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BJRI Stock Analysis - BJs RESTAURANTS INC AI Rating

BJRI Nasdaq Retail-Eating Places CA CIK: 0001013488
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-30
AI Rating
SELL
75% Confidence

📊 BJRI Key Takeaways

Revenue: $1.4B
Net Margin: 3.5%
Free Cash Flow: $40.9M
Current Ratio: 0.40x
Debt/Equity: 0.23x
EPS: $2.16
AI Rating: SELL with 75% confidence

Investment Thesis

BJ's Restaurants exhibits severe liquidity stress with a current ratio of 0.40x despite strong operating cash flow generation of $110.5M, indicating potential working capital management issues or debt refinancing pressures. The 29,586% YoY revenue growth appears anomalous and likely reflects accounting adjustments or data collection issues rather than organic business expansion, raising data quality concerns. While operating metrics show reasonable profitability (3.3% operating margin) and strong interest coverage (33.1x), the dangerously low liquidity ratios combined with $85M in long-term debt and only $23.8M cash position present material financial distress risk.

BJRI Strengths

  • + Strong operating cash flow of $110.5M provides substantial debt servicing capacity
  • + Exceptional interest coverage ratio of 33.1x indicates minimal default risk on debt obligations
  • + Positive free cash flow of $40.9M demonstrates operational cash generation capability
  • + Conservative debt-to-equity ratio of 0.23x maintains moderate leverage levels

BJRI Risks

  • ! Critical liquidity crisis: current ratio of 0.40x and quick ratio of 0.36x indicate potential inability to meet short-term obligations
  • ! Extraordinarily high YoY revenue growth (29,586%) is implausible and suggests data integrity or accounting restatement issues
  • ! Minimal cash position of $23.8M relative to $649.3M total liabilities creates substantial refinancing and operational risk
  • ! Net margin of only 3.5% in restaurant sector provides limited cushion for economic downturns or commodity cost increases

Key Metrics to Watch

BJRI Financial Metrics

Revenue
$1.4B
Net Income
$48.8M
EPS (Diluted)
$2.16
Free Cash Flow
$40.9M
Total Assets
$1.0B
Cash Position
$23.8M

💡 AI Analyst Insight

The relatively thin 2.9% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

BJRI Profitability Ratios

Gross Margin N/A
Operating Margin 3.3%
Net Margin 3.5%
ROE 13.3%
ROA 4.8%
FCF Margin 2.9%

BJRI vs Consumer Sector

How BJs RESTAURANTS INC compares to Consumer sector averages

Net Margin
BJRI 3.5%
vs
Sector Avg 8.0%
BJRI Sector
ROE
BJRI 13.3%
vs
Sector Avg 18.0%
BJRI Sector
Current Ratio
BJRI 0.4x
vs
Sector Avg 1.5x
BJRI Sector
Debt/Equity
BJRI 0.2x
vs
Sector Avg 0.8x
BJRI Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BJRI Balance Sheet & Liquidity

Current Ratio
0.40x
Quick Ratio
0.36x
Debt/Equity
0.23x
Debt/Assets
63.9%
Interest Coverage
33.08x
Long-term Debt
$85.0M

BJRI 5-Year Financial Trend

BJRI 5-year financial data: Year 2019: Revenue $1.2B, Net Income $44.8M, EPS $2.06. Year 2020: Revenue $1.2B, Net Income $50.8M, EPS $2.35. Year 2021: Revenue $1.2B, Net Income $45.2M, EPS $2.20. Year 2022: Revenue $1.3B, Net Income -$57.9M, EPS $-2.74. Year 2023: Revenue $1.4B, Net Income -$3.6M, EPS $-0.16.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BJs RESTAURANTS INC's revenue has grown significantly by 20% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.16 indicates the company is currently unprofitable.

BJRI Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.9%
Free cash flow / Revenue

BJRI Quarterly Performance

Quarterly financial performance data for BJs RESTAURANTS INC including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $325.7M $465.0K $0.02
Q2 2025 $349.9M $17.2M $0.72
Q1 2025 $337.3M $7.7M $0.32
Q3 2024 $318.6M -$2.9M $-0.13
Q2 2024 $349.7M $11.9M $0.50
Q1 2024 $337.3M $3.5M $0.15
Q3 2023 $311.3M $115.0K $0.00
Q2 2023 $329.7M $297.0K $0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BJRI Capital Allocation

Operating Cash Flow
$110.5M
Cash generated from operations
Stock Buybacks
$67.8M
Shares repurchased (TTM)
Capital Expenditures
$69.6M
Investment in assets
Dividends
None
No dividend program

BJRI SEC Filings

Access official SEC EDGAR filings for BJs RESTAURANTS INC (CIK: 0001013488)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 4 xslF345X06/ownership.xml View →
Mar 12, 2026 4 xslF345X05/ownership.xml View →
Mar 6, 2026 4 xslF345X05/ownership.xml View →
Mar 5, 2026 4 xslF345X05/ownership.xml View →
Mar 2, 2026 10-K bjri-20251230.htm View →

Frequently Asked Questions about BJRI

What is the AI rating for BJRI?

BJs RESTAURANTS INC (BJRI) has an AI rating of SELL with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BJRI's key strengths?

Strong operating cash flow of $110.5M provides substantial debt servicing capacity. Exceptional interest coverage ratio of 33.1x indicates minimal default risk on debt obligations.

What are the risks of investing in BJRI?

Critical liquidity crisis: current ratio of 0.40x and quick ratio of 0.36x indicate potential inability to meet short-term obligations. Extraordinarily high YoY revenue growth (29,586%) is implausible and suggests data integrity or accounting restatement issues.

What is BJRI's revenue and growth?

BJs RESTAURANTS INC reported revenue of $1.4B.

Does BJRI pay dividends?

BJs RESTAURANTS INC does not currently pay dividends.

Where can I find BJRI SEC filings?

Official SEC filings for BJs RESTAURANTS INC (CIK: 0001013488) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BJRI's EPS?

BJs RESTAURANTS INC has a diluted EPS of $2.16.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-30 | Powered by Claude AI