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Northwest Natural Holding Co (NWN) Stock Fundamental Analysis & AI Rating 2026

NWN NYSE Natural Gas Distribution OR CIK: 0001733998
Recently Updated • Analysis: Apr 13, 2026 • SEC Data: 2025-12-31
HOLD
55% Conf
Pending
Analysis scheduled

📊 NWN Key Takeaways

Revenue: $1.3B
Net Margin: 8.8%
Free Cash Flow: $-197.8M
Current Ratio: 0.72x
Debt/Equity: 1.65x
EPS: $2.77
AI Rating: HOLD with 55% confidence
Northwest Natural Holding Co (NWN) receives a HOLD rating with 55% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.3B, net profit margin of 8.8%, and return on equity (ROE) of 7.7%, Northwest Natural Holding Co demonstrates mixed fundamentals in the Utilities sector. Below is our complete NWN stock analysis for 2026.

Is Northwest Natural Holding Co (NWN) a Good Investment?

Claude

Northwest Natural exhibits strong profitability growth (+43.7% net income YoY) and stable operating margins, but is undermined by persistent negative free cash flow (-$197.8M) and liquidity concerns (current ratio 0.72x). The capital-intensive utility model requires disciplined cash generation to service elevated debt ($2.4B), which is currently at risk.

Why Buy Northwest Natural Holding Co Stock? NWN Key Strengths

Claude
  • + Net income growth of 43.7% YoY demonstrates strong earnings trajectory
  • + Operating cash flow of $269.1M provides debt service capacity
  • + 21.8% operating margin shows operational efficiency for regulated utility
  • + Stable natural gas distribution business with 6.6% revenue growth

NWN Stock Risks: Northwest Natural Holding Co Investment Risks

Claude
  • ! Negative free cash flow of -$197.8M; capital expenditures ($466.9M) exceed operating cash flow
  • ! Current ratio of 0.72x indicates liquidity stress and potential working capital challenges
  • ! Debt-to-equity of 1.65x combined with minimal cash reserves ($36.7M) creates refinancing risk
  • ! Gap between reported net income growth and negative FCF suggests earnings quality concerns

Key Metrics to Watch

Claude
  • * Free cash flow trend and capex efficiency
  • * Current ratio and liquid assets relative to debt maturities
  • * Operating cash flow sustainability and debt service coverage ratio

Northwest Natural Holding Co (NWN) Financial Metrics & Key Ratios

Revenue
$1.3B
Net Income
$113.3M
EPS (Diluted)
$2.77
Free Cash Flow
$-197.8M
Total Assets
$6.2B
Cash Position
$36.7M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

NWN Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 21.8%
Net Margin 8.8%
ROE 7.7%
ROA 1.8%
FCF Margin -15.3%

NWN vs Utilities Sector: How Northwest Natural Holding Co Compares

How Northwest Natural Holding Co compares to Utilities sector averages

Net Margin
NWN 8.8%
vs
Sector Avg 12.0%
NWN Sector
ROE
NWN 7.7%
vs
Sector Avg 10.0%
NWN Sector
Current Ratio
NWN 0.7x
vs
Sector Avg 0.8x
NWN Sector
Debt/Equity
NWN 1.6x
vs
Sector Avg 1.4x
NWN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Northwest Natural Holding Co Stock Overvalued? NWN Valuation Analysis 2026

Based on fundamental analysis, Northwest Natural Holding Co has mixed fundamental signals relative to the Utilities sector in 2026.

Return on Equity
7.7%
Sector avg: 10%
Net Profit Margin
8.8%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.65x
Sector avg: 1.4x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Northwest Natural Holding Co Balance Sheet: NWN Debt, Cash & Liquidity

Current Ratio
0.72x
Quick Ratio
0.72x
Debt/Equity
1.65x
Debt/Assets
0.0%
Interest Coverage
N/A
Long-term Debt
$2.4B

NWN Revenue & Earnings Growth: 5-Year Financial Trend

NWN 5-year financial data: Year 2021: Revenue $828.2M, Net Income $61.7M, EPS $2.07. Year 2022: Revenue $1.0B, Net Income $76.8M, EPS $2.51. Year 2023: Revenue $1.2B, Net Income $78.7M, EPS $2.56. Year 2024: Revenue $1.2B, Net Income $86.3M, EPS $2.54. Year 2025: Revenue $1.2B, Net Income $93.9M, EPS $2.59.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Northwest Natural Holding Co's revenue has grown significantly by 46% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.59 reflects profitable operations.

NWN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-15.3%
Free cash flow / Revenue

NWN Quarterly Earnings & Performance

Quarterly financial performance data for Northwest Natural Holding Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $130.4M -$27.2M $-0.71
Q2 2025 $201.5M -$2.5M $-0.06
Q1 2025 $427.2M $63.8M $1.69
Q3 2024 $130.4M -$23.7M $-0.65
Q2 2024 $201.5M $1.2M $0.03
Q1 2024 $427.2M $63.8M $1.69
Q3 2023 $110.0M -$19.6M $-0.56
Q2 2023 $201.0M $1.2M $0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Northwest Natural Holding Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$269.1M
Cash generated from operations
Capital Expenditures
$466.9M
Investment in assets
Dividends Paid
$77.3M
Returned to shareholders

NWN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Northwest Natural Holding Co (CIK: 0001733998)

📋 Recent SEC Filings

Date Form Document Action
Mar 25, 2026 4 xslF345X06/form4.xml View →
Mar 24, 2026 8-K nwn-20260323.htm View →
Mar 9, 2026 4 xslF345X05/form4.xml View →
Mar 9, 2026 4 xslF345X05/form4.xml View →
Mar 9, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about NWN

What is the AI rating for NWN?

Northwest Natural Holding Co (NWN) has an AI rating of HOLD with 55% confidence, based on fundamental analysis of SEC EDGAR filings.

What are NWN's key strengths?

Claude: Net income growth of 43.7% YoY demonstrates strong earnings trajectory. Operating cash flow of $269.1M provides debt service capacity.

What are the risks of investing in NWN?

Claude: Negative free cash flow of -$197.8M; capital expenditures ($466.9M) exceed operating cash flow. Current ratio of 0.72x indicates liquidity stress and potential working capital challenges.

What is NWN's revenue and growth?

Northwest Natural Holding Co reported revenue of $1.3B.

Does NWN pay dividends?

Northwest Natural Holding Co pays dividends, with $77.3M distributed to shareholders in the trailing twelve months.

Where can I find NWN SEC filings?

Official SEC filings for Northwest Natural Holding Co (CIK: 0001733998) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is NWN's EPS?

Northwest Natural Holding Co has a diluted EPS of $2.77.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is NWN a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, Northwest Natural Holding Co has a HOLD rating with 55% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is NWN stock overvalued or undervalued?

Valuation metrics for NWN: ROE of 7.7% (sector avg: 10%), net margin of 8.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy NWN stock in 2026?

Our dual AI analysis gives Northwest Natural Holding Co a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is NWN's free cash flow?

Northwest Natural Holding Co's operating cash flow is $269.1M, with capital expenditures of $466.9M. FCF margin is -15.3%.

How does NWN compare to other Utilities stocks?

Vs Utilities sector averages: Net margin 8.8% (avg: 12%), ROE 7.7% (avg: 10%), current ratio 0.72 (avg: 0.8).

Is Northwest Natural Holding Co carrying too much debt?

NWN has a debt-to-equity ratio of 1.65x, which is above the Utilities sector average of 1.4x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 13, 2026 | Data as of: 2025-12-31 | Powered by Claude AI