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NI Stock Analysis - NISOURCE INC. AI Rating

NI NYSE Electric & Other Services Combined DE CIK: 0001111711
Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31
AI Rating
HOLD
62% Confidence

Investment Thesis

NiSource demonstrates solid operational performance with strong revenue growth (+23.5% YoY) and healthy operating margins (28.1%), supported by 7.5x interest coverage. However, negative free cash flow (-$420M) and elevated leverage (1.64x debt-to-equity) raise concerns about capital intensity and financial flexibility despite modest net income growth.

NI Strengths

  • + Strong revenue growth of 23.5% year-over-year indicating market expansion
  • + Healthy operating margin of 28.1% reflecting operational efficiency in utility operations
  • + Solid interest coverage ratio of 7.5x demonstrating ability to service debt obligations
  • + Substantial operating cash flow of $2.4B supporting infrastructure investments

NI Risks

  • ! Negative free cash flow of -$420M indicating capital expenditures exceed operating cash generation
  • ! High leverage with debt-to-equity ratio of 1.64x limiting financial flexibility
  • ! Weak liquidity position with current ratio of 0.69x below healthy threshold of 1.0x
  • ! Flat net income growth (0.0% YoY) despite strong revenue growth suggesting margin compression or non-operating headwinds

Key Metrics to Watch

NI Financial Metrics

Revenue
$6.5B
Net Income
$929.5M
EPS (Diluted)
$1.95
Free Cash Flow
$-420.0M
Total Assets
$35.9B
Cash Position
$110.1M

NI Profitability Ratios

Gross Margin 18.6%
Operating Margin 28.1%
Net Margin 14.3%
ROE 9.8%
ROA 2.6%
FCF Margin -6.4%

NI Balance Sheet & Liquidity

Current Ratio
0.69x
Quick Ratio
0.69x
Debt/Equity
1.64x
Debt/Assets
0.0%
Interest Coverage
7.47x
Long-term Debt
$15.5B

NI 5-Year Financial Trend

NI 5-year financial data: Year 2021: Revenue $5.1B, Net Income $383.1M, EPS $0.87. Year 2022: Revenue $5.7B, Net Income -$17.6M, EPS $-0.19. Year 2023: Revenue $5.7B, Net Income $584.9M, EPS $1.27. Year 2024: Revenue $5.7B, Net Income $804.1M, EPS $1.70. Year 2025: Revenue $6.5B, Net Income $714.3M, EPS $1.48.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: NISOURCE INC.'s revenue has grown significantly by 29% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.48 reflects profitable operations.

NI Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-6.4%
Free cash flow / Revenue

NI Quarterly Performance

Quarterly financial performance data for NISOURCE INC. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $1.0B $85.7M $0.19
Q2 2025 $1.1B $85.8M $0.19
Q1 2025 $1.6B $365.0M $0.77
Q3 2024 $1.0B $85.1M $0.17
Q2 2024 $1.1B $58.8M $0.09
Q1 2024 $1.6B $333.0M $0.71
Q3 2023 $1.0B $65.8M $0.12
Q2 2023 $1.1B $58.8M $0.09

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

NI Capital Allocation

Operating Cash Flow
$2.4B
Cash generated from operations
Capital Expenditures
$2.8B
Investment in assets
Dividends Paid
$530.4M
Returned to shareholders

NI SEC Filings

Access official SEC EDGAR filings for NISOURCE INC. (CIK: 0001111711)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI