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Immunocore Holdings plc (IMCR) Stock Fundamental Analysis & AI Rating 2026

IMCR Nasdaq Biological Products, (No Diagnostic Substances) X0 CIK: 0001671927
Updated This Month • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Rating
BUY
66% Confidence
AGREEMENT
HOLD
65% Conf
BUY
68% Conf

📊 IMCR Key Takeaways

Revenue: $106.7M
Net Margin: 12.2%
Free Cash Flow: $-15.6M
Current Ratio: 4.18x
Debt/Equity: 1.11x
EPS: $0.25
AI Rating: HOLD with 65% confidence
Immunocore Holdings plc (IMCR) receives a BUY rating with 66% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $106.7M, net profit margin of 12.2%, and return on equity (ROE) of 3.3%, Immunocore Holdings plc demonstrates strong fundamentals in the Healthcare sector. Below is our complete IMCR stock analysis for 2026.

Is Immunocore Holdings plc (IMCR) a Good Investment?

Claude

Strong revenue growth (29% YoY) and EPS expansion (30.4% YoY) demonstrate market traction, but the stark disconnect between reported net income and negative operating cash flow (-$13.8M) raises critical questions about earnings quality and sustainability. Elevated leverage (1.11x D/E) combined with cash burn presents financial stability risks despite substantial liquid reserves.

ChatGPT

Immunocore is growing revenue at a strong 29% YoY while trending toward breakeven with narrowing net losses and modest cash burn. A robust liquidity position (4.0x current ratio, ~$468M cash) provides runway to improve margins despite elevated leverage and negative interest coverage. If growth persists and operating efficiency improves, fundamentals support continued improvement toward sustainable profitability.

Why Buy Immunocore Holdings plc Stock? IMCR Key Strengths

Claude
  • + Strong topline growth of 29% YoY with net margin expansion to 12.2%
  • + Diluted EPS growth of 30.4% demonstrates operating leverage and market momentum
  • + Robust liquidity position with $452.7M cash and 4.18x current ratio providing runway
ChatGPT
  • + Strong revenue growth (+29% YoY)
  • + Robust liquidity (current ratio ~4x; substantial cash)
  • + Improving losses and near-breakeven free cash flow

IMCR Stock Risks: Immunocore Holdings plc Investment Risks

Claude
  • ! Critical disconnect: negative operating cash flow of -$13.8M despite positive net income signals earnings quality concerns or unsustainable working capital dynamics
  • ! Elevated leverage with 1.11x debt-to-equity and 2.4x interest coverage leaves limited margin for error
  • ! Extremely low returns on equity (3.3%) and assets (1.2%) indicate inefficient capital deployment despite growth
ChatGPT
  • ! Continued operating and net losses (negative margins)
  • ! High leverage with negative interest coverage
  • ! Biotech execution and concentration risk in revenue sources

Key Metrics to Watch

Claude
  • * Operating cash flow trend - must turn positive to validate earnings sustainability
  • * Debt reduction trajectory and interest coverage maintenance
  • * Return on equity improvement - critical for long-term shareholder value creation
ChatGPT
  • * Operating cash flow (trend to positive)
  • * Interest coverage ratio

Immunocore Holdings plc (IMCR) Financial Metrics & Key Ratios

Revenue
$106.7M
Net Income
$13.0M
EPS (Diluted)
$0.25
Free Cash Flow
$-15.6M
Total Assets
$1.1B
Cash Position
$452.7M

💡 AI Analyst Insight

Strong liquidity with a 4.18x current ratio provides a solid financial cushion.

IMCR Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 6.8%
Net Margin 12.2%
ROE 3.3%
ROA 1.2%
FCF Margin -14.6%

IMCR vs Healthcare Sector: How Immunocore Holdings plc Compares

How Immunocore Holdings plc compares to Healthcare sector averages

Net Margin
IMCR 12.2%
vs
Sector Avg 12.0%
IMCR Sector
ROE
IMCR 3.3%
vs
Sector Avg 15.0%
IMCR Sector
Current Ratio
IMCR 4.2x
vs
Sector Avg 2.0x
IMCR Sector
Debt/Equity
IMCR 1.1x
vs
Sector Avg 0.6x
IMCR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Immunocore Holdings plc Stock Overvalued? IMCR Valuation Analysis 2026

Based on fundamental analysis, Immunocore Holdings plc shows some fundamental concerns relative to the Healthcare sector in 2026.

Return on Equity
3.3%
Sector avg: 15%
Net Profit Margin
12.2%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
1.11x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Immunocore Holdings plc Balance Sheet: IMCR Debt, Cash & Liquidity

Current Ratio
4.18x
Quick Ratio
4.15x
Debt/Equity
1.11x
Debt/Assets
63.3%
Interest Coverage
2.39x
Long-term Debt
$438.7M

IMCR Revenue & Earnings Growth: 5-Year Financial Trend

IMCR 5-year financial data: Year 2023: Revenue $238.7M, Net Income -$180.0M, EPS $-4.24. Year 2024: Revenue $310.2M, Net Income -$52.5M, EPS $-1.15. Year 2025: Revenue $400.0M, Net Income -$55.3M, EPS $-1.13.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Immunocore Holdings plc's revenue has grown significantly by 68% over the 5-year period, indicating strong business expansion. The most recent EPS of $-1.13 indicates the company is currently unprofitable.

IMCR Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-14.6%
Free cash flow / Revenue

IMCR Quarterly Earnings & Performance

Quarterly financial performance data for Immunocore Holdings plc including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $93.9M $5.0M $0.10
Q3 2025 $80.2M -$177.0K $0.00
Q2 2025 $75.4M $5.0M $-0.11
Q1 2025 $70.5M $5.0M $0.10

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Immunocore Holdings plc Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$13.8M
Cash generated from operations
Capital Expenditures
$1.8M
Investment in assets
Dividends
None
No dividend program

IMCR SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Immunocore Holdings plc (CIK: 0001671927)

📋 Recent SEC Filings

Date Form Document Action
May 6, 2026 8-K ef20072537_8k.htm View →
May 6, 2026 10-Q imcr-20260331.htm View →
Apr 16, 2026 DEF 14A ny20070395x1_def14a.htm View →
Feb 25, 2026 8-K ef20066378_8k.htm View →
Feb 25, 2026 10-K imcr-20251231.htm View →

Frequently Asked Questions about IMCR

What is the AI rating for IMCR?

Immunocore Holdings plc (IMCR) has a Combined AI Rating of BUY from Claude (HOLD) and ChatGPT (BUY) with 66% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IMCR's key strengths?

Claude: Strong topline growth of 29% YoY with net margin expansion to 12.2%. Diluted EPS growth of 30.4% demonstrates operating leverage and market momentum. ChatGPT: Strong revenue growth (+29% YoY). Robust liquidity (current ratio ~4x; substantial cash).

What are the risks of investing in IMCR?

Claude: Critical disconnect: negative operating cash flow of -$13.8M despite positive net income signals earnings quality concerns or unsustainable working capital dynamics. Elevated leverage with 1.11x debt-to-equity and 2.4x interest coverage leaves limited margin for error. ChatGPT: Continued operating and net losses (negative margins). High leverage with negative interest coverage.

What is IMCR's revenue and growth?

Immunocore Holdings plc reported revenue of $106.7M.

Does IMCR pay dividends?

Immunocore Holdings plc does not currently pay dividends.

Where can I find IMCR SEC filings?

Official SEC filings for Immunocore Holdings plc (CIK: 0001671927) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IMCR's EPS?

Immunocore Holdings plc has a diluted EPS of $0.25.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is IMCR a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Immunocore Holdings plc has a BUY rating with 66% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is IMCR stock overvalued or undervalued?

Valuation metrics for IMCR: ROE of 3.3% (sector avg: 15%), net margin of 12.2% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy IMCR stock in 2026?

Our dual AI analysis gives Immunocore Holdings plc a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is IMCR's free cash flow?

Immunocore Holdings plc's operating cash flow is $-13.8M, with capital expenditures of $1.8M. FCF margin is -14.6%.

How does IMCR compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin 12.2% (avg: 12%), ROE 3.3% (avg: 15%), current ratio 4.18 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI