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CAHO Stock Analysis - Caro Holdings Inc. AI Rating

CAHO OTC Retail-Catalog & Mail-Order Houses NV CIK: 0001678105
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
STRONG SELL
95% Confidence

📊 CAHO Key Takeaways

Revenue: $8.9K
Net Margin: -2,035.8%
Free Cash Flow: $-72.1K
Current Ratio: 0.15x
Debt/Equity: N/A
EPS: $0.00
AI Rating: STRONG SELL with 95% confidence

Investment Thesis

Caro Holdings exhibits severe financial distress with negative stockholders' equity of -$1.3M, indicating the company is technically insolvent. Operating losses of -$96.5K on minimal revenue of $8.9K combined with negative operating cash flow of -$72.1K demonstrate fundamental business dysfunction. The company's liquidity crisis (0.15x current ratio with only $760 cash) and deteriorating profitability make near-term viability highly questionable.

CAHO Strengths

  • + Revenue growth of 6194.5% YoY suggests emergence from near-zero baseline
  • + Limited near-term debt maturity pressure (no long-term debt listed)
  • + Early stage or turnaround situation could theoretically improve

CAHO Risks

  • ! Negative stockholders' equity indicates technical insolvency and imminent bankruptcy risk
  • ! Severe liquidity crisis with current ratio of 0.15x and only $760 cash reserves
  • ! Negative operating cash flow of -$72.1K indicates cash burn despite minimal operations
  • ! Operating margin of -1080.9% demonstrates fundamentally unprofitable business model
  • ! Total liabilities ($1.8M) exceed total assets ($443.7K) by 4x - balance sheet is insolvent
  • ! Zero gross profit indicates inability to monetize revenue or cost structure failure

Key Metrics to Watch

CAHO Financial Metrics

Revenue
$8.9K
Net Income
$-181.7K
EPS (Diluted)
$0.00
Free Cash Flow
$-72.1K
Total Assets
$443.7K
Cash Position
$760.0

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAHO Profitability Ratios

Gross Margin 0.0%
Operating Margin -1,080.9%
Net Margin -2,035.8%
ROE N/A
ROA -41.0%
FCF Margin -808.2%

CAHO vs Consumer Sector

How Caro Holdings Inc. compares to Consumer sector averages

Net Margin
CAHO -2,035.8%
vs
Sector Avg 8.0%
CAHO Sector
ROE
CAHO 0.0%
vs
Sector Avg 18.0%
CAHO Sector
Current Ratio
CAHO 0.1x
vs
Sector Avg 1.5x
CAHO Sector
Debt/Equity
CAHO 0.0x
vs
Sector Avg 0.8x
CAHO Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

CAHO Balance Sheet & Liquidity

Current Ratio
0.15x
Quick Ratio
0.15x
Debt/Equity
N/A
Debt/Assets
400.2%
Interest Coverage
-0.93x
Long-term Debt
N/A

CAHO 5-Year Financial Trend

CAHO 5-year financial data: Year 2019: Revenue $600, Net Income N/A, EPS N/A. Year 2020: Revenue $600, Net Income N/A, EPS N/A. Year 2024: Revenue $577, Net Income -$356.5K, EPS N/A. Year 2025: Revenue $36.3K, Net Income -$539.0K, EPS $-0.01.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Caro Holdings Inc.'s revenue has grown significantly by 5,953% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.01 indicates the company is currently unprofitable.

CAHO Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-808.2%
Free cash flow / Revenue

CAHO Quarterly Performance

Quarterly financial performance data for Caro Holdings Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $1.7K -$36.3K $0.00
Q2 2026 $1.2K -$36.3K $0.00
Q1 2026 $6.0K -$36.3K $0.00
Q3 2025 $521 -$46.4K $0.00
Q2 2025 N/A -$46.4K $0.00
Q1 2025 N/A -$46.4K N/A
Q3 2024 N/A -$10.6K N/A
Q3 2020 $100 -$3.5K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CAHO Capital Allocation

Operating Cash Flow
-$72.1K
Cash generated from operations
Dividends
None
No dividend program

CAHO SEC Filings

Access official SEC EDGAR filings for Caro Holdings Inc. (CIK: 0001678105)

📋 Recent SEC Filings

Date Form Document Action
Feb 13, 2026 10-Q caro_10q.htm View →
Jan 30, 2026 8-K caro_8k.htm View →
Nov 14, 2025 10-Q caro_10q.htm View →
Aug 19, 2025 10-Q caro_10q.htm View →
Jul 15, 2025 8-K caro_8k.htm View →

Frequently Asked Questions about CAHO

What is the AI rating for CAHO?

Caro Holdings Inc. (CAHO) has an AI rating of STRONG SELL with 95% confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAHO's key strengths?

Revenue growth of 6194.5% YoY suggests emergence from near-zero baseline. Limited near-term debt maturity pressure (no long-term debt listed).

What are the risks of investing in CAHO?

Negative stockholders' equity indicates technical insolvency and imminent bankruptcy risk. Severe liquidity crisis with current ratio of 0.15x and only $760 cash reserves.

What is CAHO's revenue and growth?

Caro Holdings Inc. reported revenue of $8.9K.

Does CAHO pay dividends?

Caro Holdings Inc. does not currently pay dividends.

Where can I find CAHO SEC filings?

Official SEC filings for Caro Holdings Inc. (CIK: 0001678105) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAHO's EPS?

Caro Holdings Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI