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GIS Stock Analysis - GENERAL MILLS INC AI Rating

GIS NYSE Grain Mill Products DE CIK: 0000040704
Analysis Date: Mar 19, 2026 | Data as of: 2026-02-22
AI Rating
HOLD
72% Confidence

Investment Thesis

General Mills demonstrates solid profitability with strong operating margins (21.6%) and healthy ROE (20.6%), supported by consistent free cash flow generation ($1.3B). However, weak liquidity metrics (0.56x current ratio), elevated leverage (1.18x debt/equity), and declining net income (-1.0% YoY) temper enthusiasm, suggesting a mature business managing debt burden rather than experiencing growth.

GIS Strengths

  • + Strong operating margin of 21.6% indicates efficient core business operations
  • + Robust free cash flow of $1.3B demonstrates ability to service debt and fund operations
  • + Solid return on equity of 20.6% reflects efficient use of shareholder capital
  • + Healthy interest coverage ratio of 7.7x shows manageable debt servicing capacity

GIS Risks

  • ! Critically weak current ratio of 0.56x and quick ratio of 0.36x indicate potential liquidity stress
  • ! Elevated debt-to-equity ratio of 1.18x with $11.0B long-term debt creates financial inflexibility
  • ! Net income declining year-over-year (-1.0%) despite stable revenue suggests margin pressure
  • ! Low gross margin of 10.7% typical of commodity food industry leaves limited pricing power

Key Metrics to Watch

GIS Financial Metrics

Revenue
$13.8B
Net Income
$1.9B
EPS (Diluted)
$3.56
Free Cash Flow
$1.3B
Total Assets
$32.4B
Cash Position
$785.5M

GIS Profitability Ratios

Gross Margin 10.7%
Operating Margin 21.6%
Net Margin 13.9%
ROE 20.6%
ROA 5.9%
FCF Margin 9.1%

GIS Balance Sheet & Liquidity

Current Ratio
0.56x
Quick Ratio
0.36x
Debt/Equity
1.18x
Debt/Assets
71.1%
Interest Coverage
7.69x
Long-term Debt
$11.0B

GIS 5-Year Financial Trend

GIS 5-year financial data: Year 2021: Revenue $18.1B, Net Income $1.8B, EPS $2.90. Year 2022: Revenue $19.0B, Net Income $2.2B, EPS $3.56. Year 2023: Revenue $20.1B, Net Income $2.3B, EPS $3.78. Year 2024: Revenue $20.1B, Net Income $2.7B, EPS $4.42. Year 2025: Revenue $20.1B, Net Income $2.6B, EPS $4.31.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: GENERAL MILLS INC's revenue has grown significantly by 11% over the 5-year period, indicating strong business expansion. The most recent EPS of $4.31 reflects profitable operations.

GIS Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
9.1%
Free cash flow / Revenue

GIS Quarterly Performance

Quarterly financial performance data for GENERAL MILLS INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $4.4B $303.1M $0.56
Q2 2026 $4.9B $413.0M $0.78
Q1 2026 $4.5B $579.9M $1.03
Q3 2025 $4.8B $625.6M $1.12
Q2 2025 $5.1B $595.5M $1.02
Q1 2025 $4.8B $579.9M $1.03
Q3 2024 $5.1B $553.1M $0.92
Q2 2024 $5.1B $595.5M $1.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

GIS Capital Allocation

Operating Cash Flow
$1.6B
Cash generated from operations
Stock Buybacks
$500.3M
Shares repurchased (TTM)
Capital Expenditures
$355.5M
Investment in assets
Dividends Paid
$987.2M
Returned to shareholders

GIS SEC Filings

Access official SEC EDGAR filings for GENERAL MILLS INC (CIK: 0000040704)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2026-02-22 | Powered by Claude AI