← Back to All US Stocks

COUR Stock Analysis - Coursera, Inc. AI Rating

COUR NYSE Services-Prepackaged Software DE CIK: 0001651562
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
65% Confidence

📊 COUR Key Takeaways

Revenue: $757.5M
Net Margin: -6.7%
Free Cash Flow: $107.2M
Current Ratio: 2.51x
Debt/Equity: 0.00x
EPS: $-0.31
AI Rating: HOLD with 65% confidence

Investment Thesis

Coursera demonstrates solid revenue growth (9% YoY) and strong operational cash generation ($107.2M FCF), supported by healthy gross margins (54.6%) and excellent liquidity (2.51x current ratio). However, persistent operating losses (-10.2% margin) and negative profitability (Net margin -6.7%, ROE -8.0%) indicate the company has not achieved sustainable profitability despite scale, requiring continued monitoring of the path to profitability.

COUR Strengths

  • + Strong free cash flow generation ($107.2M) despite operating losses, indicating efficient working capital management
  • + Excellent liquidity position with $792.6M cash and 2.51x current ratio provides financial flexibility
  • + Healthy gross margins (54.6%) demonstrate pricing power and efficient delivery of core educational services
  • + Conservative capital structure with zero long-term debt and 0.0x debt/equity ratio
  • + Consistent revenue growth trajectory (9% YoY) in expanding online education market

COUR Risks

  • ! Persistent operating losses (-$77.4M) and negative net income despite $757.5M revenue indicates operational model challenges at scale
  • ! Negative return metrics (ROE -8.0%, ROA -5.1%) show capital is not being deployed efficiently for shareholder returns
  • ! Operating margin deterioration remains a concern despite 7 insider Form 4 filings suggesting potential management confidence limits
  • ! Path to profitability unclear; company must demonstrate ability to convert revenue growth into positive operating income
  • ! Competitive pressure in online education with well-capitalized competitors may constrain margin expansion

Key Metrics to Watch

COUR Financial Metrics

Revenue
$757.5M
Net Income
$-51.0M
EPS (Diluted)
$-0.31
Free Cash Flow
$107.2M
Total Assets
$1.0B
Cash Position
$792.6M

💡 AI Analyst Insight

Strong liquidity with a 2.51x current ratio provides a solid financial cushion.

COUR Profitability Ratios

Gross Margin 54.6%
Operating Margin -10.2%
Net Margin -6.7%
ROE -8.0%
ROA -5.1%
FCF Margin 14.2%

COUR vs Technology Sector

How Coursera, Inc. compares to Technology sector averages

Net Margin
COUR -6.7%
vs
Sector Avg 18.0%
COUR Sector
ROE
COUR -8.0%
vs
Sector Avg 22.0%
COUR Sector
Current Ratio
COUR 2.5x
vs
Sector Avg 2.5x
COUR Sector
Debt/Equity
COUR 0.0x
vs
Sector Avg 0.5x
COUR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

COUR Balance Sheet & Liquidity

Current Ratio
2.51x
Quick Ratio
2.51x
Debt/Equity
0.00x
Debt/Assets
36.4%
Interest Coverage
N/A
Long-term Debt
N/A

COUR 5-Year Financial Trend

COUR 5-year financial data: Year 2021: Revenue $415.3M, Net Income -$46.7M, EPS N/A. Year 2022: Revenue $523.8M, Net Income -$66.8M, EPS $-1.80. Year 2023: Revenue $635.8M, Net Income -$145.2M, EPS $-1.28. Year 2024: Revenue $694.7M, Net Income -$175.4M, EPS $-1.21. Year 2025: Revenue $757.5M, Net Income -$116.6M, EPS $-0.77.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Coursera, Inc.'s revenue has grown significantly by 82% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.77 indicates the company is currently unprofitable.

COUR Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
14.2%
Free cash flow / Revenue

COUR Quarterly Performance

Quarterly financial performance data for Coursera, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $176.1M -$8.6M $-0.05
Q2 2025 $170.3M -$7.8M $-0.05
Q1 2025 $169.1M -$7.8M $-0.05
Q3 2024 $165.5M -$13.7M $-0.09
Q2 2024 $153.7M -$23.0M $-0.15
Q1 2024 $147.6M -$21.3M $-0.14
Q3 2023 $136.4M -$32.1M $-0.21
Q2 2023 $124.8M -$31.7M $-0.21

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

COUR Capital Allocation

Operating Cash Flow
$108.7M
Cash generated from operations
Capital Expenditures
$1.5M
Investment in assets
Dividends
None
No dividend program

COUR SEC Filings

Access official SEC EDGAR filings for Coursera, Inc. (CIK: 0001651562)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 4 xslF345X05/ownership.xml View →
Mar 17, 2026 8-K cour-20260313.htm View →
Feb 25, 2026 4 xslF345X05/ownership.xml View →
Feb 25, 2026 4 xslF345X05/ownership.xml View →
Feb 23, 2026 10-K cour-20251231.htm View →

Frequently Asked Questions about COUR

What is the AI rating for COUR?

Coursera, Inc. (COUR) has an AI rating of HOLD with 65% confidence, based on fundamental analysis of SEC EDGAR filings.

What are COUR's key strengths?

Strong free cash flow generation ($107.2M) despite operating losses, indicating efficient working capital management. Excellent liquidity position with $792.6M cash and 2.51x current ratio provides financial flexibility.

What are the risks of investing in COUR?

Persistent operating losses (-$77.4M) and negative net income despite $757.5M revenue indicates operational model challenges at scale. Negative return metrics (ROE -8.0%, ROA -5.1%) show capital is not being deployed efficiently for shareholder returns.

What is COUR's revenue and growth?

Coursera, Inc. reported revenue of $757.5M.

Does COUR pay dividends?

Coursera, Inc. does not currently pay dividends.

Where can I find COUR SEC filings?

Official SEC filings for Coursera, Inc. (CIK: 0001651562) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is COUR's EPS?

Coursera, Inc. has a diluted EPS of $-0.31.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI