← Back to All US Stocks

CCC Stock Analysis - CCC Intelligent Solutions Holdings Inc. AI Rating

CCC Nasdaq Services-Prepackaged Software DE CIK: 0001818201
Recently Updated • Analysis: Mar 22, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
62% Confidence

📊 CCC Key Takeaways

Revenue: $1.1B
Net Margin: 0.2%
Free Cash Flow: $254.5M
Current Ratio: 1.43x
Debt/Equity: 0.72x
EPS: $0.00
AI Rating: HOLD with 62% confidence

Investment Thesis

CCC demonstrates solid operational cash generation with strong FCF margin (24.1%) and healthy gross margins (73.5%), indicating efficient core operations. However, flat revenue growth (0.0% YoY), razor-thin net margin (0.2%), and minimal profitability (ROE 0.1%, ROA 0.0%) suggest the company is struggling to convert operational efficiency into bottom-line earnings, with recent net income growth appearing non-recurring.

CCC Strengths

  • + Exceptional free cash flow generation at $254.5M with 24.1% FCF margin demonstrates strong cash conversion ability
  • + High gross margin of 73.5% reflects strong pricing power and efficient cost of goods sold in software business
  • + Moderate leverage with 0.72x debt-to-equity ratio and adequate liquidity at 1.43x current ratio provides financial stability

CCC Risks

  • ! Zero revenue growth (0.0% YoY) indicates stalled top-line expansion and potential market saturation in core business segments
  • ! Extremely low net margin (0.2%) and minimal returns on equity (0.1%) and assets (0.0%) show profitability crisis despite operational cash flow strength
  • ! Weak interest coverage ratio of 1.3x combined with $1.3B long-term debt creates vulnerability if operational performance deteriorates

Key Metrics to Watch

CCC Financial Metrics

Revenue
$1.1B
Net Income
$1.7M
EPS (Diluted)
$0.00
Free Cash Flow
$254.5M
Total Assets
$3.6B
Cash Position
$111.2M

💡 AI Analyst Insight

The 24.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.

CCC Profitability Ratios

Gross Margin 73.5%
Operating Margin 8.9%
Net Margin 0.2%
ROE 0.1%
ROA 0.0%
FCF Margin 24.1%

CCC vs Technology Sector

How CCC Intelligent Solutions Holdings Inc. compares to Technology sector averages

Net Margin
CCC 0.2%
vs
Sector Avg 18.0%
CCC Sector
ROE
CCC 0.1%
vs
Sector Avg 22.0%
CCC Sector
Current Ratio
CCC 1.4x
vs
Sector Avg 2.5x
CCC Sector
Debt/Equity
CCC 0.7x
vs
Sector Avg 0.5x
CCC Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CCC Balance Sheet & Liquidity

Current Ratio
1.43x
Quick Ratio
1.43x
Debt/Equity
0.72x
Debt/Assets
50.0%
Interest Coverage
1.32x
Long-term Debt
$1.3B

CCC 5-Year Financial Trend

CCC 5-year financial data: Year 2021: Revenue $688.3M, Net Income -$210.3M, EPS $-0.05. Year 2022: Revenue $782.4M, Net Income -$16.9M, EPS $-0.03. Year 2023: Revenue $866.4M, Net Income -$248.9M, EPS $-0.46. Year 2024: Revenue $944.8M, Net Income $38.4M, EPS $0.06. Year 2025: Revenue $1.1B, Net Income -$90.1M, EPS $-0.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CCC Intelligent Solutions Holdings Inc.'s revenue has grown significantly by 54% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.15 indicates the company is currently unprofitable.

CCC Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
24.1%
Free cash flow / Revenue

CCC Quarterly Performance

Quarterly financial performance data for CCC Intelligent Solutions Holdings Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $238.5M -$2.0M $0.00
Q2 2025 $232.6M -$4.5M $-0.01
Q1 2025 $227.2M -$597.0K $0.00
Q3 2024 $221.1M $4.1M $0.00
Q2 2024 $211.7M $20.8M $0.03
Q1 2024 $204.9M -$597.0K $0.00
Q3 2023 $198.7M $9.8M $0.02
Q2 2023 $192.8M $15.6M $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CCC Capital Allocation

Operating Cash Flow
$315.5M
Cash generated from operations
Stock Buybacks
$600.6M
Shares repurchased (TTM)
Capital Expenditures
$61.0M
Investment in assets
Dividends
None
No dividend program

CCC SEC Filings

Access official SEC EDGAR filings for CCC Intelligent Solutions Holdings Inc. (CIK: 0001818201)

📋 Recent SEC Filings

Date Form Document Action
Mar 10, 2026 4 xslF345X05/form4.xml View →
Mar 10, 2026 4 xslF345X05/form4.xml View →
Mar 10, 2026 4 xslF345X05/form4.xml View →
Mar 10, 2026 4 xslF345X05/form4.xml View →
Mar 3, 2026 4 xslF345X05/form4.xml View →

Frequently Asked Questions about CCC

What is the AI rating for CCC?

CCC Intelligent Solutions Holdings Inc. (CCC) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CCC's key strengths?

Exceptional free cash flow generation at $254.5M with 24.1% FCF margin demonstrates strong cash conversion ability. High gross margin of 73.5% reflects strong pricing power and efficient cost of goods sold in software business.

What are the risks of investing in CCC?

Zero revenue growth (0.0% YoY) indicates stalled top-line expansion and potential market saturation in core business segments. Extremely low net margin (0.2%) and minimal returns on equity (0.1%) and assets (0.0%) show profitability crisis despite operational cash flow strength.

What is CCC's revenue and growth?

CCC Intelligent Solutions Holdings Inc. reported revenue of $1.1B.

Does CCC pay dividends?

CCC Intelligent Solutions Holdings Inc. does not currently pay dividends.

Where can I find CCC SEC filings?

Official SEC filings for CCC Intelligent Solutions Holdings Inc. (CIK: 0001818201) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CCC's EPS?

CCC Intelligent Solutions Holdings Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 22, 2026 | Data as of: 2025-12-31 | Powered by Claude AI