📊 DIN Key Takeaways
Investment Thesis
Dine Brands faces severe financial distress with negative equity of -$273.9M, indicating the company is technically insolvent on a book value basis. While revenue growth of 8.2% YoY is positive, profitability is critically weak with only 1.9% net margins and 2.9% operating margins, combined with dangerously low liquidity (0.96x current ratio) and minimal interest coverage (0.4x) that threatens debt servicing capability.
DIN Strengths
- Revenue growth of 8.2% YoY demonstrates operational demand in restaurant franchise system
- Positive operating cash flow of $89.0M and free cash flow of $53.4M provide near-term liquidity relief
- Gross margin of 40.9% indicates reasonable pricing power and cost management at core operations
DIN Risks
- Negative stockholders' equity of -$273.9M represents technical insolvency and balance sheet deterioration
- Interest coverage ratio of 0.4x indicates inability to service debt from operating income; company dependent on cash flow
- Current ratio of 0.96x signals liquidity stress; current liabilities exceed current assets creating refinancing risk
- Diluted EPS collapsed 73.7% YoY despite positive net income growth, suggesting massive equity dilution
- Operating margin of only 2.9% with $1.2B long-term debt creates minimal financial flexibility for downturns
Key Metrics to Watch
- Quarterly trend in operating cash flow relative to debt service obligations
- Progress on debt reduction and timeline to restore positive equity
- Monthly comparable sales and franchise unit retention rates
- Interest coverage ratio improvement trajectory
DIN Financial Metrics
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
DIN Profitability Ratios
DIN vs Consumer Sector
How Dine Brands Global, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
DIN Balance Sheet & Liquidity
DIN 5-Year Financial Trend
5-Year Trend Summary: Dine Brands Global, Inc.'s revenue has remained relatively flat over the 5-year period, with a 3% decline. The most recent EPS of $6.22 reflects profitable operations.
DIN Growth Metrics (YoY)
DIN Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $195.0M | $7.3M | $0.48 |
| Q2 2025 | $206.3M | $13.8M | $0.89 |
| Q1 2025 | $206.2M | $8.2M | $0.53 |
| Q3 2024 | $195.0M | $18.5M | $1.19 |
| Q2 2024 | $206.3M | $18.2M | $1.16 |
| Q1 2024 | $206.2M | $17.5M | $1.13 |
| Q3 2023 | $202.6M | $18.5M | $1.19 |
| Q2 2023 | $208.4M | $18.2M | $1.16 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
DIN Capital Allocation
DIN SEC Filings
Access official SEC EDGAR filings for Dine Brands Global, Inc. (CIK: 0000049754)
📋 Recent SEC Filings
❓ Frequently Asked Questions about DIN
What is the AI rating for DIN?
Dine Brands Global, Inc. (DIN) has an AI rating of SELL with 82% confidence, based on fundamental analysis of SEC EDGAR filings.
What are DIN's key strengths?
Claude: Revenue growth of 8.2% YoY demonstrates operational demand in restaurant franchise system. Positive operating cash flow of $89.0M and free cash flow of $53.4M provide near-term liquidity relief.
What are the risks of investing in DIN?
Claude: Negative stockholders' equity of -$273.9M represents technical insolvency and balance sheet deterioration. Interest coverage ratio of 0.4x indicates inability to service debt from operating income; company dependent on cash flow.
What is DIN's revenue and growth?
Dine Brands Global, Inc. reported revenue of $879.3M.
Does DIN pay dividends?
Dine Brands Global, Inc. pays dividends, with $31.0M distributed to shareholders in the trailing twelve months.
Where can I find DIN SEC filings?
Official SEC filings for Dine Brands Global, Inc. (CIK: 0000049754) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is DIN's EPS?
Dine Brands Global, Inc. has a diluted EPS of $1.11.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.