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LCII Stock Analysis 2026 - LCI INDUSTRIES AI Rating

LCII NYSE Motor Vehicle Parts & Accessories DE CIK: 0000763744
Recently Updated • Analysis: Apr 12, 2026 • SEC Data: 2025-12-31
BUY
78% Conf
Pending
Analysis scheduled

📊 LCII Key Takeaways

Revenue: $4.1B
Net Margin: 4.6%
Free Cash Flow: $278.3M
Current Ratio: 2.85x
Debt/Equity: 0.69x
EPS: $7.57
AI Rating: BUY with 78% confidence

Is LCII a Good Investment? Thesis Analysis

Claude

LCI Industries demonstrates strong operational performance with net income growing 31.8% YoY significantly outpacing revenue growth of 10.2%, indicating meaningful margin expansion and improved efficiency. The company generates robust free cash flow of $278.3M with a 6.8% FCF margin while maintaining a healthy balance sheet with 2.85x current ratio and 0.69x debt/equity, providing financial stability.

Why Buy LCII? Key Strengths

Claude
  • + Exceptional FCF generation ($278.3M) with strong 6.8% FCF margin demonstrating earnings quality
  • + Operating leverage evident as net income growth (31.8%) significantly exceeds revenue growth (10.2%), signaling margin expansion
  • + Fortress balance sheet with strong liquidity (2.85x current ratio), conservative leverage (0.69x D/E), and robust interest coverage (7.8x)

LCII Investment Risks to Consider

Claude
  • ! Cyclical industry exposure tied to automotive OEM demand and broader economic conditions
  • ! Modest operating margins (6.8%) and net margins (4.6%) provide limited downside protection in economic stress
  • ! Significant long-term debt ($945.2M) requires sustained strong cash flow generation to maintain financial health

Key Metrics to Watch

Claude
  • * Free cash flow sustainability and trends in CapEx requirements
  • * Operating margin trajectory and gross margin resilience amid input cost pressures
  • * Debt levels and refinancing conditions given automotive sector cyclicality

LCII Financial Metrics

Revenue
$4.1B
Net Income
$188.3M
EPS (Diluted)
$7.57
Free Cash Flow
$278.3M
Total Assets
$3.2B
Cash Position
$222.6M

💡 AI Analyst Insight

Strong liquidity with a 2.85x current ratio provides a solid financial cushion.

LCII Profitability Ratios

Gross Margin 23.8%
Operating Margin 6.8%
Net Margin 4.6%
ROE 13.8%
ROA 5.9%
FCF Margin 6.8%

LCII vs Default Sector

How LCI INDUSTRIES compares to Default sector averages

Net Margin
LCII 4.6%
vs
Sector Avg 12.0%
LCII Sector
ROE
LCII 13.8%
vs
Sector Avg 15.0%
LCII Sector
Current Ratio
LCII 2.9x
vs
Sector Avg 1.8x
LCII Sector
Debt/Equity
LCII 0.7x
vs
Sector Avg 0.7x
LCII Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is LCII Overvalued or Undervalued?

Based on fundamental analysis, LCI INDUSTRIES has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
13.8%
Sector avg: 15%
Net Profit Margin
4.6%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.69x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

LCII Balance Sheet & Liquidity

Current Ratio
2.85x
Quick Ratio
1.14x
Debt/Equity
0.69x
Debt/Assets
57.2%
Interest Coverage
7.84x
Long-term Debt
$945.2M

LCII 5-Year Financial Trend & Growth Analysis

LCII 5-year financial data: Year 2021: Revenue $4.5B, Net Income $146.5M, EPS $5.84. Year 2022: Revenue $5.2B, Net Income $158.4M, EPS $6.27. Year 2023: Revenue $5.2B, Net Income $287.7M, EPS $11.32. Year 2024: Revenue $5.2B, Net Income $395.0M, EPS $15.48. Year 2025: Revenue $4.1B, Net Income $64.2M, EPS $2.52.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: LCI INDUSTRIES's revenue has remained relatively flat over the 5-year period, with a 8% decline. The most recent EPS of $2.52 reflects profitable operations.

LCII Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
6.8%
Free cash flow / Revenue

LCII Quarterly Performance

Quarterly financial performance data for LCI INDUSTRIES including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $915.5M $35.6M $1.39
Q2 2025 $1.1B $36.5M $2.29
Q1 2025 $968.0M $36.5M $1.44
Q3 2024 $915.5M $7.3M $1.02
Q2 2024 $1.0B $7.3M $1.31
Q1 2024 $968.0M $7.3M $0.29
Q3 2023 $959.3M $7.3M $1.02
Q2 2023 $1.0B $7.3M $1.31

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

LCII Capital Allocation

Operating Cash Flow
$331.0M
Cash generated from operations
Stock Buybacks
$128.6M
Shares repurchased (TTM)
Capital Expenditures
$52.6M
Investment in assets
Dividends Paid
$114.0M
Returned to shareholders

LCII SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for LCI INDUSTRIES (CIK: 0000763744)

📋 Recent SEC Filings

Date Form Document Action
Apr 1, 2026 4 xslF345X06/wk-form4_1775074281.xml View →
Mar 31, 2026 4 xslF345X06/wk-form4_1774990615.xml View →
Mar 27, 2026 DEF 14A ny20062431x1_def14a.htm View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772573999.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772573955.xml View →

Frequently Asked Questions about LCII

What is the AI rating for LCII?

LCI INDUSTRIES (LCII) has an AI rating of BUY with 78% confidence, based on fundamental analysis of SEC EDGAR filings.

What are LCII's key strengths?

Claude: Exceptional FCF generation ($278.3M) with strong 6.8% FCF margin demonstrating earnings quality. Operating leverage evident as net income growth (31.8%) significantly exceeds revenue growth (10.2%), signaling margin expansion.

What are the risks of investing in LCII?

Claude: Cyclical industry exposure tied to automotive OEM demand and broader economic conditions. Modest operating margins (6.8%) and net margins (4.6%) provide limited downside protection in economic stress.

What is LCII's revenue and growth?

LCI INDUSTRIES reported revenue of $4.1B.

Does LCII pay dividends?

LCI INDUSTRIES pays dividends, with $114.0M distributed to shareholders in the trailing twelve months.

Where can I find LCII SEC filings?

Official SEC filings for LCI INDUSTRIES (CIK: 0000763744) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LCII's EPS?

LCI INDUSTRIES has a diluted EPS of $7.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is LCII a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, LCI INDUSTRIES has a BUY rating with 78% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is LCII stock overvalued or undervalued?

Valuation metrics for LCII: ROE of 13.8% (sector avg: 15%), net margin of 4.6% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy LCII stock in 2026?

Our dual AI analysis gives LCI INDUSTRIES a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LCII's free cash flow?

LCI INDUSTRIES's operating cash flow is $331.0M, with capital expenditures of $52.6M. FCF margin is 6.8%.

How does LCII compare to other Default stocks?

Vs Default sector averages: Net margin 4.6% (avg: 12%), ROE 13.8% (avg: 15%), current ratio 2.85 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 12, 2026 | Data as of: 2025-12-31 | Powered by Claude AI