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iRhythm Holdings, Inc. (IRTC) Stock Fundamental Analysis & AI Rating 2026

IRTC Nasdaq Surgical & Medical Instruments & Apparatus CIK: 0001388658
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
SELL
75% Confidence
AGREEMENT
SELL
72% Conf
HOLD
78% Conf

📊 IRTC Key Takeaways

Revenue: $199.4M
Net Margin: -7.0%
Free Cash Flow: $-33.1M
Current Ratio: 5.17x
Debt/Equity: 0.22x
EPS: $-0.43
AI Rating: SELL with 72% confidence
iRhythm Holdings, Inc. (IRTC) receives a SELL rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $199.4M, net profit margin of -7.0%, and return on equity (ROE) of -8.6%, iRhythm Holdings, Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete IRTC stock analysis for 2026.

Is iRhythm Holdings, Inc. (IRTC) a Good Investment?

Claude

iRhythm demonstrates strong 26% revenue growth with exceptional 70.9% gross margins, but operational execution is severely lacking with -$16.2M operating losses and -$33.1M negative free cash flow despite scale. For a medical device company generating $199.4M in revenue with such favorable unit economics, profitability should be achievable—indicating either unsustainable spending or structural inefficiencies that require substantial correction.

ChatGPT

iRhythm shows strong fundamental momentum through 26.2% revenue growth, a high 70.6% gross margin, and positive operating and free cash flow, indicating that demand and unit economics remain solid. The balance sheet is liquid and leverage is modest, but persistent operating losses, negative net margins, and weak returns on equity show the business has not yet converted scale into durable profitability. The core story is improving growth quality with execution risk still present.

Why Buy iRhythm Holdings, Inc. Stock? IRTC Key Strengths

Claude
  • + Strong topline growth of 26.2% YoY in medical devices sector demonstrates market demand
  • + Exceptional gross margin of 70.9% indicates superior pricing power and cost structure
  • + Fortress balance sheet with $240.1M cash, low debt/equity of 0.22x, and 5.17x current ratio provides financial flexibility
ChatGPT
  • + Strong top-line growth of 26.2% YoY suggests continued adoption and commercial traction
  • + High 70.6% gross margin supports attractive underlying economics and future operating leverage potential
  • + Healthy liquidity and positive free cash flow provide flexibility despite ongoing accounting losses

IRTC Stock Risks: iRhythm Holdings, Inc. Investment Risks

Claude
  • ! Operating losses of -$16.2M despite high gross margins—suggests excessive OpEx relative to revenue generation capability
  • ! Negative free cash flow of -$33.1M and negative operating cash flow of -$26.2M indicate company is burning cash despite rapid growth
  • ! Unprofitable on both net income (-$13.9M) and EPS (-$0.43) basis—path to profitability remains undefined and execution is questionable
ChatGPT
  • ! Operating margin remains negative at -7.7%, showing the company has not yet achieved sustainable profitability
  • ! ROE of -29.2% and a small equity base indicate weak shareholder returns and limited balance sheet cushion
  • ! Negative interest coverage reflects earnings still insufficient to comfortably support financing costs from operations

Key Metrics to Watch

Claude
  • * Operating margin trajectory toward breakeven and positive profitability
  • * Operating cash flow inflection from negative to positive as revenue scales
  • * Operating expense growth rate relative to revenue growth rate—critical efficiency indicator
ChatGPT
  • * Operating margin progression toward sustained profitability
  • * Free cash flow durability alongside continued revenue growth

iRhythm Holdings, Inc. (IRTC) Financial Metrics & Key Ratios

Revenue
$199.4M
Net Income
$-13.9M
EPS (Diluted)
$-0.43
Free Cash Flow
$-33.1M
Total Assets
$1.0B
Cash Position
$240.1M

💡 AI Analyst Insight

Strong liquidity with a 5.17x current ratio provides a solid financial cushion.

IRTC Profit Margin, ROE & Profitability Analysis

Gross Margin 70.9%
Operating Margin -8.1%
Net Margin -7.0%
ROE -8.6%
ROA -1.4%
FCF Margin -16.6%

IRTC vs Healthcare Sector: How iRhythm Holdings, Inc. Compares

How iRhythm Holdings, Inc. compares to Healthcare sector averages

Net Margin
IRTC -7.0%
vs
Sector Avg 12.0%
IRTC Sector
ROE
IRTC -8.6%
vs
Sector Avg 15.0%
IRTC Sector
Current Ratio
IRTC 5.2x
vs
Sector Avg 2.0x
IRTC Sector
Debt/Equity
IRTC 0.2x
vs
Sector Avg 0.6x
IRTC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is iRhythm Holdings, Inc. Stock Overvalued? IRTC Valuation Analysis 2026

