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Panamera Holdings Corp (PHCI) Stock Fundamental Analysis & AI Rating 2026

PHCI OTC Services-Management Consulting Services NV CIK: 0001620749
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2026-01-31
STRONG SELL
94% Conf
Pending
Analysis scheduled

📊 PHCI Key Takeaways

Revenue: $139.5K
Net Margin: -110,243.9%
Free Cash Flow: $-241.3K
Current Ratio: 0.02x
Debt/Equity: N/A
EPS: $2.08
AI Rating: STRONG SELL with 94% confidence
Panamera Holdings Corp (PHCI) receives a STRONG SELL rating with 94% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $139.5K, net profit margin of -110,243.9%, Panamera Holdings Corp demonstrates mixed fundamentals in the Services sector. Below is our complete PHCI stock analysis for 2026.

Is Panamera Holdings Corp (PHCI) a Good Investment?

Claude

Panamera Holdings exhibits critical financial distress with negative stockholders equity of -$4.1M, indicating technical insolvency. Massive operating losses of -$153.7M against only $139.5K in revenue suggest either accounting adjustments or unsustainable business model, compounded by negative operating cash flow of -$241.3K and minimal cash reserves of $17.1K against $4.9M in long-term debt.

Why Buy Panamera Holdings Corp Stock? PHCI Key Strengths

Claude
  • + Revenue growth of 91.2% YoY despite small absolute base
  • + Positive gross margin of 60.6% on revenue-generating activities
  • + No capital expenditure requirements indicating minimal operational assets

PHCI Stock Risks: Panamera Holdings Corp Investment Risks

Claude
  • ! Negative stockholders equity of -$4.1M creates insolvency on balance sheet basis
  • ! Operating losses of $153.7M far exceed $139.5K revenue, indicating unsustainable operations
  • ! Critical liquidity crisis with current ratio of 0.02x and only $17.1K cash against $4.9M debt
  • ! Negative operating cash flow of -$241.3K means company is burning cash with limited runway
  • ! Liabilities of $4.3M exceed total assets of $124.9K by 34x, indicating complete balance sheet distress
  • ! No insider activity in 90 days suggests management disengagement or lack of confidence

Key Metrics to Watch

Claude
  • * Stockholders equity trend - recovery from negative -$4.1M is essential for solvency
  • * Operating cash flow - current -$241.3K trajectory unsustainable; must return to positive
  • * Cash balance depletion rate - at current burn rate, $17.1K reserves will deplete within weeks

Panamera Holdings Corp (PHCI) Financial Metrics & Key Ratios

Revenue
$139.5K
Net Income
$-153.8M
EPS (Diluted)
$2.08
Free Cash Flow
$-241.3K
Total Assets
$124.9K
Cash Position
$17.1K

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

PHCI Profit Margin, ROE & Profitability Analysis

Gross Margin 60.6%
Operating Margin -110,175.0%
Net Margin -110,243.9%
ROE N/A
ROA -123,137.5%
FCF Margin -173.0%

PHCI vs Services Sector: How Panamera Holdings Corp Compares

How Panamera Holdings Corp compares to Services sector averages

Net Margin
PHCI -110,243.9%
vs
Sector Avg 10.0%
PHCI Sector
ROE
PHCI 0.0%
vs
Sector Avg 16.0%
PHCI Sector
Current Ratio
PHCI 0.0x
vs
Sector Avg 1.5x
PHCI Sector
Debt/Equity
PHCI 0.0x
vs
Sector Avg 0.7x
PHCI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Panamera Holdings Corp Stock Overvalued? PHCI Valuation Analysis 2026

Based on fundamental analysis, Panamera Holdings Corp has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
N/A
Sector avg: 16%
Net Profit Margin
-110,243.9%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Panamera Holdings Corp Balance Sheet: PHCI Debt, Cash & Liquidity

Current Ratio
0.02x
Quick Ratio
0.02x
Debt/Equity
N/A
Debt/Assets
3,407.3%
Interest Coverage
-1,573.61x
Long-term Debt
$4.9M

PHCI Revenue & Earnings Growth: 5-Year Financial Trend

PHCI 5-year financial data: Year 2025: Revenue $126.3K, Net Income -$15.2M, EPS $-0.38.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Panamera Holdings Corp's revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.38 indicates the company is currently unprofitable.

PHCI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-173.0%
Free cash flow / Revenue

PHCI Quarterly Earnings & Performance

Quarterly financial performance data for Panamera Holdings Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 N/A -$91.1K $0.00
Q1 2026 N/A -$91.1K $0.00
Q3 2025 N/A -$41.6K $0.00
Q2 2025 N/A -$41.6K $0.00
Q1 2025 N/A -$63.0K $0.00

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Panamera Holdings Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$241.3K
Cash generated from operations
Dividends
None
No dividend program

PHCI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Panamera Holdings Corp (CIK: 0001620749)

📋 Recent SEC Filings

Date Form Document Action
Mar 23, 2026 10-Q pnht_10q.htm View →
Feb 17, 2026 10-Q pnht_10q.htm View →
Nov 25, 2025 10-K pnht_10k.htm View →
Oct 23, 2025 8-K pnht_8k.htm View →
Oct 8, 2025 4 xslF345X05/form4.xml View →

Frequently Asked Questions about PHCI

What is the AI rating for PHCI?

Panamera Holdings Corp (PHCI) has an AI rating of STRONG SELL with 94% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PHCI's key strengths?

Claude: Revenue growth of 91.2% YoY despite small absolute base. Positive gross margin of 60.6% on revenue-generating activities.

What are the risks of investing in PHCI?

Claude: Negative stockholders equity of -$4.1M creates insolvency on balance sheet basis. Operating losses of $153.7M far exceed $139.5K revenue, indicating unsustainable operations.

What is PHCI's revenue and growth?

Panamera Holdings Corp reported revenue of $139.5K.

Does PHCI pay dividends?

Panamera Holdings Corp does not currently pay dividends.

Where can I find PHCI SEC filings?

Official SEC filings for Panamera Holdings Corp (CIK: 0001620749) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PHCI's EPS?

Panamera Holdings Corp has a diluted EPS of $2.08.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PHCI a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Panamera Holdings Corp has a STRONG SELL rating with 94% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PHCI stock overvalued or undervalued?

Valuation metrics for PHCI: ROE of N/A (sector avg: 16%), net margin of -110,243.9% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy PHCI stock in 2026?

Our dual AI analysis gives Panamera Holdings Corp a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PHCI's free cash flow?

Panamera Holdings Corp's operating cash flow is $-241.3K, with capital expenditures of $0.0. FCF margin is -173.0%.

How does PHCI compare to other Services stocks?

Vs Services sector averages: Net margin -110,243.9% (avg: 10%), ROE N/A (avg: 16%), current ratio 0.02 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2026-01-31 | Powered by Claude AI