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Pinterest, Inc.. (PINS) Stock Fundamental Analysis & AI Rating 2026

PINS NYSE Services-Computer Programming, Data Processing, Etc. DE CIK: 0001506293
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
70% Confidence
N/A
HOLD
70% Conf
Pending
Analysis scheduled

📊 PINS Key Takeaways

Revenue: $1.0B
Net Margin: -7.3%
Free Cash Flow: $311.7M
Current Ratio: 4.23x
Debt/Equity: 0.00x
EPS: $-0.12
AI Rating: HOLD with 70% confidence
Pinterest, Inc.. (PINS) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.0B, net profit margin of -7.3%, and return on equity (ROE) of -2.6%, Pinterest, Inc.. demonstrates mixed fundamentals in the Technology sector. Below is our complete PINS stock analysis for 2026.

Is Pinterest, Inc.. (PINS) a Good Investment?

Claude

Pinterest demonstrates solid 15.8% YoY revenue growth and exceptional free cash flow generation (30.9% margin) supported by a fortress balance sheet with minimal debt and 4.23x liquidity. However, persistent operating losses (-8.0% margin) and deeply negative returns on capital (-2.6% ROE, -1.6% ROA) indicate the company is inefficiently converting growth into profits, creating uncertainty about long-term value creation despite strong cash generation.

Why Buy Pinterest, Inc.. Stock? PINS Key Strengths

Claude
  • + Exceptional free cash flow of $311.7M with 30.9% FCF margin, demonstrating underlying business quality
  • + Fortress balance sheet with 0.0x debt-to-equity ratio, $378.1B stockholders equity, and 4.23x current ratio providing substantial financial flexibility
  • + Solid 15.8% YoY revenue growth in competitive digital services sector with low capital intensity (CapEx only 1.6% of revenue)

PINS Stock Risks: Pinterest, Inc.. Investment Risks

Claude
  • ! Persistent operating unprofitability with -8.0% operating margin and -7.3% net margin, indicating structural efficiency challenges
  • ! Severely negative returns on capital (ROE -2.6%, ROA -1.6%) suggest capital is not being deployed productively
  • ! Unexplained divergence between strong positive FCF and negative net income raises concerns about earnings quality and sustainability of cash generation

Key Metrics to Watch

Claude
  • * Operating margin trajectory - must move toward positive territory for sustainable value creation
  • * Operating cash flow drivers and reconciliation with negative net income - understand sustainability of FCF
  • * Revenue growth sustainability - ability to maintain 15%+ growth as company matures

Pinterest, Inc.. (PINS) Financial Metrics & Key Ratios

Revenue
$1.0B
Net Income
$-73.6M
EPS (Diluted)
$-0.12
Free Cash Flow
$311.7M
Total Assets
$4.6B
Cash Position
$378.1M

💡 AI Analyst Insight

The 30.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 4.23x current ratio provides a solid financial cushion.

PINS Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin -8.0%
Net Margin -7.3%
ROE -2.6%
ROA -1.6%
FCF Margin 30.9%

PINS vs Technology Sector: How Pinterest, Inc.. Compares

How Pinterest, Inc.. compares to Technology sector averages

Net Margin
PINS -7.3%
vs
Sector Avg 18.0%
PINS Sector
ROE
PINS -2.6%
vs
Sector Avg 22.0%
PINS Sector
Current Ratio
PINS 4.2x
vs
Sector Avg 2.5x
PINS Sector
Debt/Equity
PINS 0.0x
vs
Sector Avg 0.5x
PINS Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Pinterest, Inc.. Stock Overvalued? PINS Valuation Analysis 2026

Based on fundamental analysis, Pinterest, Inc.. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
-2.6%
Sector avg: 22%
Net Profit Margin
-7.3%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Pinterest, Inc.. Balance Sheet: PINS Debt, Cash & Liquidity

Current Ratio
4.23x
Quick Ratio
4.23x
Debt/Equity
0.00x
Debt/Assets
38.6%
Interest Coverage
N/A
Long-term Debt
N/A

PINS Revenue & Earnings Growth: 5-Year Financial Trend

PINS 5-year financial data: Year 2021: Revenue $2.6B, Net Income -$1.4B, EPS $-3.24. Year 2022: Revenue $2.8B, Net Income -$128.3M, EPS $-0.22. Year 2023: Revenue $3.1B, Net Income $316.4M, EPS $0.46. Year 2024: Revenue $3.6B, Net Income -$96.0M, EPS $-0.14. Year 2025: Revenue $4.2B, Net Income -$35.6M, EPS $-0.05.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Pinterest, Inc..'s revenue has grown significantly by 64% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.05 indicates the company is currently unprofitable.

PINS Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
30.9%
Free cash flow / Revenue

PINS Quarterly Earnings & Performance

Quarterly financial performance data for Pinterest, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $855.0M $8.9M $0.01
Q3 2025 $898.4M $14.6M $0.02
Q2 2025 $853.7M $8.9M $0.01
Q1 2025 $740.0M $8.9M $0.01
Q3 2024 $763.2M $6.7M $0.01
Q2 2024 $708.0M $8.9M $0.01
Q1 2024 $602.6M -$24.8M $-0.04
Q3 2023 $684.6M $6.7M $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Pinterest, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$328.0M
Cash generated from operations
Stock Buybacks
$1.9B
Shares repurchased (TTM)
Capital Expenditures
$16.3M
Investment in assets
Dividends
None
No dividend program

PINS SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Pinterest, Inc.. (CIK: 0001506293)

📋 Recent SEC Filings

Date Form Document Action
May 7, 2026 4 xslF345X06/wk-form4_1778184367.xml View →
May 4, 2026 10-Q pins-20260331.htm View →
May 4, 2026 8-K pins-20260430.htm View →
Apr 21, 2026 4 xslF345X06/wk-form4_1776803180.xml View →
Apr 16, 2026 4 xslF345X06/wk-form4_1776379463.xml View →

Frequently Asked Questions about PINS

What is the AI rating for PINS?

Pinterest, Inc.. (PINS) has an AI rating of HOLD with 70% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PINS's key strengths?

Claude: Exceptional free cash flow of $311.7M with 30.9% FCF margin, demonstrating underlying business quality. Fortress balance sheet with 0.0x debt-to-equity ratio, $378.1B stockholders equity, and 4.23x current ratio providing substantial financial flexibility.

What are the risks of investing in PINS?

Claude: Persistent operating unprofitability with -8.0% operating margin and -7.3% net margin, indicating structural efficiency challenges. Severely negative returns on capital (ROE -2.6%, ROA -1.6%) suggest capital is not being deployed productively.

What is PINS's revenue and growth?

Pinterest, Inc.. reported revenue of $1.0B.

Does PINS pay dividends?

Pinterest, Inc.. does not currently pay dividends.

Where can I find PINS SEC filings?

Official SEC filings for Pinterest, Inc.. (CIK: 0001506293) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PINS's EPS?

Pinterest, Inc.. has a diluted EPS of $-0.12.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PINS a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Pinterest, Inc.. has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PINS stock overvalued or undervalued?

Valuation metrics for PINS: ROE of -2.6% (sector avg: 22%), net margin of -7.3% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy PINS stock in 2026?

Our dual AI analysis gives Pinterest, Inc.. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PINS's free cash flow?

Pinterest, Inc..'s operating cash flow is $328.0M, with capital expenditures of $16.3M. FCF margin is 30.9%.

How does PINS compare to other Technology stocks?

Vs Technology sector averages: Net margin -7.3% (avg: 18%), ROE -2.6% (avg: 22%), current ratio 4.23 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI