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BKH Stock Analysis - BLACK HILLS CORP /SD/ AI Rating

BKH NYSE Electric Services SD CIK: 0001130464
Recently Updated • Analysis: Mar 21, 2026 • SEC Data: 2025-12-31
AI Rating
HOLD
72% Confidence

📊 BKH Key Takeaways

Revenue: $2.3B
Net Margin: 12.6%
Free Cash Flow: $-146.4M
Current Ratio: 1.35x
Debt/Equity: 1.23x
EPS: $3.98
AI Rating: HOLD with 72% confidence

Investment Thesis

Black Hills Corp demonstrates solid profitability with 33.2% gross margins and 23.3% operating margins typical of regulated utilities. However, negative free cash flow of -$146.4M and high leverage (1.23x debt/equity) raise concerns about capital intensity and dividend sustainability. The company requires careful monitoring of capital expenditure productivity and cash generation improvements.

BKH Strengths

  • + Strong gross margins of 33.2% indicating pricing power in regulated utility environment
  • + Consistent operating margins at 23.3% demonstrating operational efficiency and cost control
  • + Stable revenue base with 1.0% YoY growth in mature utility sector
  • + Adequate liquidity with current ratio of 1.35x covering near-term obligations

BKH Risks

  • ! Negative free cash flow of -$146.4M with capex significantly exceeding operating cash flow sustainability
  • ! High leverage ratio of 1.23x debt/equity with $4.7B long-term debt limiting financial flexibility
  • ! Net income declining 2.7% YoY despite stable revenue, indicating margin compression pressures
  • ! Weak interest coverage ratio of 2.7x providing limited cushion for debt service with rising rate environment
  • ! Low return on equity of 7.6% and ROA of 2.7% suggesting inefficient asset deployment

Key Metrics to Watch

BKH Financial Metrics

Revenue
$2.3B
Net Income
$291.6M
EPS (Diluted)
$3.98
Free Cash Flow
$-146.4M
Total Assets
$10.9B
Cash Position
$182.8M

💡 AI Analyst Insight

BLACK HILLS CORP /SD/ presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

BKH Profitability Ratios

Gross Margin 33.2%
Operating Margin 23.3%
Net Margin 12.6%
ROE 7.6%
ROA 2.7%
FCF Margin -6.3%

BKH vs Default Sector

How BLACK HILLS CORP /SD/ compares to Default sector averages

Net Margin
BKH 12.6%
vs
Sector Avg 12.0%
BKH Sector
ROE
BKH 7.6%
vs
Sector Avg 15.0%
BKH Sector
Current Ratio
BKH 1.3x
vs
Sector Avg 1.8x
BKH Sector
Debt/Equity
BKH 1.2x
vs
Sector Avg 0.7x
BKH Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BKH Balance Sheet & Liquidity

Current Ratio
1.35x
Quick Ratio
1.11x
Debt/Equity
1.23x
Debt/Assets
0.0%
Interest Coverage
2.69x
Long-term Debt
$4.7B

BKH 5-Year Financial Trend

BKH 5-year financial data: Year 2021: Revenue $1.9B, Net Income $199.3M, EPS $3.28. Year 2022: Revenue $2.5B, Net Income $227.6M, EPS $3.65. Year 2023: Revenue $2.5B, Net Income $236.7M, EPS $3.74. Year 2024: Revenue $2.5B, Net Income $258.4M, EPS $3.97. Year 2025: Revenue $2.3B, Net Income $262.2M, EPS $3.91.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: BLACK HILLS CORP /SD/'s revenue has grown significantly by 19% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.91 reflects profitable operations.

BKH Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-6.3%
Free cash flow / Revenue

BKH Quarterly Performance

Quarterly financial performance data for BLACK HILLS CORP /SD/ including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $398.6M $24.4M $0.34
Q2 2025 $397.1M $22.8M $0.33
Q1 2025 $717.2M $127.9M $1.87
Q3 2024 $398.6M $24.4M $0.35
Q2 2024 $397.1M $22.8M $0.33
Q1 2024 $717.2M $114.1M $1.73
Q3 2023 $400.2M $35.0M $0.54
Q2 2023 $405.1M $23.1M $0.35

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BKH Capital Allocation

Operating Cash Flow
$673.4M
Cash generated from operations
Capital Expenditures
$819.8M
Investment in assets
Dividends Paid
$197.9M
Returned to shareholders

BKH SEC Filings

Access official SEC EDGAR filings for BLACK HILLS CORP /SD/ (CIK: 0001130464)

📋 Recent SEC Filings

Date Form Document Action
Mar 18, 2026 DEF 14A bkh-20260317.htm View →
Feb 19, 2026 8-K bkh-20260219.htm View →
Feb 18, 2026 4 xslF345X05/primary_01.xml View →
Feb 13, 2026 4 xslF345X05/primary_01.xml View →
Feb 13, 2026 4 xslF345X05/primary_01.xml View →

Frequently Asked Questions about BKH

What is the AI rating for BKH?

BLACK HILLS CORP /SD/ (BKH) has an AI rating of HOLD with 72% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BKH's key strengths?

Strong gross margins of 33.2% indicating pricing power in regulated utility environment. Consistent operating margins at 23.3% demonstrating operational efficiency and cost control.

What are the risks of investing in BKH?

Negative free cash flow of -$146.4M with capex significantly exceeding operating cash flow sustainability. High leverage ratio of 1.23x debt/equity with $4.7B long-term debt limiting financial flexibility.

What is BKH's revenue and growth?

BLACK HILLS CORP /SD/ reported revenue of $2.3B.

Does BKH pay dividends?

BLACK HILLS CORP /SD/ pays dividends, with $197.9M distributed to shareholders in the trailing twelve months.

Where can I find BKH SEC filings?

Official SEC filings for BLACK HILLS CORP /SD/ (CIK: 0001130464) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BKH's EPS?

BLACK HILLS CORP /SD/ has a diluted EPS of $3.98.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 21, 2026 | Data as of: 2025-12-31 | Powered by Claude AI