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Generac Holdings Inc.. (GNRC) Stock Fundamental Analysis & AI Rating 2026

GNRC NYSE Motors & Generators DE CIK: 0001474735
Updated This Month • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
53% Confidence
STRONG AGREEMENT
HOLD
38% Conf
HOLD
68% Conf

📊 GNRC Key Takeaways

Revenue: $1.1B
Net Margin: 6.9%
Free Cash Flow: $89.9M
Current Ratio: 2.03x
Debt/Equity: 0.45x
EPS: $1.24
AI Rating: HOLD with 38% confidence
Generac Holdings Inc.. (GNRC) receives a HOLD rating with 53% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.1B, net profit margin of 6.9%, and return on equity (ROE) of 2.7%, Generac Holdings Inc.. demonstrates mixed fundamentals in the Market sector. Below is our complete GNRC stock analysis for 2026.

Is Generac Holdings Inc.. (GNRC) a Good Investment?

Claude

Generac faces severe operational headwinds with net income down 49% YoY and EPS down 50%, coupled with declining revenue and weak returns on capital (ROE 2.7%, ROA 1.3%). While the company maintains positive free cash flow and moderate leverage (0.45x D/E), the deteriorating profitability trend, tight interest coverage (1.7x), and poor capital efficiency raise serious concerns about earnings sustainability without substantial operational improvement.

ChatGPT

Generac’s fundamentals are stable with solid liquidity, moderate leverage, and consistent free cash flow generation despite a slight revenue decline. However, profitability is modest with thin operating and net margins and materially lower EPS, keeping returns on capital subdued. Execution on margin expansion and a return to top-line growth are needed to improve the quality of earnings.

Why Buy Generac Holdings Inc.. Stock? GNRC Key Strengths

Claude
  • + Positive free cash flow of $89.9M despite earnings pressure demonstrates underlying operational cash generation
  • + Moderate leverage at 0.45x debt-to-equity with manageable $1.2B long-term debt relative to $2.7B equity
  • + Healthy gross margin of 38.7% indicates product pricing power despite revenue challenges
ChatGPT
  • + Positive free cash flow with 6.4% FCF margin
  • + Healthy liquidity (2.03x current, 1.00x quick) and moderate leverage (0.45x D/E)
  • + Strong gross margin base (38.3%) supporting cash generation

GNRC Stock Risks: Generac Holdings Inc.. Investment Risks

Claude
  • ! Catastrophic 49% net income decline and 50% EPS decline signal severe operational deterioration or one-time charges
  • ! Extremely weak returns on capital (ROE 2.7%, ROA 1.3%) indicate poor capital efficiency and value destruction
  • ! Interest coverage of only 1.7x leaves minimal cushion for further earnings deterioration or adverse events
  • ! Revenue contraction and quick ratio of 0.99x suggest working capital stress and potential liquidity pressure
ChatGPT
  • ! Margin compression with low operating (6.9%) and net (3.8%) margins
  • ! Top-line contraction (-2.0% YoY) indicating demand softness or mix headwinds
  • ! EPS down sharply (-50.1% YoY) and only moderate interest coverage (4.1x)

Key Metrics to Watch

Claude
  • * Net income and EPS trajectory recovery in next quarters
  • * Interest coverage ratio trend (critical <1.5x warning signal)
  • * Revenue growth stabilization
  • * Operating margin expansion
  • * Return on equity improvement toward >8% threshold
ChatGPT
  • * Operating margin
  • * Revenue growth (YoY)

Generac Holdings Inc.. (GNRC) Financial Metrics & Key Ratios

Revenue
$1.1B
Net Income
$73.3M
EPS (Diluted)
$1.24
Free Cash Flow
$89.9M
Total Assets
$5.6B
Cash Position
$265.5M

💡 AI Analyst Insight

Strong liquidity with a 2.03x current ratio provides a solid financial cushion.

GNRC Profit Margin, ROE & Profitability Analysis

Gross Margin 38.7%
Operating Margin 11.1%
Net Margin 6.9%
ROE 2.7%
ROA 1.3%
FCF Margin 8.5%

GNRC vs Market Sector: How Generac Holdings Inc.. Compares

How Generac Holdings Inc.. compares to Market sector averages

Net Margin
GNRC 6.9%
vs
Sector Avg 12.0%
GNRC Sector
ROE
GNRC 2.7%
vs
Sector Avg 15.0%
GNRC Sector
Current Ratio
GNRC 2.0x
vs
Sector Avg 1.8x
GNRC Sector
Debt/Equity
GNRC 0.4x
vs
Sector Avg 0.7x
GNRC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Generac Holdings Inc.. Stock Overvalued? GNRC Valuation Analysis 2026

Based on fundamental analysis, Generac Holdings Inc.. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
2.7%
Sector avg: 15%
Net Profit Margin
6.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.45x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Generac Holdings Inc.. Balance Sheet: GNRC Debt, Cash & Liquidity

Current Ratio
2.03x
Quick Ratio
0.99x
Debt/Equity
0.45x
Debt/Assets
52.2%
Interest Coverage
1.66x
Long-term Debt
$1.2B

GNRC Revenue & Earnings Growth: 5-Year Financial Trend

GNRC 5-year financial data: Year 2021: Revenue $3.7B, Net Income $252.0M, EPS $4.03. Year 2022: Revenue $4.6B, Net Income $350.6M, EPS $5.48. Year 2023: Revenue $4.6B, Net Income $550.5M, EPS $8.30. Year 2024: Revenue $4.6B, Net Income $399.5M, EPS $5.42. Year 2025: Revenue $4.3B, Net Income $214.6M, EPS $3.27.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Generac Holdings Inc..'s revenue has grown significantly by 15% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.27 reflects profitable operations.

GNRC Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
8.5%
Free cash flow / Revenue

GNRC Quarterly Earnings & Performance

Quarterly financial performance data for Generac Holdings Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $942.1M $43.8M $0.73
Q3 2025 $1.1B $66.2M $1.12
Q2 2025 $998.2M $59.1M $0.97
Q1 2025 $889.3M $26.2M $0.39
Q3 2024 $1.1B $60.4M $0.97
Q2 2024 $998.2M $45.2M $0.70
Q1 2024 $887.9M $12.4M $0.05
Q3 2023 $1.1B $58.3M $0.83

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Generac Holdings Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$119.3M
Cash generated from operations
Capital Expenditures
$29.4M
Investment in assets
Dividends Paid
$293.0K
Returned to shareholders

GNRC SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Generac Holdings Inc.. (CIK: 0001474735)

📋 Recent SEC Filings

Date Form Document Action
May 5, 2026 4 xslF345X06/rdgdoc.xml View →
May 5, 2026 4 xslF345X06/rdgdoc.xml View →
May 5, 2026 4 xslF345X06/rdgdoc.xml View →
May 5, 2026 4 xslF345X06/rdgdoc.xml View →
May 5, 2026 4 xslF345X06/rdgdoc.xml View →

Frequently Asked Questions about GNRC

What is the AI rating for GNRC?

Generac Holdings Inc.. (GNRC) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 53% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are GNRC's key strengths?

Claude: Positive free cash flow of $89.9M despite earnings pressure demonstrates underlying operational cash generation. Moderate leverage at 0.45x debt-to-equity with manageable $1.2B long-term debt relative to $2.7B equity. ChatGPT: Positive free cash flow with 6.4% FCF margin. Healthy liquidity (2.03x current, 1.00x quick) and moderate leverage (0.45x D/E).

What are the risks of investing in GNRC?

Claude: Catastrophic 49% net income decline and 50% EPS decline signal severe operational deterioration or one-time charges. Extremely weak returns on capital (ROE 2.7%, ROA 1.3%) indicate poor capital efficiency and value destruction. ChatGPT: Margin compression with low operating (6.9%) and net (3.8%) margins. Top-line contraction (-2.0% YoY) indicating demand softness or mix headwinds.

What is GNRC's revenue and growth?

Generac Holdings Inc.. reported revenue of $1.1B.

Does GNRC pay dividends?

Generac Holdings Inc.. pays dividends, with $0.3M distributed to shareholders in the trailing twelve months.

Where can I find GNRC SEC filings?

Official SEC filings for Generac Holdings Inc.. (CIK: 0001474735) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is GNRC's EPS?

Generac Holdings Inc.. has a diluted EPS of $1.24.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is GNRC a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Generac Holdings Inc.. has a HOLD rating with 53% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is GNRC stock overvalued or undervalued?

Valuation metrics for GNRC: ROE of 2.7% (sector avg: 15%), net margin of 6.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy GNRC stock in 2026?

Our dual AI analysis gives Generac Holdings Inc.. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is GNRC's free cash flow?

Generac Holdings Inc..'s operating cash flow is $119.3M, with capital expenditures of $29.4M. FCF margin is 8.5%.

How does GNRC compare to other Market stocks?

Vs Default sector averages: Net margin 6.9% (avg: 12%), ROE 2.7% (avg: 15%), current ratio 2.03 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI