📊 LBUY Key Takeaways
Is LBUY a Good Investment? Thesis Analysis
LeafBuyer is technically insolvent with negative stockholders equity of -$1.5M and liabilities exceeding assets by 150%. Despite 15.5% revenue growth and positive free cash flow of $130K, the company is unprofitable with operating losses of -$94.3K and negative net margins of -6.4%, indicating fundamental business model challenges. Critical liquidity concerns (current ratio of 0.49x) combined with inability to cover interest expenses make this a distressed situation with limited margin for error.
Why Buy LBUY? Key Strengths
- Revenue growth of 15.5% YoY demonstrates market demand and business expansion
- Positive free cash flow of $130K and operating cash flow show some cash generation despite losses
- Gross margin of 48.5% indicates reasonable pricing power and product profitability at the gross level
LBUY Investment Risks to Consider
- Negative stockholders equity of -$1.5M creates technical insolvency and existential solvency risk
- Current ratio of 0.49x indicates critical liquidity crisis with liabilities exceeding liquid assets
- Operating losses and negative net margins of -6.4% demonstrate inability to achieve profitability despite revenue growth
- Negative interest coverage ratio of -2.5x shows company cannot service debt from operating earnings
- Total liabilities of $2.5M exceed total assets of $1.0M by 150%, indicating balance sheet distress
Key Metrics to Watch
- Path to operating profitability and timeline to positive net income
- Stockholders equity trajectory and whether company can return to positive equity
- Cash burn rate and runway given current cash position of $969.1K against negative operations
- Debt restructuring or refinancing needs as company cannot service debt from operations
LBUY Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
LBUY Profitability Ratios
LBUY vs Default Sector
How LEAFBUYER TECHNOLOGIES, INC. compares to Default sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is LBUY Overvalued or Undervalued?
Based on fundamental analysis, LEAFBUYER TECHNOLOGIES, INC. has mixed fundamental signals relative to the Default sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
LBUY Balance Sheet & Liquidity
LBUY 5-Year Financial Trend & Growth Analysis
5-Year Trend Summary: LEAFBUYER TECHNOLOGIES, INC.'s revenue has grown significantly by 143% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.01 reflects profitable operations.
LBUY Growth Metrics (YoY)
LBUY Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $962.8K | $74.8K | $0.00 |
| Q1 2026 | $973.2K | $11.5K | $0.00 |
| Q3 2025 | $1.5M | -$171.6K | $0.00 |
| Q2 2025 | $1.4M | $74.8K | $0.00 |
| Q1 2025 | $1.2M | $11.5K | N/A |
| Q3 2024 | $1.3M | -$170.5K | N/A |
| Q2 2024 | $1.3M | $95.4K | $0.00 |
| Q1 2024 | $1.1M | -$210.0K | $0.00 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
LBUY Capital Allocation
LBUY SEC 10-K & 10-Q Filing Analysis
Access official SEC EDGAR filings for LEAFBUYER TECHNOLOGIES, INC. (CIK: 0001643721)
📋 Recent SEC Filings
❓ Frequently Asked Questions about LBUY
What is the AI rating for LBUY?
LEAFBUYER TECHNOLOGIES, INC. (LBUY) has an AI rating of STRONG SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.
What are LBUY's key strengths?
Claude: Revenue growth of 15.5% YoY demonstrates market demand and business expansion. Positive free cash flow of $130K and operating cash flow show some cash generation despite losses.
What are the risks of investing in LBUY?
Claude: Negative stockholders equity of -$1.5M creates technical insolvency and existential solvency risk. Current ratio of 0.49x indicates critical liquidity crisis with liabilities exceeding liquid assets.
What is LBUY's revenue and growth?
LEAFBUYER TECHNOLOGIES, INC. reported revenue of $1.9M.
Does LBUY pay dividends?
LEAFBUYER TECHNOLOGIES, INC. does not currently pay dividends.
Where can I find LBUY SEC filings?
Official SEC filings for LEAFBUYER TECHNOLOGIES, INC. (CIK: 0001643721) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is LBUY's EPS?
LEAFBUYER TECHNOLOGIES, INC. has a diluted EPS of $0.00.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is LBUY a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, LEAFBUYER TECHNOLOGIES, INC. has a STRONG SELL rating with 92% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is LBUY stock overvalued or undervalued?
Valuation metrics for LBUY: ROE of N/A (sector avg: 15%), net margin of -6.4% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy LBUY stock in 2026?
Our dual AI analysis gives LEAFBUYER TECHNOLOGIES, INC. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is LBUY's free cash flow?
LEAFBUYER TECHNOLOGIES, INC.'s operating cash flow is $130.0K, with capital expenditures of $0.0. FCF margin is 6.7%.
How does LBUY compare to other Default stocks?
Vs Default sector averages: Net margin -6.4% (avg: 12%), ROE N/A (avg: 15%), current ratio 0.49 (avg: 1.8).