← Back to All US Stocks

Par Technology Corp. (PAR) Stock Fundamental Analysis & AI Rating 2026

PAR NYSE Calculating & Accounting Machines (No Electronic Computers) DE CIK: 0000708821
Recently Updated • Analysis: Apr 14, 2026 • SEC Data: 2025-12-31
STRONG SELL
88% Conf
Pending
Analysis scheduled

📊 PAR Key Takeaways

Revenue: $455.5M
Net Margin: -18.5%
Free Cash Flow: $-30.5M
Current Ratio: 1.66x
Debt/Equity: 0.48x
EPS: $-2.09
AI Rating: STRONG SELL with 88% confidence
Par Technology Corp. (PAR) receives a STRONG SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $455.5M, net profit margin of -18.5%, and return on equity (ROE) of -10.2%, Par Technology Corp. demonstrates mixed fundamentals in the Technology sector. Below is our complete PAR stock analysis for 2026.

Is Par Technology Corp. (PAR) a Good Investment?

Claude

PAR Technology demonstrates strong revenue growth of 30.2% YoY, but underlying operations are severely distressed with net losses of -84.5M, negative operating cash flow of -27.2M, and inability to cover interest expenses from operations. The company is burning cash despite substantial revenue, indicating fundamental execution problems that outweigh top-line gains and threaten financial sustainability.

Why Buy Par Technology Corp. Stock? PAR Key Strengths

Claude
  • + Strong revenue growth of 30.2% YoY showing market demand and scaling
  • + Healthy gross margin of 43.5% indicating viable product economics and pricing power
  • + Moderate leverage with debt-to-equity ratio of 0.48x providing some financial flexibility

PAR Stock Risks: Par Technology Corp. Investment Risks

Claude
  • ! Severe profitability crisis with operating margin of -15.1% and net margin of -18.5%, with losses expanding YoY
  • ! Negative operating cash flow of -27.2M and free cash flow of -30.5M indicating business cannot self-fund and is burning through capital
  • ! Unable to cover interest expense from operations (interest coverage -7.9x) with only 79.6M in cash against 394.0M in long-term debt, creating sustainability concerns
  • ! Negative ROE of -10.2% and ROA of -6.2% show assets and capital are being deployed unprofitably

Key Metrics to Watch

Claude
  • * Operating cash flow trend and timeline to positive cash generation
  • * Operating margin improvement and path to breakeven operations
  • * Cash runway and whether company can fund operations without additional financing or restructuring

Par Technology Corp. (PAR) Financial Metrics & Key Ratios

Revenue
$455.5M
Net Income
$-84.5M
EPS (Diluted)
$-2.09
Free Cash Flow
$-30.5M
Total Assets
$1.4B
Cash Position
$79.6M

💡 AI Analyst Insight

Par Technology Corp. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

PAR Profit Margin, ROE & Profitability Analysis

Gross Margin 43.5%
Operating Margin -15.1%
Net Margin -18.5%
ROE -10.2%
ROA -6.2%
FCF Margin -6.7%

PAR vs Technology Sector: How Par Technology Corp. Compares

How Par Technology Corp. compares to Technology sector averages

Net Margin
PAR -18.5%
vs
Sector Avg 18.0%
PAR Sector
ROE
PAR -10.2%
vs
Sector Avg 22.0%
PAR Sector
Current Ratio
PAR 1.7x
vs
Sector Avg 2.5x
PAR Sector
Debt/Equity
PAR 0.5x
vs
Sector Avg 0.5x
PAR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Par Technology Corp. Stock Overvalued? PAR Valuation Analysis 2026

Based on fundamental analysis, Par Technology Corp. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
-10.2%
Sector avg: 22%
Net Profit Margin
-18.5%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.48x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Par Technology Corp. Balance Sheet: PAR Debt, Cash & Liquidity

Current Ratio
1.66x
Quick Ratio
1.46x
Debt/Equity
0.48x
Debt/Assets
39.7%
Interest Coverage
-7.91x
Long-term Debt
$394.0M

PAR Revenue & Earnings Growth: 5-Year Financial Trend

PAR 5-year financial data: Year 2021: Revenue $282.9M, Net Income -$15.6M, EPS $-0.96. Year 2022: Revenue $355.8M, Net Income -$36.6M, EPS $-1.92. Year 2023: Revenue $415.8M, Net Income -$75.8M, EPS $-3.02. Year 2024: Revenue $350.0M, Net Income -$69.3M, EPS $-2.55. Year 2025: Revenue $455.5M, Net Income -$69.8M, EPS $-2.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Par Technology Corp.'s revenue has grown significantly by 61% over the 5-year period, indicating strong business expansion. The most recent EPS of $-2.53 indicates the company is currently unprofitable.

PAR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-6.7%
Free cash flow / Revenue

PAR Quarterly Earnings & Performance

Quarterly financial performance data for Par Technology Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $96.8M $16.1M $-0.45
Q2 2025 $78.2M -$18.3M $-0.52
Q1 2025 $70.1M -$18.3M $-0.60
Q3 2024 $68.7M -$15.5M $0.48
Q2 2024 $69.5M -$15.9M $-0.72
Q1 2024 $100.4M -$15.9M $-0.58
Q3 2023 $92.8M -$15.5M $-0.56
Q2 2023 $85.1M -$15.7M $-0.70

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Par Technology Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$27.2M
Cash generated from operations
Stock Buybacks
$3.1M
Shares repurchased (TTM)
Capital Expenditures
$3.3M
Investment in assets
Dividends
None
No dividend program

PAR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Par Technology Corp. (CIK: 0000708821)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 8-K par-20260317.htm View →
Mar 5, 2026 4 xslF345X05/wk-form4_1772761149.xml View →
Mar 5, 2026 4 xslF345X05/wk-form4_1772761012.xml View →
Mar 5, 2026 4 xslF345X05/wk-form4_1772760944.xml View →
Mar 5, 2026 4 xslF345X05/wk-form4_1772760856.xml View →

Frequently Asked Questions about PAR

What is the AI rating for PAR?

Par Technology Corp. (PAR) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PAR's key strengths?

Claude: Strong revenue growth of 30.2% YoY showing market demand and scaling. Healthy gross margin of 43.5% indicating viable product economics and pricing power.

What are the risks of investing in PAR?

Claude: Severe profitability crisis with operating margin of -15.1% and net margin of -18.5%, with losses expanding YoY. Negative operating cash flow of -27.2M and free cash flow of -30.5M indicating business cannot self-fund and is burning through capital.

What is PAR's revenue and growth?

Par Technology Corp. reported revenue of $455.5M.

Does PAR pay dividends?

Par Technology Corp. does not currently pay dividends.

Where can I find PAR SEC filings?

Official SEC filings for Par Technology Corp. (CIK: 0000708821) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PAR's EPS?

Par Technology Corp. has a diluted EPS of $-2.09.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is PAR a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Par Technology Corp. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is PAR stock overvalued or undervalued?

Valuation metrics for PAR: ROE of -10.2% (sector avg: 22%), net margin of -18.5% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy PAR stock in 2026?

Our dual AI analysis gives Par Technology Corp. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PAR's free cash flow?

Par Technology Corp.'s operating cash flow is $-27.2M, with capital expenditures of $3.3M. FCF margin is -6.7%.

How does PAR compare to other Technology stocks?

Vs Technology sector averages: Net margin -18.5% (avg: 18%), ROE -10.2% (avg: 22%), current ratio 1.66 (avg: 2.5).

Top Rated Stocks
NSSC 92% MLI 92% MELI 92% MDXG 92% MANH 92% INVA 92% GGG 92% GCT 92% FTNT 92% FSLR 92%
Sector: All Technology Stocks →
Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 14, 2026 | Data as of: 2025-12-31 | Powered by Claude AI