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Lear Corp. (LEA) Stock Fundamental Analysis & AI Rating 2026

LEA NYSE Motor Vehicle Parts & Accessories DE CIK: 0000842162
Updated This Month • Analysis: May 6, 2026 • SEC Data: 2026-04-04
Combined AI Rating
SELL
74% Confidence
AGREEMENT
SELL
78% Conf
HOLD
70% Conf

📊 LEA Key Takeaways

Revenue: $5.8B
Net Margin: 3.0%
Free Cash Flow: $-26.5M
Current Ratio: 1.33x
Debt/Equity: 0.53x
EPS: $3.34
AI Rating: SELL with 78% confidence
Lear Corp. (LEA) receives a SELL rating with 74% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $5.8B, net profit margin of 3.0%, and return on equity (ROE) of 3.4%, Lear Corp. demonstrates mixed fundamentals in the Automotive sector. Below is our complete LEA stock analysis for 2026.

Is Lear Corp. (LEA) a Good Investment?

Claude

Lear Corp exhibits deteriorating financial health with negative free cash flow (-$26.5M) despite positive operating cash flow, indicating capex spending exceeds operational generation. Declining net income (-17.1% YoY) and flat revenue growth combined with razor-thin margins (3.0% net) and poor returns (ROE 3.4%, ROA 1.1%) reflect structural weakness in the automotive parts supplier segment.

ChatGPT

Fundamentals show stable revenue but compressed profitability, with net income declining despite flat sales and thin margins. Balance sheet strength (moderate leverage, strong interest coverage) and consistent positive free cash flow support resilience and reinvestment, but cyclical exposure and margin pressure limit near-term upside. A sustained improvement in operating margin and durable cash conversion would warrant a more positive stance.

Why Buy Lear Corp. Stock? LEA Key Strengths

Claude
  • + Strong interest coverage ratio (9.8x) demonstrates ability to service debt obligations
  • + Moderate leverage with 0.53x debt-to-equity ratio and reasonable cash position of $881.9M
  • + Established company with $5.8B annual revenue base in automotive supplier sector
ChatGPT
  • + Strong interest coverage and moderate leverage (29.8x, 0.54x)
  • + Adequate liquidity with 1.35x current and 1.05x quick ratios plus $1.03B cash
  • + Consistent positive FCF and solid cash conversion (OCF > net income)

LEA Stock Risks: Lear Corp. Investment Risks

Claude
  • ! Negative free cash flow (-$26.5M) with capex ($124.6M) exceeding operating cash flow ($98.1M) suggests unsustainable capital structure
  • ! Declining profitability with net income down 17.1% YoY while revenue remains flat, indicating margin compression
  • ! Thin operating margins (4.4%) and weak returns on equity (3.4%) reflect commoditized business dynamics with limited pricing power
ChatGPT
  • ! Margin compression from OEM pricing pressure and input cost inflation
  • ! Cyclical auto demand and production volatility impacting volumes and mix
  • ! Execution needs and investments (e.g., technology/EV content) may weigh on margins and cash flow

Key Metrics to Watch

Claude
  • * Free cash flow trajectory and capital expenditure levels relative to operating cash generation
  • * Year-over-year net income trend and gross margin stability
  • * Revenue growth acceleration and operating margin expansion initiatives
ChatGPT
  • * Operating margin
  • * Free cash flow margin

Lear Corp. (LEA) Financial Metrics & Key Ratios

Revenue
$5.8B
Net Income
$172.3M
EPS (Diluted)
$3.34
Free Cash Flow
$-26.5M
Total Assets
$15.5B
Cash Position
$881.9M

💡 AI Analyst Insight

Lear Corp. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

LEA Profit Margin, ROE & Profitability Analysis

Gross Margin 7.7%
Operating Margin 4.4%
Net Margin 3.0%
ROE 3.4%
ROA 1.1%
FCF Margin -0.5%

LEA vs Automotive Sector: How Lear Corp. Compares

How Lear Corp. compares to Automotive sector averages

Net Margin
LEA 3.0%
vs
Sector Avg 6.0%
LEA Sector
ROE
LEA 3.4%
vs
Sector Avg 12.0%
LEA Sector
Current Ratio
LEA 1.3x
vs
Sector Avg 1.2x
LEA Sector
Debt/Equity
LEA 0.5x
vs
Sector Avg 1.0x
LEA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Lear Corp. Stock Overvalued? LEA Valuation Analysis 2026

Based on fundamental analysis, Lear Corp. has mixed fundamental signals relative to the Automotive sector in 2026.