Based on fundamental analysis, iRhythm Holdings, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-8.6%
Sector avg: 15%
Net Profit Margin
-7.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.22x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

iRhythm Holdings, Inc. Balance Sheet: IRTC Debt, Cash & Liquidity

Current Ratio
5.17x
Quick Ratio
4.98x
Debt/Equity
0.22x
Debt/Assets
84.0%
Interest Coverage
-4.92x
Long-term Debt
$35.0M

IRTC Revenue & Earnings Growth: 5-Year Financial Trend

IRTC 5-year financial data: Year 2021: Revenue $322.8M, Net Income -$54.6M, EPS $-2.16. Year 2022: Revenue $410.9M, Net Income -$43.8M, EPS $-1.58. Year 2023: Revenue $492.7M, Net Income -$101.4M, EPS $-3.46. Year 2024: Revenue $591.8M, Net Income -$116.2M, EPS $-3.88. Year 2025: Revenue $747.1M, Net Income -$123.4M, EPS $-4.04.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: iRhythm Holdings, Inc.'s revenue has grown significantly by 131% over the 5-year period, indicating strong business expansion. The most recent EPS of $-4.04 indicates the company is currently unprofitable.

IRTC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-16.6%
Free cash flow / Revenue

IRTC Quarterly Earnings & Performance

Quarterly financial performance data for iRhythm Holdings, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $158.7M -$13.9M $-0.43
Q3 2025 $147.5M -$5.2M $-0.16
Q2 2025 $148.0M -$14.2M $-0.44
Q1 2025 $131.9M -$30.7M $-0.97
Q3 2024 $124.6M -$18.5M $-0.89
Q2 2024 $124.1M -$18.5M $-0.61
Q1 2024 $111.4M -$39.1M $-1.29
Q3 2023 $103.9M -$18.5M $-0.71

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

iRhythm Holdings, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$26.2M
Cash generated from operations
Capital Expenditures
$6.9M
Investment in assets
Dividends
None
No dividend program

IRTC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for iRhythm Holdings, Inc. (CIK: 0001388658)

📋 Recent SEC Filings

Date Form Document Action
May 12, 2026 4 xslF345X06/wk-form4_1778620325.xml View →
May 5, 2026 4 xslF345X06/wk-form4_1778013380.xml View →
Apr 30, 2026 10-Q irtc-20260331.htm View →
Apr 30, 2026 8-K irtc-20260430.htm View →
Apr 17, 2026 DEF 14A irtc-20260417.htm View →

Frequently Asked Questions about IRTC

What is the AI rating for IRTC?

iRhythm Holdings, Inc. (IRTC) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IRTC's key strengths?

Claude: Strong topline growth of 26.2% YoY in medical devices sector demonstrates market demand. Exceptional gross margin of 70.9% indicates superior pricing power and cost structure. ChatGPT: Strong top-line growth of 26.2% YoY suggests continued adoption and commercial traction. High 70.6% gross margin supports attractive underlying economics and future operating leverage potential.

What are the risks of investing in IRTC?

Claude: Operating losses of -$16.2M despite high gross margins—suggests excessive OpEx relative to revenue generation capability. Negative free cash flow of -$33.1M and negative operating cash flow of -$26.2M indicate company is burning cash despite rapid growth. ChatGPT: Operating margin remains negative at -7.7%, showing the company has not yet achieved sustainable profitability. ROE of -29.2% and a small equity base indicate weak shareholder returns and limited balance sheet cushion.

What is IRTC's revenue and growth?

iRhythm Holdings, Inc. reported revenue of $199.4M.

Does IRTC pay dividends?

iRhythm Holdings, Inc. does not currently pay dividends.

Where can I find IRTC SEC filings?

Official SEC filings for iRhythm Holdings, Inc. (CIK: 0001388658) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IRTC's EPS?

iRhythm Holdings, Inc. has a diluted EPS of $-0.43.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IRTC a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, iRhythm Holdings, Inc. has a SELL rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is IRTC stock overvalued or undervalued?

Valuation metrics for IRTC: ROE of -8.6% (sector avg: 15%), net margin of -7.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy IRTC stock in 2026?

Our dual AI analysis gives iRhythm Holdings, Inc. a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IRTC's free cash flow?

iRhythm Holdings, Inc.'s operating cash flow is $-26.2M, with capital expenditures of $6.9M. FCF margin is -16.6%.

How does IRTC compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -7.0% (avg: 12%), ROE -8.6% (avg: 15%), current ratio 5.17 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI