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Otter Tail Corp (OTTR) Stock Fundamental Analysis & AI Rating 2026

OTTR Nasdaq Electric Services MN CIK: 0001466593
Updated This Month • Analysis: May 7, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
70% Confidence
NEUTRAL
SELL
68% Conf
BUY
72% Conf

📊 OTTR Key Takeaways

Revenue: $342.9M
Net Margin: 21.2%
Free Cash Flow: $-114.7M
Current Ratio: 2.04x
Debt/Equity: 0.56x
EPS: $1.73
AI Rating: SELL with 68% confidence
Otter Tail Corp (OTTR) receives a HOLD rating with 70% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $342.9M, net profit margin of 21.2%, and return on equity (ROE) of 3.8%, Otter Tail Corp demonstrates mixed fundamentals in the Utilities sector. Below is our complete OTTR stock analysis for 2026.

Is Otter Tail Corp (OTTR) a Good Investment?

Claude

Despite strong operating margins (24.9%) and solid balance sheet metrics, Otter Tail Corp faces critical cash flow deterioration with negative free cash flow of -$114.7M annually. The company's capital expenditures ($185.3M) vastly exceed operating cash flow ($70.6M), requiring external financing to sustain operations. Low returns on equity (3.8%) and assets (1.7%) indicate capital is not generating sufficient returns to justify the investment rate.

ChatGPT

Fundamentals are strong, with unusually high operating and net margins for a utility, robust ROE, and excellent interest coverage supported by modest leverage. Positive free cash flow after sizable capex and strong liquidity indicate capacity to fund growth and maintain shareholder returns, though sustainability depends on non-utility earnings and regulatory outcomes.

Why Buy Otter Tail Corp Stock? OTTR Key Strengths

Claude
  • + Strong operating margin of 24.9% and net margin of 21.2% demonstrate pricing power and operational efficiency in utility segment
  • + Conservative leverage with Debt/Equity ratio of 0.56x and strong interest coverage of 8.7x provides debt service cushion
  • + Adequate liquidity position with current ratio of 2.04x and $348.4M in cash reserves
ChatGPT
  • + High profitability (26.6% operating, 21.2% net margin)
  • + Conservative leverage (0.52x D/E) with exceptional 35.1x interest coverage
  • + Solid cash generation (OCF ~$386M) and positive FCF despite heavy capex

OTTR Stock Risks: Otter Tail Corp Investment Risks

Claude
  • ! Severely negative free cash flow of -$114.7M indicates company cannot fund operations and capex from internal cash generation
  • ! Capital expenditures exceed operating cash flow by 162%, requiring continuous external financing or cash depletion
  • ! Extremely low returns on capital (ROE 3.8%, ROA 1.7%) suggest invested capital is not generating adequate returns relative to deployment rate
ChatGPT
  • ! Non-utility/plastics cyclicality and commodity exposure may normalize margins
  • ! Regulatory and rate-case outcomes could pressure allowed returns and recovery of capex
  • ! Large ongoing capex for grid/renewables could compress near-term FCF if OCF moderates

Key Metrics to Watch

Claude
  • * Operating cash flow trend and sustainability relative to capital expenditure requirements
  • * Free cash flow trajectory and source of financing for capex shortfall (debt vs equity)
  • * Return on equity and return on assets improvements to justify ongoing investment levels
ChatGPT
  • * Earnings mix and margin sustainability in non-utility/plastics segment
  • * Capex and rate base growth versus regulatory recovery/FCF conversion

Otter Tail Corp (OTTR) Financial Metrics & Key Ratios

Revenue
$342.9M
Net Income
$72.6M
EPS (Diluted)
$1.73
Free Cash Flow
$-114.7M
Total Assets
$4.2B
Cash Position
$348.4M

💡 AI Analyst Insight

Strong liquidity with a 2.04x current ratio provides a solid financial cushion.

OTTR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 24.9%
Net Margin 21.2%
ROE 3.8%
ROA 1.7%
FCF Margin -33.4%

OTTR vs Utilities Sector: How Otter Tail Corp Compares

How Otter Tail Corp compares to Utilities sector averages

Net Margin
OTTR 21.2%
vs
Sector Avg 12.0%
OTTR Sector
ROE
OTTR 3.8%
vs
Sector Avg 10.0%
OTTR Sector
Current Ratio
OTTR 2.0x
vs
Sector Avg 0.8x
OTTR Sector
Debt/Equity
OTTR 0.6x
vs
Sector Avg 1.4x
OTTR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Otter Tail Corp Stock Overvalued? OTTR Valuation Analysis 2026

Based on fundamental analysis, Otter Tail Corp has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
3.8%
Sector avg: 10%
Net Profit Margin
21.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.56x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Otter Tail Corp Balance Sheet: OTTR Debt, Cash & Liquidity

Current Ratio
2.04x
Quick Ratio
1.64x
Debt/Equity
0.56x
Debt/Assets
0.0%
Interest Coverage
8.65x
Long-term Debt
$1.1B

OTTR Revenue & Earnings Growth: 5-Year Financial Trend

OTTR 5-year financial data: Year 2021: Revenue $1.2B, Net Income $86.8M, EPS $2.17. Year 2024: Revenue $1.5B, Net Income $284.2M, EPS $6.78. Year 2025: Revenue $1.3B, Net Income $294.2M, EPS $7.00.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Otter Tail Corp's revenue has grown significantly by 13% over the 5-year period, indicating strong business expansion. The most recent EPS of $7.00 reflects profitable operations.

OTTR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-33.4%
Free cash flow / Revenue

OTTR Quarterly Earnings & Performance

Quarterly financial performance data for Otter Tail Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $337.4M $68.1M $1.62
Q3 2025 $325.6M $78.3M $1.86
Q2 2025 $333.0M $77.7M $1.85
Q1 2025 $337.4M $68.1M $1.62
Q3 2024 $338.0M $85.5M $2.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Otter Tail Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$70.6M
Cash generated from operations
Stock Buybacks
$1.6M
Shares repurchased (TTM)
Capital Expenditures
$185.3M
Investment in assets
Dividends Paid
$24.3M
Returned to shareholders

OTTR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Otter Tail Corp (CIK: 0001466593)

📋 Recent SEC Filings

Date Form Document Action
May 15, 2026 8-K ottr-20260515.htm View →
May 6, 2026 10-Q ottr-20260331.htm View →
May 5, 2026 8-K ottr-20260504.htm View →
Apr 15, 2026 4 xslF345X06/wk-form4_1776268218.xml View →
Apr 15, 2026 4 xslF345X06/wk-form4_1776267799.xml View →

Frequently Asked Questions about OTTR

What is the AI rating for OTTR?

Otter Tail Corp (OTTR) has a Combined AI Rating of HOLD from Claude (SELL) and ChatGPT (BUY) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are OTTR's key strengths?

Claude: Strong operating margin of 24.9% and net margin of 21.2% demonstrate pricing power and operational efficiency in utility segment. Conservative leverage with Debt/Equity ratio of 0.56x and strong interest coverage of 8.7x provides debt service cushion. ChatGPT: High profitability (26.6% operating, 21.2% net margin). Conservative leverage (0.52x D/E) with exceptional 35.1x interest coverage.

What are the risks of investing in OTTR?

Claude: Severely negative free cash flow of -$114.7M indicates company cannot fund operations and capex from internal cash generation. Capital expenditures exceed operating cash flow by 162%, requiring continuous external financing or cash depletion. ChatGPT: Non-utility/plastics cyclicality and commodity exposure may normalize margins. Regulatory and rate-case outcomes could pressure allowed returns and recovery of capex.

What is OTTR's revenue and growth?

Otter Tail Corp reported revenue of $342.9M.

Does OTTR pay dividends?

Otter Tail Corp pays dividends, with $24.3M distributed to shareholders in the trailing twelve months.

Where can I find OTTR SEC filings?

Official SEC filings for Otter Tail Corp (CIK: 0001466593) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is OTTR's EPS?

Otter Tail Corp has a diluted EPS of $1.73.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is OTTR a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Otter Tail Corp has a HOLD rating with 70% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is OTTR stock overvalued or undervalued?

Valuation metrics for OTTR: ROE of 3.8% (sector avg: 10%), net margin of 21.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy OTTR stock in 2026?

Our dual AI analysis gives Otter Tail Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is OTTR's free cash flow?

Otter Tail Corp's operating cash flow is $70.6M, with capital expenditures of $185.3M. FCF margin is -33.4%.

How does OTTR compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 21.2% (avg: 12%), ROE 3.8% (avg: 10%), current ratio 2.04 (avg: 0.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 7, 2026 | Data as of: 2026-03-31 | Powered by Claude AI