📊 MAPSW Key Takeaways
Is MAPSW a Good Investment? Thesis Analysis
WM Technology demonstrates solid liquidity and cash generation with $62.4M cash and $13.5M free cash flow, but faces significant operational challenges including revenue decline, razor-thin profitability (1.1% net margin, 0.4% operating margin), and weak returns on capital (3.4% ROE). The company must demonstrate revenue stabilization and margin improvement to warrant positive consideration.
Why Buy MAPSW? Key Strengths
- Strong liquidity position with 2.34x current ratio and $62.4M cash reserves
- Positive free cash flow generation of $13.5M with 7.7% FCF margin
- Zero debt leverage provides financial flexibility and low bankruptcy risk
- Consistent net income of $2.0M despite challenging market conditions
MAPSW Investment Risks to Consider
- Revenue contraction of 5.3% YoY indicates declining business momentum
- Critically low profitability margins (1.1% net margin, 0.4% operating margin) limit reinvestment capacity
- Weak capital returns (3.4% ROE, 1.0% ROA) suggest inefficient asset utilization
- Missing gross margin data obscures cost structure visibility and pricing power assessment
- Minimal net income growth despite CapEx investments questions business model scalability
Key Metrics to Watch
- Quarterly revenue trend reversal and year-over-year growth stabilization
- Gross margin expansion and operating margin improvement trajectory
- Return on equity progression toward 10%+ minimum acceptable threshold
- Free cash flow sustainability and conversion rate relative to revenue base
- Customer acquisition cost trends and retention metrics for SaaS segment
MAPSW Financial Metrics
💡 AI Analyst Insight
Strong liquidity with a 2.34x current ratio provides a solid financial cushion.
MAPSW Profitability Ratios
MAPSW vs Technology Sector
How WM TECHNOLOGY, INC. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is MAPSW Overvalued or Undervalued?
Based on fundamental analysis, WM TECHNOLOGY, INC. has mixed fundamental signals relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
MAPSW Balance Sheet & Liquidity
MAPSW 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: WM TECHNOLOGY, INC.'s revenue has remained relatively flat over the 5-year period, with a 4% decline.
MAPSW Growth Metrics (YoY)
MAPSW Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $42.2M | $2.5M | N/A |
| Q2 2025 | $44.8M | $716.0K | N/A |
| Q1 2025 | $44.4M | $1.2M | $0.01 |
| Q3 2024 | $46.6M | -$1.5M | N/A |
| Q2 2024 | $45.9M | $716.0K | N/A |
| Q1 2024 | $44.4M | $1.2M | N/A |
| Q3 2023 | $47.7M | -$1.5M | N/A |
| Q2 2023 | $50.9M | $1.2M | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
MAPSW Capital Allocation
MAPSW SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for WM TECHNOLOGY, INC. (CIK: 0001779474)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MAPSW
What is the AI rating for MAPSW?
WM TECHNOLOGY, INC. (MAPSW) has an AI rating of HOLD with 45% confidence, based on fundamental analysis of SEC EDGAR filings.
What are MAPSW's key strengths?
Claude: Strong liquidity position with 2.34x current ratio and $62.4M cash reserves. Positive free cash flow generation of $13.5M with 7.7% FCF margin.
What are the risks of investing in MAPSW?
Claude: Revenue contraction of 5.3% YoY indicates declining business momentum. Critically low profitability margins (1.1% net margin, 0.4% operating margin) limit reinvestment capacity.
What is MAPSW's revenue and growth?
WM TECHNOLOGY, INC. reported revenue of $174.7M.
Does MAPSW pay dividends?
WM TECHNOLOGY, INC. does not currently pay dividends.
Where can I find MAPSW SEC filings?
Official SEC filings for WM TECHNOLOGY, INC. (CIK: 0001779474) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MAPSW's EPS?
WM TECHNOLOGY, INC. has a diluted EPS of $0.02.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is MAPSW a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, WM TECHNOLOGY, INC. has a HOLD rating with 45% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is MAPSW stock overvalued or undervalued?
Valuation metrics for MAPSW: ROE of 3.4% (sector avg: 22%), net margin of 1.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
Should I buy MAPSW stock in 2026?
Our dual AI analysis gives WM TECHNOLOGY, INC. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MAPSW's free cash flow?
WM TECHNOLOGY, INC.'s operating cash flow is $26.2M, with capital expenditures of $12.7M. FCF margin is 7.7%.
How does MAPSW compare to other Technology stocks?
Vs Technology sector averages: Net margin 1.1% (avg: 18%), ROE 3.4% (avg: 22%), current ratio 2.34 (avg: 2.5).