📊 OPY Key Takeaways
Is Oppenheimer Holdings Inc. (OPY) a Good Investment?
Oppenheimer Holdings is operationally unprofitable with -4.6% net margin and burning cash at an unsustainable $190M annually against only $34.6M in cash reserves, creating an acute liquidity crisis. Despite 15% revenue growth, deteriorating profitability and severe negative operating cash flows signal fundamental operational distress that threatens solvency within months.
Oppenheimer shows healthy fundamentals: 15% revenue growth, double-digit operating and net margins, and 15% ROE with no long‑term debt. Strong free cash flow (11% margin) and low capital intensity support financial flexibility. Watch bottom‑line growth lagging sales and moderate interest coverage, which could compress earnings if funding costs rise or volumes soften.
Oppenheimer Holdings Inc. Key Strengths (OPY)
- Zero long-term debt provides financial flexibility and no maturity pressures
- Revenue growing 15% YoY demonstrates market demand despite profitability challenges
- Asset base of $3.8B provides tangible enterprise backing
- Debt-free balance sheet with 15.1% ROE
- Robust cash generation (11.2% FCF margin)
- Sustained profitability with 12.9% operating margin and 9.1% net margin
OPY Stock Risks: Oppenheimer Holdings Inc. Investment Risks
- Critical liquidity crisis: $34.6M cash against $190M annual operating cash burn rate
- Unprofitable operations with -$27M operating income and -$20.6M net income despite revenue growth
- Negative free cash flow of -$190M (-42.7% FCF margin) is mathematically unsustainable given current cash reserves
- Earnings sensitivity to market activity and deal cycles
- Moderate interest coverage (5x) amid rate/funding cost risk
- Net income growth trails revenue, indicating expense pressure or mix shifts
Key Metrics to Watch
- Operating cash flow - must turn positive within next 2 quarters or solvency severely threatened
- Cash and equivalents - monitor for depletion; current burn rate unsustainable
- Net income and operating income - require path to profitability to stabilize business model
- Operating margin
- Interest coverage
Oppenheimer Holdings Inc. (OPY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
OPY Profit Margin, ROE & Profitability Analysis
OPY vs Finance Sector: How Oppenheimer Holdings Inc. Compares
How Oppenheimer Holdings Inc. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Oppenheimer Holdings Inc. Stock Overvalued? OPY Valuation Analysis 2026
Based on fundamental analysis, Oppenheimer Holdings Inc. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Oppenheimer Holdings Inc. Balance Sheet: OPY Debt, Cash & Liquidity
OPY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Oppenheimer Holdings Inc.'s revenue has shown modest growth of 8% over the 5-year period. The most recent EPS of $2.59 reflects profitable operations.
OPY Revenue Growth, EPS Growth & YoY Performance
OPY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $324.1M | -$20.6M | $-1.93 |
| Q3 2025 | $316.6M | $21.7M | $1.90 |
| Q2 2025 | $283.9M | $10.3M | $0.92 |
| Q1 2025 | $302.6M | $26.1M | $2.37 |
| Q3 2024 | $275.2M | $13.9M | $1.21 |
| Q2 2024 | $257.5M | $5.2M | $0.44 |
| Q1 2024 | $278.7M | $14.6M | $1.22 |
| Q3 2023 | $272.5M | $4.5M | $0.37 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Oppenheimer Holdings Inc. Dividends, Buybacks & Capital Allocation
OPY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Oppenheimer Holdings Inc. (CIK: 0000791963)
📋 Recent SEC Filings
❓ Frequently Asked Questions about OPY
What is the AI rating for OPY?
Oppenheimer Holdings Inc. (OPY) has a Combined AI Grade of C from Claude (D) and ChatGPT (A) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are OPY's key strengths?
Claude: Zero long-term debt provides financial flexibility and no maturity pressures. Revenue growing 15% YoY demonstrates market demand despite profitability challenges. ChatGPT: Debt-free balance sheet with 15.1% ROE. Robust cash generation (11.2% FCF margin).
What are the risks of investing in OPY?
Claude: Critical liquidity crisis: $34.6M cash against $190M annual operating cash burn rate. Unprofitable operations with -$27M operating income and -$20.6M net income despite revenue growth. ChatGPT: Earnings sensitivity to market activity and deal cycles. Moderate interest coverage (5x) amid rate/funding cost risk.
What is OPY's revenue and growth?
Oppenheimer Holdings Inc. reported revenue of $445.1M.
Does OPY pay dividends?
Oppenheimer Holdings Inc. pays dividends, with $12.4M distributed to shareholders in the trailing twelve months.
Where can I find OPY SEC filings?
Official SEC filings for Oppenheimer Holdings Inc. (CIK: 0000791963) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is OPY's EPS?
Oppenheimer Holdings Inc. has a diluted EPS of $-1.93.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is OPY's fundamental grade?
Based on our AI fundamental analysis in May 2026, Oppenheimer Holdings Inc. has a C grade with 80% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is OPY stock overvalued or undervalued?
Valuation metrics for OPY: ROE of -2.2% (sector avg: 12%), net margin of -4.6% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
What is OPY's AI grade for 2026?
Our dual AI analysis gives Oppenheimer Holdings Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is OPY's free cash flow?
Oppenheimer Holdings Inc.'s operating cash flow is $-190.0M, with capital expenditures of $0.0. FCF margin is -42.7%.
How does OPY compare to other Finance stocks?
Vs Finance sector averages: Net margin -4.6% (avg: 25%), ROE -2.2% (avg: 12%), current ratio N/A (avg: 1.2).