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Piper Sandler Companies (PIPR) Fundamental Analysis & AI Grade 2026

PIPR NYSE Security Brokers, Dealers & Flotation Companies DE CIK: 0001230245
Updated This Month • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
68% Confidence
N/A
C
68% Conf
Pending
Analysis scheduled

📊 PIPR Key Takeaways

Revenue: $475.1M
Net Margin: 13.7%
Free Cash Flow: $-297.0M
Current Ratio: N/A
Debt/Equity: 0.00x
EPS: $0.92
AI Grade: C with 68% confidence
Piper Sandler Companies (PIPR) receives a C fundamental grade with 68% confidence from our AI analysis based on SEC 10-K filings. With revenue of $475.1M, net profit margin of 13.7%, and return on equity (ROE) of 4.9%, Piper Sandler Companies demonstrates mixed fundamentals in the Finance sector. Below is our complete PIPR stock analysis for 2026.

Is Piper Sandler Companies (PIPR) a Good Investment?

Claude

Piper Sandler exhibits solid operating margins (18.5%) and strong EPS growth (+54.5% YoY), but the company's severely negative operating cash flow of -$291.7M and weak returns on equity (4.9%) and assets (3.1%) reveal poor cash conversion and capital efficiency. The significant disconnect between GAAP profitability and cash generation, combined with minimal shareholder returns on deployed capital, raises concerns about operational sustainability and earnings quality.

Piper Sandler Companies Key Strengths (PIPR)

Claude
  • + Zero long-term debt provides strong balance sheet flexibility and financial stability
  • + Solid net margin of 13.7% demonstrates effective cost management and pricing power
  • + Strong EPS growth of 54.5% YoY indicates improving bottom-line profitability

PIPR Stock Risks: Piper Sandler Companies Investment Risks

Claude
  • ! Severely negative operating cash flow of -$291.7M signals working capital absorption or fundamental cash conversion issues
  • ! Low ROE of 4.9% and ROA of 3.1% indicate capital is not being deployed efficiently to generate shareholder returns
  • ! Negative free cash flow of -$297.0M unsustainable long-term; raises questions about dividend capacity and reinvestment capability

Key Metrics to Watch

Claude
  • * Operating cash flow trend and detailed working capital composition to diagnose cash conversion issues
  • * Return on equity trajectory and capital allocation decisions
  • * Revenue growth acceleration and operating leverage improvement

Piper Sandler Companies (PIPR) Financial Metrics & Key Ratios

Revenue
$475.1M
Net Income
$65.2M
EPS (Diluted)
$0.92
Free Cash Flow
$-297.0M
Total Assets
$2.1B
Cash Position
$344.4M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

PIPR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 18.5%
Net Margin 13.7%
ROE 4.9%
ROA 3.1%
FCF Margin -62.5%

PIPR vs Finance Sector: How Piper Sandler Companies Compares

How Piper Sandler Companies compares to Finance sector averages

Net Margin
PIPR 13.7%
vs
Sector Avg 25.0%
PIPR Sector
ROE
PIPR 4.9%
vs
Sector Avg 12.0%
PIPR Sector
Current Ratio
PIPR 0.0x
vs
Sector Avg 1.2x
PIPR Sector
Debt/Equity
PIPR 0.0x
vs
Sector Avg 2.0x
PIPR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Piper Sandler Companies Stock Overvalued? PIPR Valuation Analysis 2026

Based on fundamental analysis, Piper Sandler Companies has mixed fundamental signals relative to the Finance sector in 2026.

Return on Equity
4.9%
Sector avg: 12%
Net Profit Margin
13.7%
Sector avg: 25%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Piper Sandler Companies Balance Sheet: PIPR Debt, Cash & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
0.00x
Debt/Assets
26.9%
Interest Coverage
N/A
Long-term Debt
$0.0

PIPR Revenue & Earnings Growth: 5-Year Financial Trend

PIPR 5-year financial data: Year 2025: Revenue $1.8B, Net Income $85.5M, EPS $4.96.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Piper Sandler Companies's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $4.96 reflects profitable operations.

PIPR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-62.5%
Free cash flow / Revenue

PIPR Quarterly Earnings & Performance

Quarterly financial performance data for Piper Sandler Companies including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $378.2M $64.9M $0.91

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Piper Sandler Companies Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$291.7M
Cash generated from operations
Stock Buybacks
$69.9M
Shares repurchased (TTM)
Capital Expenditures
$5.3M
Investment in assets
Dividends Paid
$100.7M
Returned to shareholders

PIPR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Piper Sandler Companies (CIK: 0001230245)

📋 Recent SEC Filings

Date Form Document Action
May 21, 2026 4 xslF345X06/wk-form4_1779394388.xml View →
May 21, 2026 4 xslF345X06/wk-form4_1779394322.xml View →
May 21, 2026 4 xslF345X06/wk-form4_1779394266.xml View →
May 21, 2026 4 xslF345X06/wk-form4_1779394192.xml View →
May 21, 2026 4 xslF345X06/wk-form4_1779394129.xml View →

Frequently Asked Questions about PIPR

What is the AI rating for PIPR?

Piper Sandler Companies (PIPR) has an AI grade of C with 68% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PIPR's key strengths?

Claude: Zero long-term debt provides strong balance sheet flexibility and financial stability. Solid net margin of 13.7% demonstrates effective cost management and pricing power.

What are the risks of investing in PIPR?

Claude: Severely negative operating cash flow of -$291.7M signals working capital absorption or fundamental cash conversion issues. Low ROE of 4.9% and ROA of 3.1% indicate capital is not being deployed efficiently to generate shareholder returns.

What is PIPR's revenue and growth?

Piper Sandler Companies reported revenue of $475.1M.

Does PIPR pay dividends?

Piper Sandler Companies pays dividends, with $100.7M distributed to shareholders in the trailing twelve months.

Where can I find PIPR SEC filings?

Official SEC filings for Piper Sandler Companies (CIK: 0001230245) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PIPR's EPS?

Piper Sandler Companies has a diluted EPS of $0.92.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PIPR's fundamental grade?

Based on our AI fundamental analysis in May 2026, Piper Sandler Companies has a C grade with 68% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PIPR stock overvalued or undervalued?

Valuation metrics for PIPR: ROE of 4.9% (sector avg: 12%), net margin of 13.7% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.

What is PIPR's AI grade for 2026?

Our dual AI analysis gives Piper Sandler Companies a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PIPR's free cash flow?

Piper Sandler Companies's operating cash flow is $-291.7M, with capital expenditures of $5.3M. FCF margin is -62.5%.

How does PIPR compare to other Finance stocks?

Vs Finance sector averages: Net margin 13.7% (avg: 25%), ROE 4.9% (avg: 12%), current ratio N/A (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI