$1.2B

PTC 5-Year Financial Trend

PTC 5-year financial data: Year 2021: Revenue $1.8B, Net Income -$27.5M, EPS $-0.23. Year 2022: Revenue $1.9B, Net Income $130.7M, EPS $1.12. Year 2023: Revenue $2.1B, Net Income $476.9M, EPS $4.03. Year 2024: Revenue $2.3B, Net Income $313.1M, EPS $2.65. Year 2025: Revenue $2.7B, Net Income $245.5M, EPS $2.06.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: PTC INC.'s revenue has grown significantly by 52% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.06 reflects profitable operations.

PTC Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
39.0%
Free cash flow / Revenue

PTC Quarterly Performance

Quarterly financial performance data for PTC INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $565.1M $82.2M $0.68
Q3 2025 $518.6M $69.0M $0.57
Q2 2025 $603.1M $114.4M $0.95
Q1 2025 $550.2M $66.4M $0.55
Q3 2024 $518.6M $61.4M $0.51
Q2 2024 $542.2M $63.5M $0.53
Q1 2024 $465.9M $66.4M $0.55
Q3 2023 $462.5M $61.4M $0.51

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

PTC Capital Allocation

Operating Cash Flow
$269.7M
Cash generated from operations
Stock Buybacks
$200.0M
Shares repurchased (TTM)
Capital Expenditures
$2.3M
Investment in assets
Dividends
None
No dividend program

PTC SEC Filings

Access official SEC EDGAR filings for PTC INC. (CIK: 0000857005)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI