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Envela Corp (ELA) Stock Fundamental Analysis & AI Rating 2026

ELA NYSE Retail-Jewelry Stores NV CIK: 0000701719
Recently Updated • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Rating
BUY
82% Confidence
AGREEMENT
STRONG BUY
87% Conf
BUY
76% Conf

📊 ELA Key Takeaways

Revenue: $98.4M
Net Margin: 9.0%
Free Cash Flow: $20.6M
Current Ratio: 3.52x
Debt/Equity: 0.13x
EPS: $0.34
AI Rating: STRONG BUY with 87% confidence
Envela Corp (ELA) receives a BUY rating with 82% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $98.4M, net profit margin of 9.0%, and return on equity (ROE) of 11.6%, Envela Corp demonstrates strong fundamentals in the Consumer sector. Below is our complete ELA stock analysis for 2026.

Is Envela Corp (ELA) a Good Investment?

Claude

Envela demonstrates exceptional operational execution with net income growth (116% YoY) significantly outpacing revenue growth (33.6%), indicating strong margin expansion and operational leverage. The company maintains a fortress balance sheet with minimal debt (0.13x D/E), $38.6M cash, and generates robust free cash flow (20.9% FCF margin) while requiring minimal capital investment, creating a highly efficient earnings machine.

ChatGPT

Envela shows strong fundamental momentum with 33.6% revenue growth, solid profitability, and a conservatively levered balance sheet. Returns on equity and assets are strong, and liquidity is ample, but the biggest qualifier is weak cash conversion, with operating cash flow and free cash flow trailing reported earnings. Overall, the business looks financially healthy and operationally sound, but growth quality needs confirmation through stronger cash generation.

Why Buy Envela Corp Stock? ELA Key Strengths

Claude
  • + Exceptional profitability growth with net income up 116% YoY and EPS up 115.4%, indicating strong operational leverage and margin expansion
  • + Fortress balance sheet: only 0.13x debt-to-equity, 48.7x interest coverage, and $38.6M cash representing 35.7% of total assets
  • + Best-in-class cash generation: $20.6M free cash flow with 20.9% FCF margin despite only 0.6% revenue spend on CapEx
  • + Strong liquidity with 3.52x current ratio and 1.97x quick ratio supporting operational flexibility
  • + Healthy profitability metrics (21.0% gross margin, 11.4% operating margin, 9.0% net margin) demonstrate pricing power and cost discipline
ChatGPT
  • + Strong top-line growth with revenue up 33.6% year over year
  • + Healthy profitability profile with 22.4% gross margin, 7.5% operating margin, and 21.8% ROE
  • + Strong balance sheet with high liquidity, low debt-to-equity, and very high interest coverage

ELA Stock Risks: Envela Corp Investment Risks

Claude
  • ! Cyclical consumer discretionary exposure in jewelry retail sector with high sensitivity to economic downturns and consumer spending
  • ! Zero insider form 4 filings in last 90 days suggests lack of management confidence or conviction in stock
  • ! Small-cap company ($98.4M revenue) with limited scale, market reach, and competitive moat relative to larger retailers
  • ! Growth sustainability unclear - must determine if 33.6% revenue growth and 116% earnings growth are organic or acquisition-driven and repeatable
  • ! Exposure to fashion trends, competitive pricing pressures, and inventory management risks typical of retail jewelry operations
ChatGPT
  • ! Operating cash flow of $2.58M is low relative to $14.60M net income, raising cash conversion concerns
  • ! Net income was flat despite strong revenue growth, which may indicate margin pressure or higher operating costs
  • ! Free cash flow margin of 0.6% suggests limited near-term cash generation efficiency

Key Metrics to Watch

Claude
  • * Quarterly revenue growth rate sustainability - any deceleration from 33.6% YoY would signal growth inflection
  • * Gross margin trend and bridge - validate whether expansion driven by pricing power or operational efficiency
  • * Free cash flow conversion and capital allocation strategy - ensure cash generation sustains and is deployed prudently
  • * Inventory turnover and working capital efficiency - critical for retail to validate profitability quality
  • * Same-store sales growth versus total growth - assess organic growth versus acquisition contribution
ChatGPT
  • * Operating cash flow relative to net income
  • * Operating margin and free cash flow margin

Envela Corp (ELA) Financial Metrics & Key Ratios

Revenue
$98.4M
Net Income
$8.8M
EPS (Diluted)
$0.34
Free Cash Flow
$20.6M
Total Assets
$108.0M
Cash Position
$38.6M

💡 AI Analyst Insight

The 20.9% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 3.52x current ratio provides a solid financial cushion.

ELA Profit Margin, ROE & Profitability Analysis

Gross Margin 21.0%
Operating Margin 11.4%
Net Margin 9.0%
ROE 11.6%
ROA 8.2%
FCF Margin 20.9%

ELA vs Consumer Sector: How Envela Corp Compares

How Envela Corp compares to Consumer sector averages

Net Margin
ELA 9.0%
vs
Sector Avg 8.0%
ELA Sector
ROE
ELA 11.6%
vs
Sector Avg 18.0%
ELA Sector
Current Ratio
ELA 3.5x
vs
Sector Avg 1.5x
ELA Sector
Debt/Equity
ELA 0.1x
vs
Sector Avg 0.8x
ELA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Envela Corp Stock Overvalued? ELA Valuation Analysis 2026

Based on fundamental analysis, Envela Corp has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
11.6%
Sector avg: 18%
Net Profit Margin
9.0%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.13x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Envela Corp Balance Sheet: ELA Debt, Cash & Liquidity

Current Ratio
3.52x
Quick Ratio
1.97x
Debt/Equity
0.13x
Debt/Assets
29.7%
Interest Coverage
48.74x
Long-term Debt
$9.8M

ELA Revenue & Earnings Growth: 5-Year Financial Trend

ELA 5-year financial data: Year 2018: Revenue $62.0M, Net Income N/A, EPS N/A. Year 2019: Revenue $82.0M, Net Income N/A, EPS N/A. Year 2020: Revenue $113.9M, Net Income $2.8M, EPS $0.10. Year 2022: Revenue $182.7M, Net Income $6.4M, EPS $0.24. Year 2023: Revenue $182.7M, Net Income $15.7M, EPS $0.58.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Envela Corp's revenue has grown significantly by 195% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.26 reflects profitable operations.

ELA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
20.9%
Free cash flow / Revenue

ELA Quarterly Earnings & Performance

Quarterly financial performance data for Envela Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2024 $39.9M $1.9M $0.07
Q3 2023 $36.3M $1.7M $0.06
Q2 2023 $42.6M $1.6M $0.06
Q1 2023 $47.4M $2.5M $0.09
Q3 2022 $37.7M $3.1M $0.12
Q2 2022 $33.7M $2.2M $0.08
Q1 2022 $25.5M $2.0M $0.07
Q3 2021 $37.7M $3.0M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Envela Corp Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$21.2M
Cash generated from operations
Stock Buybacks
$188.9K
Shares repurchased (TTM)
Capital Expenditures
$567.9K
Investment in assets
Dividends
None
No dividend program

ELA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Envela Corp (CIK: 0000701719)

📋 Recent SEC Filings

Date Form Document Action
May 6, 2026 10-Q ela-20260331x10q.htm View →
Apr 27, 2026 DEF 14A ela-20260624xdef14a.htm View →
Apr 10, 2026 8-K ela-20260409x8k.htm View →
Mar 18, 2026 10-K ela-20251231x10k.htm View →
Dec 1, 2025 4 xslF345X05/form4-12012025_091245.xml View →

Frequently Asked Questions about ELA

What is the AI rating for ELA?

Envela Corp (ELA) has a Combined AI Rating of BUY from Claude (STRONG BUY) and ChatGPT (BUY) with 82% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ELA's key strengths?

Claude: Exceptional profitability growth with net income up 116% YoY and EPS up 115.4%, indicating strong operational leverage and margin expansion. Fortress balance sheet: only 0.13x debt-to-equity, 48.7x interest coverage, and $38.6M cash representing 35.7% of total assets. ChatGPT: Strong top-line growth with revenue up 33.6% year over year. Healthy profitability profile with 22.4% gross margin, 7.5% operating margin, and 21.8% ROE.

What are the risks of investing in ELA?

Claude: Cyclical consumer discretionary exposure in jewelry retail sector with high sensitivity to economic downturns and consumer spending. Zero insider form 4 filings in last 90 days suggests lack of management confidence or conviction in stock. ChatGPT: Operating cash flow of $2.58M is low relative to $14.60M net income, raising cash conversion concerns. Net income was flat despite strong revenue growth, which may indicate margin pressure or higher operating costs.

What is ELA's revenue and growth?

Envela Corp reported revenue of $98.4M.

Does ELA pay dividends?

Envela Corp does not currently pay dividends.

Where can I find ELA SEC filings?

Official SEC filings for Envela Corp (CIK: 0000701719) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ELA's EPS?

Envela Corp has a diluted EPS of $0.34.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ELA a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Envela Corp has a BUY rating with 82% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is ELA stock overvalued or undervalued?

Valuation metrics for ELA: ROE of 11.6% (sector avg: 18%), net margin of 9.0% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

Should I buy ELA stock in 2026?

Our dual AI analysis gives Envela Corp a combined BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is ELA's free cash flow?

Envela Corp's operating cash flow is $21.2M, with capital expenditures of $567.9K. FCF margin is 20.9%.

How does ELA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 9.0% (avg: 8%), ROE 11.6% (avg: 18%), current ratio 3.52 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI