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LEA Stock Analysis 2026 - LEAR CORP AI Rating

LEA NYSE Motor Vehicle Parts & Accessories DE CIK: 0000842162
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
SELL
75% Conf
Pending
Analysis scheduled

📊 LEA Key Takeaways

Revenue: $23.3B
Net Margin: 1.9%
Free Cash Flow: $527.2M
Current Ratio: 1.35x
Debt/Equity: 0.54x
EPS: $8.15
AI Rating: SELL with 75% confidence

Is LEA a Good Investment? Thesis Analysis

Claude

Lear Corp faces fundamental headwinds with flat revenue growth (0.0% YoY) coupled with deteriorating profitability (net income -17.1% YoY), indicating operational underperformance beyond cyclical market pressures. Extremely thin margins (net 1.9%, operating 3.3%) and low returns on capital (ROE 8.7%, ROA 2.9%) characterize a mature, commoditized supplier with limited growth visibility.

Why Buy LEA? Key Strengths

Claude
  • + Strong debt service capacity with 29.8x interest coverage ratio
  • + Positive free cash flow generation of $527.2M supporting potential dividends/debt paydown
  • + Conservative leverage position with 0.54x debt-to-equity ratio

LEA Investment Risks to Consider

Claude
  • ! Zero organic revenue growth in a stagnant market signals lost competitiveness or market share erosion
  • ! Net income declining 17% while revenue flat indicates margin compression and operational deterioration
  • ! Tight quick ratio of 1.05x limits financial flexibility amid cyclical automotive sector downturns
  • ! Extremely thin margins leave no cushion for cost inflation or demand disruptions

Key Metrics to Watch

Claude
  • * Operating margin trend and gross margin recovery drivers
  • * Year-over-year revenue growth acceleration
  • * Free cash flow sustainability relative to capital intensity and debt service obligations

LEA Financial Metrics

Revenue
$23.3B
Net Income
$436.8M
EPS (Diluted)
$8.15
Free Cash Flow
$527.2M
Total Assets
$14.8B
Cash Position
$1.0B

💡 AI Analyst Insight

The relatively thin 2.3% FCF margin may limit capital allocation flexibility.

LEA Profitability Ratios

Gross Margin 6.5%
Operating Margin 3.3%
Net Margin 1.9%
ROE 8.7%
ROA 2.9%
FCF Margin 2.3%

LEA vs Default Sector

How LEAR CORP compares to Default sector averages

Net Margin
LEA 1.9%
vs
Sector Avg 12.0%
LEA Sector
ROE
LEA 8.7%
vs
Sector Avg 15.0%
LEA Sector
Current Ratio
LEA 1.4x
vs
Sector Avg 1.8x
LEA Sector
Debt/Equity
LEA 0.5x
vs
Sector Avg 0.7x
LEA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is LEA Overvalued or Undervalued?

Based on fundamental analysis, LEAR CORP shows some fundamental concerns relative to the Default sector in 2026.

Return on Equity
8.7%
Sector avg: 15%
Net Profit Margin
1.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.54x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

LEA Balance Sheet & Liquidity

Current Ratio
1.35x
Quick Ratio
1.05x
Debt/Equity
0.54x
Debt/Assets
0.0%
Interest Coverage
29.78x
Long-term Debt
$2.7B

LEA 5-Year Financial Trend & Growth Analysis

LEA 5-year financial data: Year 2021: Revenue $19.8B, Net Income $753.6M, EPS $12.75. Year 2022: Revenue $20.9B, Net Income $158.5M, EPS $2.62. Year 2023: Revenue $23.5B, Net Income $373.9M, EPS $6.19. Year 2024: Revenue $23.5B, Net Income $327.7M, EPS $5.47. Year 2025: Revenue $23.5B, Net Income $572.5M, EPS $9.68.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: LEAR CORP's revenue has grown significantly by 18% over the 5-year period, indicating strong business expansion. The most recent EPS of $9.68 reflects profitable operations.

LEA Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.3%
Free cash flow / Revenue

LEA Quarterly Performance

Quarterly financial performance data for LEAR CORP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $5.6B $108.2M $2.02
Q2 2025 $6.0B $165.2M $3.02
Q1 2025 $5.6B $80.7M $1.49
Q3 2024 $5.6B $132.9M $2.25
Q2 2024 $6.0B $168.7M $2.84
Q1 2024 $5.8B $109.6M $1.90
Q3 2023 $5.2B $92.3M $1.54
Q2 2023 $5.1B $68.5M $1.14

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

LEA Capital Allocation

Operating Cash Flow
$1.1B
Cash generated from operations
Stock Buybacks
$325.2M
Shares repurchased (TTM)
Capital Expenditures
$561.6M
Investment in assets
Dividends Paid
$164.8M
Returned to shareholders

LEA SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for LEAR CORP (CIK: 0000842162)

📋 Recent SEC Filings

Date Form Document Action
Apr 2, 2026 DEF 14A lea-20260402.htm View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →
Mar 16, 2026 4 xslF345X05/ownership.xml View →
Feb 27, 2026 4 xslF345X05/ownership.xml View →
Feb 26, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about LEA

What is the AI rating for LEA?

LEAR CORP (LEA) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are LEA's key strengths?

Claude: Strong debt service capacity with 29.8x interest coverage ratio. Positive free cash flow generation of $527.2M supporting potential dividends/debt paydown.

What are the risks of investing in LEA?

Claude: Zero organic revenue growth in a stagnant market signals lost competitiveness or market share erosion. Net income declining 17% while revenue flat indicates margin compression and operational deterioration.

What is LEA's revenue and growth?

LEAR CORP reported revenue of $23.3B.

Does LEA pay dividends?

LEAR CORP pays dividends, with $164.8M distributed to shareholders in the trailing twelve months.

Where can I find LEA SEC filings?

Official SEC filings for LEAR CORP (CIK: 0000842162) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LEA's EPS?

LEAR CORP has a diluted EPS of $8.15.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LEA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, LEAR CORP has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LEA stock overvalued or undervalued?

Valuation metrics for LEA: ROE of 8.7% (sector avg: 15%), net margin of 1.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy LEA stock in 2026?

Our dual AI analysis gives LEAR CORP a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LEA's free cash flow?

LEAR CORP's operating cash flow is $1.1B, with capital expenditures of $561.6M. FCF margin is 2.3%.

How does LEA compare to other Default stocks?

Vs Default sector averages: Net margin 1.9% (avg: 12%), ROE 8.7% (avg: 15%), current ratio 1.35 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI