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Par Technology Corp. (PAR) Fundamental Analysis & AI Grade 2026

PAR NYSE Calculating & Accounting Machines (No Electronic Computers) DE CIK: 0000708821
Updated This Month • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
72% Confidence
N/A
C
72% Conf
Pending
Analysis scheduled

📊 PAR Key Takeaways

Revenue: $124.0M
Net Margin: -13.0%
Free Cash Flow: $-17.0M
Current Ratio: 2.10x
Debt/Equity: 0.51x
EPS: $-0.39
AI Grade: C with 72% confidence
Par Technology Corp. (PAR) receives a C fundamental grade with 72% confidence from our AI analysis based on SEC 10-K filings. With revenue of $124.0M, net profit margin of -13.0%, and return on equity (ROE) of -2.0%, Par Technology Corp. demonstrates mixed fundamentals in the Technology sector. Below is our complete PAR stock analysis for 2026.

Is Par Technology Corp. (PAR) a Good Investment?

Claude

Company demonstrates strong revenue growth (30.2% YoY) with healthy gross margins (44%), but concerning operational losses and negative free cash flow (-$17.0M) reveal fundamental profitability challenges. Inability to cover interest expenses from operating income and continued cash burn present material financial risks that outweigh growth trajectory.

Par Technology Corp. Key Strengths (PAR)

Claude
  • + Strong revenue growth of 30.2% YoY indicating robust market demand
  • + Healthy gross margin of 44% demonstrating reasonable pricing power and product competitiveness
  • + Adequate short-term liquidity with current ratio of 2.10x and quick ratio of 1.83x

PAR Stock Risks: Par Technology Corp. Investment Risks

Claude
  • ! Significant operating losses (-$13.9M) and negative net income (-$16.2M) despite revenue expansion
  • ! Negative free cash flow (-$17.0M) indicating operational cash burn unsustainable long-term
  • ! Inability to cover interest expenses from operations (-6.1x interest coverage) with $424.6M long-term debt

Key Metrics to Watch

Claude
  • * Timeline to operating profitability and path to positive operating margin recovery
  • * Operating cash flow trends and whether cash burn inflects positive in coming quarters
  • * Cash runway sustainability given $77.2M liquidity versus -$17.0M annual free cash flow burn rate

Par Technology Corp. (PAR) Financial Metrics & Key Ratios

Revenue
$124.0M
Net Income
$-16.2M
EPS (Diluted)
$-0.39
Free Cash Flow
$-17.0M
Total Assets
$1.4B
Cash Position
$77.2M

💡 AI Analyst Insight

Strong liquidity with a 2.10x current ratio provides a solid financial cushion.

PAR Profit Margin, ROE & Profitability Analysis

Gross Margin 44.0%
Operating Margin -11.2%
Net Margin -13.0%
ROE -2.0%
ROA -1.2%
FCF Margin -13.7%

PAR vs Technology Sector: How Par Technology Corp. Compares

How Par Technology Corp. compares to Technology sector averages

Net Margin
PAR -13.0%
vs
Sector Avg 18.0%
PAR Sector
ROE
PAR -2.0%
vs
Sector Avg 22.0%
PAR Sector
Current Ratio
PAR 2.1x
vs
Sector Avg 2.5x
PAR Sector
Debt/Equity
PAR 0.5x
vs
Sector Avg 0.5x
PAR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Par Technology Corp. Stock Overvalued? PAR Valuation Analysis 2026

Based on fundamental analysis, Par Technology Corp. shows some fundamental concerns relative to the Technology sector in 2026.

Return on Equity
-2.0%
Sector avg: 22%
Net Profit Margin
-13.0%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.51x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Par Technology Corp. Balance Sheet: PAR Debt, Cash & Liquidity

Current Ratio
2.10x
Quick Ratio
1.83x
Debt/Equity
0.51x
Debt/Assets
40.6%
Interest Coverage
-6.09x
Long-term Debt
$424.6M

PAR Revenue & Earnings Growth: 5-Year Financial Trend

PAR 5-year financial data: Year 2021: Revenue $282.9M, Net Income -$15.6M, EPS $-0.96. Year 2022: Revenue $355.8M, Net Income -$36.6M, EPS $-1.92. Year 2023: Revenue $415.8M, Net Income -$75.8M, EPS $-3.02. Year 2024: Revenue $350.0M, Net Income -$69.3M, EPS $-2.55. Year 2025: Revenue $455.5M, Net Income -$69.8M, EPS $-2.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Par Technology Corp.'s revenue has grown significantly by 61% over the 5-year period, indicating strong business expansion. The most recent EPS of $-2.53 indicates the company is currently unprofitable.

PAR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-13.7%
Free cash flow / Revenue

PAR Quarterly Earnings & Performance

Quarterly financial performance data for Par Technology Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $103.9M -$16.2M $-0.39
Q3 2025 $96.8M $16.1M $-0.45
Q2 2025 $78.2M -$18.3M $-0.52
Q1 2025 $70.1M -$18.3M $-0.60
Q3 2024 $68.7M -$15.5M $0.48
Q2 2024 $69.5M -$15.9M $-0.72
Q1 2024 $100.4M -$15.9M $-0.58
Q3 2023 $92.8M -$15.5M $-0.56

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Par Technology Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$16.6M
Cash generated from operations
Stock Buybacks
$33.1M
Shares repurchased (TTM)
Capital Expenditures
$321.0K
Investment in assets
Dividends
None
No dividend program

PAR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Par Technology Corp. (CIK: 0000708821)

📋 Recent SEC Filings

Date Form Document Action
May 18, 2026 4 xslF345X06/primary_doc.xml View →
May 13, 2026 4 xslF345X06/wk-form4_1778710874.xml View →
May 13, 2026 4 xslF345X06/wk-form4_1778710818.xml View →
May 13, 2026 4 xslF345X06/wk-form4_1778710762.xml View →
May 13, 2026 4 xslF345X06/wk-form4_1778710724.xml View →

Frequently Asked Questions about PAR

What is the AI rating for PAR?

Par Technology Corp. (PAR) has an AI grade of C with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are PAR's key strengths?

Claude: Strong revenue growth of 30.2% YoY indicating robust market demand. Healthy gross margin of 44% demonstrating reasonable pricing power and product competitiveness.

What are the risks of investing in PAR?

Claude: Significant operating losses (-$13.9M) and negative net income (-$16.2M) despite revenue expansion. Negative free cash flow (-$17.0M) indicating operational cash burn unsustainable long-term.

What is PAR's revenue and growth?

Par Technology Corp. reported revenue of $124.0M.

Does PAR pay dividends?

Par Technology Corp. does not currently pay dividends.

Where can I find PAR SEC filings?

Official SEC filings for Par Technology Corp. (CIK: 0000708821) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is PAR's EPS?

Par Technology Corp. has a diluted EPS of $-0.39.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is PAR's fundamental grade?

Based on our AI fundamental analysis in May 2026, Par Technology Corp. has a C grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is PAR stock overvalued or undervalued?

Valuation metrics for PAR: ROE of -2.0% (sector avg: 22%), net margin of -13.0% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is PAR's AI grade for 2026?

Our dual AI analysis gives Par Technology Corp. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is PAR's free cash flow?

Par Technology Corp.'s operating cash flow is $-16.6M, with capital expenditures of $321.0K. FCF margin is -13.7%.

How does PAR compare to other Technology stocks?

Vs Technology sector averages: Net margin -13.0% (avg: 18%), ROE -2.0% (avg: 22%), current ratio 2.10 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI