📊 BLDR Key Takeaways
Investment Thesis
Builders FirstSource demonstrates solid operational efficiency with strong free cash flow generation ($853.3M) and healthy interest coverage (14.1x), but faces significant headwinds from declining revenue (-7.4% YoY) and sharply falling profitability (-59.6% YoY net income decline). The company maintains adequate liquidity and leverage metrics, but deteriorating earnings quality and market conditions warrant a cautious stance pending evidence of stabilization.
BLDR Strengths
- Strong free cash flow conversion at $853.3M with 5.6% FCF margin, providing substantial capital flexibility
- Healthy liquidity position with 1.86x current ratio and solid interest coverage at 14.1x, indicating low near-term financial stress
- Solid gross margin of 30.4% demonstrates pricing power and operational efficiency despite top-line pressures
- Moderate leverage with 1.02x debt-to-equity ratio and reasonable debt levels relative to asset base
BLDR Risks
- Severe revenue contraction (-7.4% YoY) combined with net income collapse (-59.6% YoY) indicates structural demand weakness or margin compression in core business
- Low net margin of 2.9% with declining operating leverage suggests limited ability to absorb further revenue pressure
- Long-term debt of $4.4B equals total stockholders equity, creating vulnerability if cash flows deteriorate further or refinancing costs rise
- High insider activity (21 Form 4 filings in 90 days) warrants monitoring for potential signaling of management concerns
Key Metrics to Watch
- Quarterly revenue trends and comparable store sales growth to assess stabilization in demand
- Net income recovery and operating margin expansion as cost structure adjusts to lower revenue base
- Free cash flow sustainability and debt reduction trajectory given leverage concerns
- Gross margin stability amid potential pricing pressures and inventory management effectiveness
BLDR Financial Metrics
💡 AI Analyst Insight
Builders FirstSource, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
BLDR Profitability Ratios
BLDR vs Consumer Sector
How Builders FirstSource, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
BLDR Balance Sheet & Liquidity
BLDR 5-Year Financial Trend
5-Year Trend Summary: Builders FirstSource, Inc.'s revenue has declined by 14% over the 5-year period, indicating business contraction. The most recent EPS of $11.94 reflects profitable operations.
BLDR Growth Metrics (YoY)
BLDR Quarterly Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $3.9B | $96.3M | $1.10 |
| Q2 2025 | $4.2B | $96.3M | $1.66 |
| Q1 2025 | $3.7B | $96.3M | $0.84 |
| Q3 2024 | $4.2B | $258.8M | $2.44 |
| Q2 2024 | $4.5B | $258.8M | $2.87 |
| Q1 2024 | $3.9B | $258.8M | $2.10 |
| Q3 2023 | $4.5B | $333.8M | $3.59 |
| Q2 2023 | $4.5B | $333.8M | $3.16 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
BLDR Capital Allocation
BLDR SEC Filings
Access official SEC EDGAR filings for Builders FirstSource, Inc. (CIK: 0001316835)
📋 Recent SEC Filings
❓ Frequently Asked Questions about BLDR
What is the AI rating for BLDR?
Builders FirstSource, Inc. (BLDR) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.
What are BLDR's key strengths?
Strong free cash flow conversion at $853.3M with 5.6% FCF margin, providing substantial capital flexibility. Healthy liquidity position with 1.86x current ratio and solid interest coverage at 14.1x, indicating low near-term financial stress.
What are the risks of investing in BLDR?
Severe revenue contraction (-7.4% YoY) combined with net income collapse (-59.6% YoY) indicates structural demand weakness or margin compression in core business. Low net margin of 2.9% with declining operating leverage suggests limited ability to absorb further revenue pressure.
What is BLDR's revenue and growth?
Builders FirstSource, Inc. reported revenue of $15.2B.
Does BLDR pay dividends?
Builders FirstSource, Inc. does not currently pay dividends.
Where can I find BLDR SEC filings?
Official SEC filings for Builders FirstSource, Inc. (CIK: 0001316835) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is BLDR's EPS?
Builders FirstSource, Inc. has a diluted EPS of $3.89.
How is the AI analysis conducted?
Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.