📊 PHIN Key Takeaways
Is Phinia Inc.. (PHIN) a Good Investment?
PHINIA exhibits adequate liquidity and positive profitability, but the massive 5800% YoY revenue spike indicates a major acquisition whose integration success remains unproven. Critical concern: return metrics are severely depressed (ROE 2.4%, ROA 1.0%, FCF margin 2.4%), signaling poor capital efficiency that raises questions about deal value and operational execution.
Phinia Inc.. Key Strengths (PHIN)
- Healthy liquidity position (1.82x current ratio, 1.32x quick ratio, $328M cash)
- Reasonable leverage (0.63x debt/equity) despite significant long-term debt of $969M
- Positive net income growth at 64.6% YoY, with profitability across all levels (gross, operating, net)
PHIN Stock Risks: Phinia Inc.. Investment Risks
- Severely depressed returns on capital (ROE 2.4%, ROA 1.0%) indicate capital is not being deployed efficiently
- Extremely thin free cash flow margin (2.4%) and operating cash flow ($53M) relative to $878M revenue suggests cash generation challenges post-acquisition
- Missing interest coverage ratio combined with $969M long-term debt raises debt servicing concerns; thin 7.9% operating margin provides limited cushion
- Massive acquisition-driven revenue spike creates significant execution risk; unclear organic growth trajectory
Key Metrics to Watch
- Free cash flow conversion and FCF margin trending (currently only 2.4%)
- Return on equity and return on assets improvement post-integration
- Interest coverage ratio and debt servicing capacity
- Operating margin expansion and cost structure rationalization
Phinia Inc.. (PHIN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 2.4% FCF margin may limit capital allocation flexibility.
PHIN Profit Margin, ROE & Profitability Analysis
PHIN vs Automotive Sector: How Phinia Inc.. Compares
How Phinia Inc.. compares to Automotive sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Phinia Inc.. Stock Overvalued? PHIN Valuation Analysis 2026
Based on fundamental analysis, Phinia Inc.. has mixed fundamental signals relative to the Automotive sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Phinia Inc.. Balance Sheet: PHIN Debt, Cash & Liquidity
PHIN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Phinia Inc..'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.17 reflects profitable operations.
PHIN Revenue Growth, EPS Growth & YoY Performance
PHIN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $796.0M | $26.0M | $0.63 |
| Q3 2025 | $839.0M | $13.0M | $0.33 |
| Q2 2025 | $868.0M | $14.0M | $0.31 |
| Q1 2025 | $796.0M | $26.0M | $0.62 |
| Q3 2024 | $839.0M | -$1.0M | $-0.02 |
| Q2 2024 | $868.0M | $14.0M | $0.31 |
| Q1 2024 | $835.0M | $29.0M | $0.62 |
| Q3 2023 | $859.0M | $11.0M | $0.24 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Phinia Inc.. Dividends, Buybacks & Capital Allocation
PHIN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Phinia Inc.. (CIK: 0001968915)
📋 Recent SEC Filings
❓ Frequently Asked Questions about PHIN
What is the AI rating for PHIN?
Phinia Inc.. (PHIN) has an AI grade of B with 62% confidence, based on fundamental analysis of SEC EDGAR filings.
What are PHIN's key strengths?
Claude: Healthy liquidity position (1.82x current ratio, 1.32x quick ratio, $328M cash). Reasonable leverage (0.63x debt/equity) despite significant long-term debt of $969M.
What are the risks of investing in PHIN?
Claude: Severely depressed returns on capital (ROE 2.4%, ROA 1.0%) indicate capital is not being deployed efficiently. Extremely thin free cash flow margin (2.4%) and operating cash flow ($53M) relative to $878M revenue suggests cash generation challenges post-acquisition.
What is PHIN's revenue and growth?
Phinia Inc.. reported revenue of $878.0M.
Does PHIN pay dividends?
Phinia Inc.. pays dividends, with $11.0M distributed to shareholders in the trailing twelve months.
Where can I find PHIN SEC filings?
Official SEC filings for Phinia Inc.. (CIK: 0001968915) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is PHIN's EPS?
Phinia Inc.. has a diluted EPS of $0.96.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is PHIN's fundamental grade?
Based on our AI fundamental analysis in May 2026, Phinia Inc.. has a B grade with 62% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is PHIN stock overvalued or undervalued?
Valuation metrics for PHIN: ROE of 2.4% (sector avg: 12%), net margin of 4.2% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.
What is PHIN's AI grade for 2026?
Our dual AI analysis gives Phinia Inc.. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is PHIN's free cash flow?
Phinia Inc..'s operating cash flow is $53.0M, with capital expenditures of $32.0M. FCF margin is 2.4%.
How does PHIN compare to other Automotive stocks?
Vs Automotive sector averages: Net margin 4.2% (avg: 6%), ROE 2.4% (avg: 12%), current ratio 1.82 (avg: 1.2).