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CGEM Stock Analysis - Cullinan Therapeutics, Inc. AI Rating

CGEM Nasdaq Biological Products, (No Diagnostic Substances) DE CIK: 0001789972
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
SELL
92% Confidence

📊 CGEM Key Takeaways

Revenue: $0.0
Net Margin: N/A
Free Cash Flow: $-175.8M
Current Ratio: 10.25x
Debt/Equity: 0.00x
EPS: $-2.30
AI Rating: SELL with 92% confidence

Investment Thesis

Cullinan Therapeutics is a pre-revenue clinical-stage biopharmaceutical company burning significant cash with zero commercial revenue and operating losses of $241.6M. While the company maintains a strong balance sheet with $88.3M in cash and minimal debt, the substantial negative operating cash flow of $175.8M indicates unsustainable burn rate that will require either successful clinical trials, partnerships, or significant capital raises.

CGEM Strengths

  • + Strong liquidity position with $88.3M cash and 10.25x current ratio
  • + Minimal debt burden with 0.00x debt-to-equity ratio
  • + Substantial stockholders equity of $408.7M provides runway and capital flexibility
  • + Active insider engagement with 22 Form 4 filings in last 90 days

CGEM Risks

  • ! Zero revenue with -100% YoY change indicates pre-commercial stage with no product sales
  • ! Massive operating losses of $241.6M annually with negative operating margin
  • ! Critical cash burn rate of $175.8M in operating cash flow threatening financial viability within 6 months at current burn
  • ! Negative ROE of -53.8% and ROA of -49.0% reflecting value destruction
  • ! Dilutive EPS of -$2.30 with -255% YoY deterioration indicates shareholder value erosion

Key Metrics to Watch

CGEM Financial Metrics

Revenue
$0.0
Net Income
$-219.9M
EPS (Diluted)
$-2.30
Free Cash Flow
$-175.8M
Total Assets
$448.4M
Cash Position
$88.3M

💡 AI Analyst Insight

Strong liquidity with a 10.25x current ratio provides a solid financial cushion.

CGEM Profitability Ratios

Gross Margin N/A
Operating Margin N/A
Net Margin N/A
ROE -53.8%
ROA -49.0%
FCF Margin N/A

CGEM vs Healthcare Sector

How Cullinan Therapeutics, Inc. compares to Healthcare sector averages

Net Margin
CGEM 0.0%
vs
Sector Avg 12.0%
CGEM Sector
ROE
CGEM -53.8%
vs
Sector Avg 15.0%
CGEM Sector
Current Ratio
CGEM 10.2x
vs
Sector Avg 2.0x
CGEM Sector
Debt/Equity
CGEM 0.0x
vs
Sector Avg 0.6x
CGEM Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CGEM Balance Sheet & Liquidity

Current Ratio
10.25x
Quick Ratio
10.25x
Debt/Equity
0.00x
Debt/Assets
8.8%
Interest Coverage
N/A
Long-term Debt
N/A

CGEM 5-Year Financial Trend

CGEM 5-year financial data: Year 2021: Revenue $18.9M, Net Income -$51.8M, EPS N/A. Year 2022: Revenue $18.9M, Net Income -$65.6M, EPS $-1.52.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Cullinan Therapeutics, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.38 reflects profitable operations.

CGEM Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
N/A
Free cash flow / Revenue

CGEM Quarterly Performance

Quarterly financial performance data for Cullinan Therapeutics, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2022 N/A $1.4M $-0.40
Q2 2022 N/A $1.4M $-0.36
Q1 2022 N/A -$70.0K N/A
Q3 2021 $18.9M $1.4M N/A
Q2 2021 $18.9M $1.4M N/A
Q1 2021 $18.9M -$70.0K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CGEM Capital Allocation

Operating Cash Flow
-$175.8M
Cash generated from operations
Stock Buybacks
$6.6M
Shares repurchased (TTM)
Capital Expenditures
$49.0K
Investment in assets
Dividends
None
No dividend program

CGEM SEC Filings

Access official SEC EDGAR filings for Cullinan Therapeutics, Inc. (CIK: 0001789972)

📋 Recent SEC Filings

Date Form Document Action
Mar 10, 2026 10-K cgem-20251231.htm View →
Mar 10, 2026 8-K cgem-20260310.htm View →
Mar 9, 2026 4 xslF345X05/ownership.xml View →
Feb 26, 2026 4 xslF345X05/ownership.xml View →
Feb 25, 2026 4 xslF345X05/ownership.xml View →

Frequently Asked Questions about CGEM

What is the AI rating for CGEM?

Cullinan Therapeutics, Inc. (CGEM) has an AI rating of SELL with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CGEM's key strengths?

Strong liquidity position with $88.3M cash and 10.25x current ratio. Minimal debt burden with 0.00x debt-to-equity ratio.

What are the risks of investing in CGEM?

Zero revenue with -100% YoY change indicates pre-commercial stage with no product sales. Massive operating losses of $241.6M annually with negative operating margin.

What is CGEM's revenue and growth?

Cullinan Therapeutics, Inc. reported revenue of $0.0.

Does CGEM pay dividends?

Cullinan Therapeutics, Inc. does not currently pay dividends.

Where can I find CGEM SEC filings?

Official SEC filings for Cullinan Therapeutics, Inc. (CIK: 0001789972) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CGEM's EPS?

Cullinan Therapeutics, Inc. has a diluted EPS of $-2.30.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI