📊 PHIN Key Takeaways
Is Phinia Inc.. (PHIN) a Good Investment?
PHINIA demonstrates solid operational fundamentals with strong free cash flow generation ($188M), good liquidity (1.86x current ratio), and growing earnings (+64.6% net income YoY), supported by moderate leverage (0.61x D/E). However, profitability margins are modest (7.3% operating, 3.7% net) with below-average capital returns (8.2% ROE), and missing interest coverage data creates uncertainty regarding debt servicing capacity.
Why Buy Phinia Inc.. Stock? PHIN Key Strengths
- Strong free cash flow generation of $188M with 5.4% FCF margin demonstrates operational cash conversion
- Solid balance sheet with current ratio of 1.86x and quick ratio of 1.36x indicating strong liquidity position
- Growing net income (+64.6% YoY) and diluted EPS (+84.1% YoY) show improving profitability trajectory
- Controlled leverage with debt-to-equity of 0.61x and $359M cash on hand
PHIN Stock Risks: Phinia Inc.. Investment Risks
- Extremely high revenue growth (5803% YoY) is unsustainable and likely attributable to spinoff/corporate action rather than organic expansion
- Low profit margins (7.3% operating, 3.7% net) typical of capital-intensive auto parts sector leave minimal margin for operational errors
- Interest coverage ratio unavailable despite $970M long-term debt, creating uncertainty about debt service sustainability
- Modest capital efficiency with ROE of 8.2% and ROA of 3.4% suggest suboptimal returns on deployed capital
Key Metrics to Watch
- Organic revenue growth rate excluding one-time spinoff effects
- Operating margin expansion and sustainability
- Interest coverage ratio and debt reduction trajectory
- Free cash flow consistency and capital allocation decisions
- Return on equity improvement toward industry benchmarks
Phinia Inc.. (PHIN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Phinia Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
PHIN Profit Margin, ROE & Profitability Analysis
PHIN vs Automotive Sector: How Phinia Inc.. Compares
How Phinia Inc.. compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Phinia Inc.. Stock Overvalued? PHIN Valuation Analysis 2026
Based on fundamental analysis, Phinia Inc.. has mixed fundamental signals relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Phinia Inc.. Balance Sheet: PHIN Debt, Cash & Liquidity
PHIN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Phinia Inc..'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.17 reflects profitable operations.
PHIN Revenue Growth, EPS Growth & YoY Performance
PHIN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $839.0M | $13.0M | $0.33 |
| Q2 2025 | $868.0M | $14.0M | $0.31 |
| Q1 2025 | $796.0M | $26.0M | $0.62 |
| Q3 2024 | $839.0M | -$1.0M | $-0.02 |
| Q2 2024 | $868.0M | $14.0M | $0.31 |
| Q1 2024 | $835.0M | $29.0M | $0.62 |
| Q3 2023 | $859.0M | $11.0M | $0.24 |
| Q2 2023 | $796.0M | $35.0M | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Phinia Inc.. Dividends, Buybacks & Capital Allocation
PHIN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Phinia Inc.. (CIK: 0001968915)
📋 Recent SEC Filings
❓ Frequently Asked Questions about PHIN
What is the AI rating for PHIN?
Phinia Inc.. (PHIN) has an AI rating of BUY with 65% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PHIN's key strengths?
Claude: Strong free cash flow generation of $188M with 5.4% FCF margin demonstrates operational cash conversion. Solid balance sheet with current ratio of 1.86x and quick ratio of 1.36x indicating strong liquidity position.
What are the risks of investing in PHIN?
Claude: Extremely high revenue growth (5803% YoY) is unsustainable and likely attributable to spinoff/corporate action rather than organic expansion. Low profit margins (7.3% operating, 3.7% net) typical of capital-intensive auto parts sector leave minimal margin for operational errors.
What is PHIN's revenue and growth?
Phinia Inc.. reported revenue of $3.5B.
Does PHIN pay dividends?
Phinia Inc.. pays dividends, with $42.0M distributed to shareholders in the trailing twelve months.
Where can I find PHIN SEC filings?
Official SEC filings for Phinia Inc.. (CIK: 0001968915) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PHIN's EPS?
Phinia Inc.. has a diluted EPS of $3.24.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is PHIN a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Phinia Inc.. has a BUY rating with 65% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.
Is PHIN stock overvalued or undervalued?
Valuation metrics for PHIN: ROE of 8.2% (sector avg: 12%), net margin of 3.7% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.
Should I buy PHIN stock in 2026?
Our dual AI analysis gives Phinia Inc.. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is PHIN's free cash flow?
Phinia Inc..'s operating cash flow is $312.0M, with capital expenditures of $124.0M. FCF margin is 5.4%.
How does PHIN compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 3.7% (avg: 6%), ROE 8.2% (avg: 12%), current ratio 1.86 (avg: 1.2).