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Jet.AI Inc. (JTAI) Stock Fundamental Analysis & AI Rating 2026

JTAI Nasdaq Air Transportation, Nonscheduled DE CIK: 0001861622
Recently Updated • Analysis: May 23, 2026 • SEC Data: 2026-03-31
Combined AI Rating
STRONG SELL
88% Confidence
STRONG AGREEMENT
STRONG SELL
95% Conf
STRONG SELL
80% Conf

📊 JTAI Key Takeaways

Revenue: $1.7M
Net Margin: -159.5%
Free Cash Flow: $-3.1M
Current Ratio: 4.09x
Debt/Equity: 0.00x
EPS: $-6.68
AI Rating: STRONG SELL with 95% confidence
Jet.AI Inc. (JTAI) receives a STRONG SELL rating with 88% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.7M, net profit margin of -159.5%, and return on equity (ROE) of -7.5%, Jet.AI Inc. demonstrates mixed fundamentals in the Transportation sector. Below is our complete JTAI stock analysis for 2026.

Is Jet.AI Inc. (JTAI) a Good Investment?

Claude

Jet.AI operates with a fundamentally broken business model: negative gross margins (-13.9%) indicate the company loses money on every unit of service provided. Combined with a 34.6% YoY revenue collapse and $3.0M annual operating cash burn against minimal revenue, the company is destroying shareholder value at an unsustainable rate.

ChatGPT

Core operations are deeply unprofitable with revenue down 34.6% YoY, negative gross margin, and an operating margin of -109.7%, leading to heavy cash burn. Despite positive net income and ROE, results appear driven by non-operating items while liquidity is very weak (current ratio 0.58x, $1.82M cash). Without a rapid operational turnaround or external funding, near-term financing and going-concern risks are elevated.

Why Buy Jet.AI Inc. Stock? JTAI Key Strengths

Claude
  • + Strong cash position of $13.5M provides operational runway
  • + Negligible debt (0.00x debt/equity ratio) eliminates financial leverage risk
  • + Adequate liquidity (4.09x current ratio) ensures near-term obligation coverage
ChatGPT
  • + Debt-free capital structure with positive equity base
  • + Low current capex needs
  • + Reported positive ROE/ROA (non-operating driven)

JTAI Stock Risks: Jet.AI Inc. Investment Risks

Claude
  • ! Negative gross margin (-13.9%) proves unit economics are unsustainable—company loses money on each service provided
  • ! Revenue collapsed 34.6% YoY, indicating loss of market traction and demand destruction
  • ! Operating cash burn of $3.0M annually will exhaust $13.5M cash reserves in approximately 4.5 years without business model recovery
ChatGPT
  • ! Negative gross margin and large operating losses
  • ! Severe liquidity shortfall and heavy cash burn
  • ! Earnings quality reliant on non-operating gains; negative interest coverage

Key Metrics to Watch

Claude
  • * Gross margin recovery to positive territory (currently -13.9%)
  • * Revenue stabilization and growth inflection point (currently declining 34.6% YoY)
  • * Operating cash flow path to breakeven or profitability
ChatGPT
  • * Gross margin
  • * Operating cash flow

Jet.AI Inc. (JTAI) Financial Metrics & Key Ratios

Revenue
$1.7M
Net Income
$-2.7M
EPS (Diluted)
$-6.68
Free Cash Flow
$-3.1M
Total Assets
$39.4M
Cash Position
$13.5M

💡 AI Analyst Insight

Strong liquidity with a 4.09x current ratio provides a solid financial cushion.

JTAI Profit Margin, ROE & Profitability Analysis

Gross Margin -13.9%
Operating Margin -170.4%
Net Margin -159.5%
ROE -7.5%
ROA -6.8%
FCF Margin -181.5%

JTAI vs Transportation Sector: How Jet.AI Inc. Compares

How Jet.AI Inc. compares to Transportation sector averages

Net Margin
JTAI -159.5%
vs
Sector Avg 10.0%
JTAI Sector
ROE
JTAI -7.5%
vs
Sector Avg 18.0%
JTAI Sector
Current Ratio
JTAI 4.1x
vs
Sector Avg 1.0x
JTAI Sector
Debt/Equity
JTAI 0.0x
vs
Sector Avg 1.0x
JTAI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Jet.AI Inc. Stock Overvalued? JTAI Valuation Analysis 2026

Based on fundamental analysis, Jet.AI Inc. has mixed fundamental signals relative to the Transportation sector in 2026.

Return on Equity
-7.5%
Sector avg: 18%
Net Profit Margin
-159.5%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 1x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Jet.AI Inc. Balance Sheet: JTAI Debt, Cash & Liquidity

Current Ratio
4.09x
Quick Ratio
4.09x
Debt/Equity
0.00x
Debt/Assets
9.4%
Interest Coverage
-36.13x
Long-term Debt
N/A

JTAI Revenue & Earnings Growth: 5-Year Financial Trend

JTAI 5-year financial data: Year 2023: Revenue $21.9M, Net Income -$7.7M, EPS $-1.75. Year 2024: Revenue $14.0M, Net Income -$12.6M, EPS $-450.34. Year 2025: Revenue $14.0M, Net Income -$12.7M, EPS $-47.93.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Jet.AI Inc.'s revenue has declined by 36% over the 5-year period, indicating business contraction. The most recent EPS of $-47.93 indicates the company is currently unprofitable.

JTAI Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-181.5%
Free cash flow / Revenue

JTAI Quarterly Earnings & Performance

Quarterly financial performance data for Jet.AI Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.7M -$2.7M $-6.68
Q3 2025 $1.7M -$2.0M $-0.59
Q2 2025 $2.2M -$2.4M $-0.92
Q1 2025 $3.5M -$3.2M $-1.85
Q3 2024 $3.4M -$2.4M $-43.82
Q2 2024 $2.8M -$2.4M $-0.25
Q1 2024 $1.9M -$2.7M $-0.28
Q3 2023 $3.4M -$2.0M $-0.45

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Jet.AI Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$3.0M
Cash generated from operations
Capital Expenditures
$12.9K
Investment in assets
Dividends
None
No dividend program

JTAI SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Jet.AI Inc. (CIK: 0001861622)

📋 Recent SEC Filings

Date Form Document Action
May 21, 2026 8-K form8-k.htm View →
May 14, 2026 10-Q form10-q.htm View →
Apr 23, 2026 8-K form8-k.htm View →
Apr 10, 2026 8-K form8-k.htm View →
Mar 18, 2026 8-K form8-k.htm View →

Frequently Asked Questions about JTAI

What is the AI rating for JTAI?

Jet.AI Inc. (JTAI) has a Combined AI Rating of STRONG SELL from Claude (STRONG SELL) and ChatGPT (STRONG SELL) with 88% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are JTAI's key strengths?

Claude: Strong cash position of $13.5M provides operational runway. Negligible debt (0.00x debt/equity ratio) eliminates financial leverage risk. ChatGPT: Debt-free capital structure with positive equity base. Low current capex needs.

What are the risks of investing in JTAI?

Claude: Negative gross margin (-13.9%) proves unit economics are unsustainable—company loses money on each service provided. Revenue collapsed 34.6% YoY, indicating loss of market traction and demand destruction. ChatGPT: Negative gross margin and large operating losses. Severe liquidity shortfall and heavy cash burn.

What is JTAI's revenue and growth?

Jet.AI Inc. reported revenue of $1.7M.

Does JTAI pay dividends?

Jet.AI Inc. does not currently pay dividends.

Where can I find JTAI SEC filings?

Official SEC filings for Jet.AI Inc. (CIK: 0001861622) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is JTAI's EPS?

Jet.AI Inc. has a diluted EPS of $-6.68.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is JTAI a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Jet.AI Inc. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is JTAI stock overvalued or undervalued?

Valuation metrics for JTAI: ROE of -7.5% (sector avg: 18%), net margin of -159.5% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy JTAI stock in 2026?

Our dual AI analysis gives Jet.AI Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is JTAI's free cash flow?

Jet.AI Inc.'s operating cash flow is $-3.0M, with capital expenditures of $12.9K. FCF margin is -181.5%.

How does JTAI compare to other Transportation stocks?

Vs Transportation sector averages: Net margin -159.5% (avg: 10%), ROE -7.5% (avg: 18%), current ratio 4.09 (avg: 1).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 23, 2026 | Data as of: 2026-03-31 | Powered by Claude AI