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Pinterest, Inc.. (PINS) Stock Fundamental Analysis & AI Rating 2026

PINS NYSE Services-Computer Programming, Data Processing, Etc. DE CIK: 0001506293
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
BUY
78% Conf
Pending
Analysis scheduled

📊 PINS Key Takeaways

Revenue: $4.2B
Net Margin: 9.9%
Free Cash Flow: $1.3B
Current Ratio: 7.64x
Debt/Equity: 0.00x
EPS: $0.61
AI Rating: BUY with 78% confidence
Pinterest, Inc.. (PINS) receives a BUY rating with 78% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $4.2B, net profit margin of 9.9%, and return on equity (ROE) of 8.8%, Pinterest, Inc.. demonstrates strong fundamentals in the Technology sector. Below is our complete PINS stock analysis for 2026.

Is Pinterest, Inc.. (PINS) a Good Investment?

Claude

Pinterest demonstrates strong operational fundamentals with excellent free cash flow generation ($1.3B, 29.7% FCF margin) and a fortress balance sheet (zero debt, $969M cash). Revenue growth of 15.8% YoY combined with high-quality earnings conversion positions the company well, though the 77.2% EPS decline despite strong net income suggests significant share dilution requiring investigation.

Why Buy Pinterest, Inc.. Stock? PINS Key Strengths

Claude
  • + Exceptional free cash flow generation of $1.3B with 29.7% FCF margin, demonstrating high-quality earnings and asset-light business model with minimal CapEx
  • + Fortress balance sheet: zero debt, $969.3M cash, 7.64x current ratio, and stockholders' equity of $4.7B providing financial flexibility
  • + Solid revenue growth of 15.8% YoY with net income of $416.9M and 9.9% net margin indicating operational profitability

PINS Stock Risks: Pinterest, Inc.. Investment Risks

Claude
  • ! Diluted EPS declined 77.2% year-over-year despite positive net income and revenue growth, indicating substantial share dilution or unidentified charges
  • ! Operating margin of 7.6% is relatively low for digital services/software sector, suggesting competitive pricing pressure or heavy growth reinvestment
  • ! Gross margin unavailable (N/A), limiting visibility into pricing power and core operational efficiency trends

Key Metrics to Watch

Claude
  • * Free cash flow sustainability and margin trajectory to confirm ongoing operational excellence
  • * Operating margin expansion as indicator of improving unit economics and competitive positioning
  • * Share count and dilution rates to explain disconnect between strong net income and EPS decline

Pinterest, Inc.. (PINS) Financial Metrics & Key Ratios

Revenue
$4.2B
Net Income
$416.9M
EPS (Diluted)
$0.61
Free Cash Flow
$1.3B
Total Assets
$5.5B
Cash Position
$969.3M

💡 AI Analyst Insight

The 29.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 7.64x current ratio provides a solid financial cushion.

PINS Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 7.6%
Net Margin 9.9%
ROE 8.8%
ROA 7.6%
FCF Margin 29.7%

PINS vs Technology Sector: How Pinterest, Inc.. Compares

How Pinterest, Inc.. compares to Technology sector averages

Net Margin
PINS 9.9%
vs
Sector Avg 18.0%
PINS Sector
ROE
PINS 8.8%
vs
Sector Avg 22.0%
PINS Sector
Current Ratio
PINS 7.6x
vs
Sector Avg 2.5x
PINS Sector
Debt/Equity
PINS 0.0x
vs
Sector Avg 0.5x
PINS Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Pinterest, Inc.. Stock Overvalued? PINS Valuation Analysis 2026

Based on fundamental analysis, Pinterest, Inc.. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
8.8%
Sector avg: 22%
Net Profit Margin
9.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Pinterest, Inc.. Balance Sheet: PINS Debt, Cash & Liquidity

Current Ratio
7.64x
Quick Ratio
7.64x
Debt/Equity
0.00x
Debt/Assets
13.6%
Interest Coverage
N/A
Long-term Debt
N/A

PINS Revenue & Earnings Growth: 5-Year Financial Trend

PINS 5-year financial data: Year 2021: Revenue $2.6B, Net Income -$1.4B, EPS $-3.24. Year 2022: Revenue $2.8B, Net Income -$128.3M, EPS $-0.22. Year 2023: Revenue $3.1B, Net Income $316.4M, EPS $0.46. Year 2024: Revenue $3.6B, Net Income -$96.0M, EPS $-0.14. Year 2025: Revenue $4.2B, Net Income -$35.6M, EPS $-0.05.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Pinterest, Inc..'s revenue has grown significantly by 64% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.05 indicates the company is currently unprofitable.

PINS Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
29.7%
Free cash flow / Revenue

PINS Quarterly Earnings & Performance

Quarterly financial performance data for Pinterest, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $898.4M $14.6M $0.02
Q2 2025 $853.7M $8.9M $0.01
Q1 2025 $740.0M $8.9M $0.01
Q3 2024 $763.2M $6.7M $0.01
Q2 2024 $708.0M $8.9M $0.01
Q1 2024 $602.6M -$24.8M $-0.04
Q3 2023 $684.6M $6.7M $0.01
Q2 2023 $665.9M -$34.9M $-0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Pinterest, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$1.3B
Cash generated from operations
Stock Buybacks
$927.0M
Shares repurchased (TTM)
Capital Expenditures
$32.4M
Investment in assets
Dividends
None
No dividend program

PINS SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Pinterest, Inc.. (CIK: 0001506293)

📋 Recent SEC Filings

Date Form Document Action
Apr 8, 2026 DEF 14A pins-20260407.htm View →
Apr 7, 2026 4 xslF345X06/wk-form4_1775599954.xml View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774302995.xml View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774302906.xml View →
Mar 23, 2026 4 xslF345X06/wk-form4_1774302746.xml View →

Frequently Asked Questions about PINS

What is the AI rating for PINS?

Pinterest, Inc.. (PINS) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PINS's key strengths?

Claude: Exceptional free cash flow generation of $1.3B with 29.7% FCF margin, demonstrating high-quality earnings and asset-light business model with minimal CapEx. Fortress balance sheet: zero debt, $969.3M cash, 7.64x current ratio, and stockholders' equity of $4.7B providing financial flexibility.

What are the risks of investing in PINS?

Claude: Diluted EPS declined 77.2% year-over-year despite positive net income and revenue growth, indicating substantial share dilution or unidentified charges. Operating margin of 7.6% is relatively low for digital services/software sector, suggesting competitive pricing pressure or heavy growth reinvestment.

What is PINS's revenue and growth?

Pinterest, Inc.. reported revenue of $4.2B.

Does PINS pay dividends?

Pinterest, Inc.. does not currently pay dividends.

Where can I find PINS SEC filings?

Official SEC filings for Pinterest, Inc.. (CIK: 0001506293) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PINS's EPS?

Pinterest, Inc.. has a diluted EPS of $0.61.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PINS a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Pinterest, Inc.. has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is PINS stock overvalued or undervalued?

Valuation metrics for PINS: ROE of 8.8% (sector avg: 22%), net margin of 9.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy PINS stock in 2026?

Our dual AI analysis gives Pinterest, Inc.. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PINS's free cash flow?

Pinterest, Inc..'s operating cash flow is $1.3B, with capital expenditures of $32.4M. FCF margin is 29.7%.

How does PINS compare to other Technology stocks?

Vs Technology sector averages: Net margin 9.9% (avg: 18%), ROE 8.8% (avg: 22%), current ratio 7.64 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI