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ELA Stock Analysis 2026 - Envela Corp AI Rating

ELA NYSE Retail-Jewelry Stores NV CIK: 0000701719
Recently Updated • Analysis: Mar 24, 2026 • SEC Data: 2025-12-31
HOLD
62% Conf
Pending
Analysis scheduled

📊 ELA Key Takeaways

Revenue: $241.0M
Net Margin: 6.1%
Free Cash Flow: $1.4M
Current Ratio: 3.50x
Debt/Equity: 0.15x
EPS: $0.56
AI Rating: HOLD with 62% confidence

Is ELA a Good Investment? Thesis Analysis

Claude

Envela demonstrates strong revenue growth (+33.6% YoY) and robust profitability metrics with 21.8% ROE and solid margins, indicating operational excellence in the jewelry retail sector. However, the disconnect between net income growth (0.0% YoY) and revenue expansion, combined with anemic free cash flow generation (0.6% FCF margin), raises concerns about sustainability and capital efficiency despite healthy balance sheet fundamentals.

Why Buy ELA? Key Strengths

Claude
  • + Strong revenue growth of 33.6% YoY demonstrating market demand and sales momentum
  • + Excellent return on equity (21.8%) and return on assets (15.2%) showing efficient capital deployment
  • + Conservative capital structure with low debt-to-equity ratio (0.15x) and exceptional interest coverage (78.7x)
  • + Solid liquidity position with 3.50x current ratio and $18.2M cash providing operational flexibility

ELA Investment Risks to Consider

Claude
  • ! Flat net income growth despite 33.6% revenue increase suggests margin compression or operational headwinds
  • ! Critically weak free cash flow generation (0.6% FCF margin, $1.4M absolute) questions profitability quality and sustainability
  • ! Minimal operating cash flow ($2.6M) relative to revenue scale indicates potential working capital challenges or earnings quality concerns
  • ! Zero insider activity in last 90 days may reflect limited management confidence or general market sentiment

Key Metrics to Watch

Claude
  • * Free cash flow trend and FCF margin expansion to validate earnings quality
  • * Operating cash flow relative to net income to assess working capital efficiency
  • * Gross and operating margin stability amid revenue growth to detect pricing or cost pressures
  • * Inventory turnover and receivables collection to identify working capital deterioration

ELA Financial Metrics

Revenue
$241.0M
Net Income
$14.6M
EPS (Diluted)
$0.56
Free Cash Flow
$1.4M
Total Assets
$96.0M
Cash Position
$18.2M

💡 AI Analyst Insight

The relatively thin 0.6% FCF margin may limit capital allocation flexibility. Strong liquidity with a 3.50x current ratio provides a solid financial cushion.

ELA Profitability Ratios

Gross Margin 22.4%
Operating Margin 7.5%
Net Margin 6.1%
ROE 21.8%
ROA 15.2%
FCF Margin 0.6%

ELA vs Consumer Sector

How Envela Corp compares to Consumer sector averages

Net Margin
ELA 6.1%
vs
Sector Avg 8.0%
ELA Sector
ROE
ELA 21.8%
vs
Sector Avg 18.0%
ELA Sector
Current Ratio
ELA 3.5x
vs
Sector Avg 1.5x
ELA Sector
Debt/Equity
ELA 0.1x
vs
Sector Avg 0.8x
ELA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is ELA Overvalued or Undervalued?

Based on fundamental analysis, Envela Corp has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
21.8%
Sector avg: 18%
Net Profit Margin
6.1%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.15x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

ELA Balance Sheet & Liquidity

Current Ratio
3.50x
Quick Ratio
1.63x
Debt/Equity
0.15x
Debt/Assets
30.2%
Interest Coverage
78.74x
Long-term Debt
$9.9M

ELA 5-Year Financial Trend & Growth Analysis

ELA 5-year financial data: Year 2018: Revenue $62.0M, Net Income N/A, EPS N/A. Year 2019: Revenue $82.0M, Net Income N/A, EPS N/A. Year 2020: Revenue $113.9M, Net Income $2.8M, EPS $0.10. Year 2022: Revenue $182.7M, Net Income $6.4M, EPS $0.24. Year 2023: Revenue $182.7M, Net Income $15.7M, EPS $0.58.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Envela Corp's revenue has grown significantly by 195% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.26 reflects profitable operations.

ELA Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
0.6%
Free cash flow / Revenue

ELA Quarterly Performance

Quarterly financial performance data for Envela Corp including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2024 $39.9M $1.9M $0.07
Q3 2023 $36.3M $1.7M $0.06
Q2 2023 $42.6M $1.6M $0.06
Q1 2023 $47.4M $2.5M $0.09
Q3 2022 $37.7M $3.1M $0.12
Q2 2022 $33.7M $2.2M $0.08
Q1 2022 $25.5M $2.0M $0.07
Q3 2021 $37.7M $3.0M $0.11

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

ELA Capital Allocation

Operating Cash Flow
$2.6M
Cash generated from operations
Stock Buybacks
$188.9K
Shares repurchased (TTM)
Capital Expenditures
$1.2M
Investment in assets
Dividends
None
No dividend program

ELA SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Envela Corp (CIK: 0000701719)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 10-K ela-20251231x10k.htm View →
Dec 1, 2025 4 xslF345X05/form4-12012025_091245.xml View →
Nov 5, 2025 10-Q ela-20250930x10q.htm View →
Aug 19, 2025 4 xslF345X05/form4-08192025_090819.xml View →
Aug 6, 2025 10-Q ela-20250630x10q.htm View →

Frequently Asked Questions about ELA

What is the AI rating for ELA?

Envela Corp (ELA) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are ELA's key strengths?

Claude: Strong revenue growth of 33.6% YoY demonstrating market demand and sales momentum. Excellent return on equity (21.8%) and return on assets (15.2%) showing efficient capital deployment.

What are the risks of investing in ELA?

Claude: Flat net income growth despite 33.6% revenue increase suggests margin compression or operational headwinds. Critically weak free cash flow generation (0.6% FCF margin, $1.4M absolute) questions profitability quality and sustainability.

What is ELA's revenue and growth?

Envela Corp reported revenue of $241.0M.

Does ELA pay dividends?

Envela Corp does not currently pay dividends.

Where can I find ELA SEC filings?

Official SEC filings for Envela Corp (CIK: 0000701719) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ELA's EPS?

Envela Corp has a diluted EPS of $0.56.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ELA a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, Envela Corp has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ELA stock overvalued or undervalued?

Valuation metrics for ELA: ROE of 21.8% (sector avg: 18%), net margin of 6.1% (sector avg: 8%). Higher ROE suggests strong returns relative to peers.

Should I buy ELA stock in 2026?

Our dual AI analysis gives Envela Corp a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ELA's free cash flow?

Envela Corp's operating cash flow is $2.6M, with capital expenditures of $1.2M. FCF margin is 0.6%.

How does ELA compare to other Consumer stocks?

Vs Consumer sector averages: Net margin 6.1% (avg: 8%), ROE 21.8% (avg: 18%), current ratio 3.50 (avg: 1.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 24, 2026 | Data as of: 2025-12-31 | Powered by Claude AI