Return on Equity
3.4%
Sector avg: 12%
Net Profit Margin
3.0%
Sector avg: 6%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.53x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Lear Corp. Balance Sheet: LEA Debt, Cash & Liquidity

Current Ratio
1.33x
Quick Ratio
1.05x
Debt/Equity
0.53x
Debt/Assets
0.0%
Interest Coverage
9.77x
Long-term Debt
$2.7B

LEA Revenue & Earnings Growth: 5-Year Financial Trend

LEA 5-year financial data: Year 2021: Revenue $19.8B, Net Income $753.6M, EPS $12.75. Year 2022: Revenue $20.9B, Net Income $158.5M, EPS $2.62. Year 2023: Revenue $23.5B, Net Income $373.9M, EPS $6.19. Year 2024: Revenue $23.5B, Net Income $327.7M, EPS $5.47. Year 2025: Revenue $23.5B, Net Income $572.5M, EPS $9.68.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Lear Corp.'s revenue has grown significantly by 18% over the 5-year period, indicating strong business expansion. The most recent EPS of $9.68 reflects profitable operations.

LEA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.5%
Free cash flow / Revenue

LEA Quarterly Earnings & Performance

Quarterly financial performance data for Lear Corp. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $5.6B $80.7M $1.49
Q3 2025 $5.6B $108.2M $2.02
Q2 2025 $6.0B $165.2M $3.02
Q1 2025 $5.6B $80.7M $1.49
Q3 2024 $5.6B $132.9M $2.25
Q2 2024 $6.0B $168.7M $2.84
Q1 2024 $5.8B $109.6M $1.90
Q3 2023 $5.2B $92.3M $1.54

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Lear Corp. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$98.1M
Cash generated from operations
Stock Buybacks
$75.0M
Shares repurchased (TTM)
Capital Expenditures
$124.6M
Investment in assets
Dividends Paid
$42.5M
Returned to shareholders

LEA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Lear Corp. (CIK: 0000842162)

📋 Recent SEC Filings

Date Form Document Action
May 14, 2026 8-K lear-20260514.htm View →
May 1, 2026 10-Q lear-20260404.htm View →
May 1, 2026 8-K lear-20260501.htm View →
Apr 2, 2026 DEF 14A lea-20260402.htm View →
Apr 1, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about LEA

What is the AI rating for LEA?

Lear Corp. (LEA) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LEA's key strengths?

Claude: Strong interest coverage ratio (9.8x) demonstrates ability to service debt obligations. Moderate leverage with 0.53x debt-to-equity ratio and reasonable cash position of $881.9M. ChatGPT: Strong interest coverage and moderate leverage (29.8x, 0.54x). Adequate liquidity with 1.35x current and 1.05x quick ratios plus $1.03B cash.

What are the risks of investing in LEA?

Claude: Negative free cash flow (-$26.5M) with capex ($124.6M) exceeding operating cash flow ($98.1M) suggests unsustainable capital structure. Declining profitability with net income down 17.1% YoY while revenue remains flat, indicating margin compression. ChatGPT: Margin compression from OEM pricing pressure and input cost inflation. Cyclical auto demand and production volatility impacting volumes and mix.

What is LEA's revenue and growth?

Lear Corp. reported revenue of $5.8B.

Does LEA pay dividends?

Lear Corp. pays dividends, with $42.5M distributed to shareholders in the trailing twelve months.

Where can I find LEA SEC filings?

Official SEC filings for Lear Corp. (CIK: 0000842162) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LEA's EPS?

Lear Corp. has a diluted EPS of $3.34.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LEA a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Lear Corp. has a SELL rating with 74% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is LEA stock overvalued or undervalued?

Valuation metrics for LEA: ROE of 3.4% (sector avg: 12%), net margin of 3.0% (sector avg: 6%). Compare these metrics with sector averages to assess valuation.

Should I buy LEA stock in 2026?

Our dual AI analysis gives Lear Corp. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LEA's free cash flow?

Lear Corp.'s operating cash flow is $98.1M, with capital expenditures of $124.6M. FCF margin is -0.5%.

How does LEA compare to other Automotive stocks?

Vs Automotive sector averages: Net margin 3.0% (avg: 6%), ROE 3.4% (avg: 12%), current ratio 1.33 (avg: 1.2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-04-04 | Powered by Claude AI