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BCGWW Stock Analysis - Binah Capital Group, Inc. AI Rating

BCGWW Nasdaq Finance Services CIK: 0001953984
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2025-09-30
AI Rating
HOLD
52% Confidence

📊 BCGWW Key Takeaways

Revenue: $136.6M
Net Margin: 1.6%
Free Cash Flow: $2.0M
Current Ratio: N/A
Debt/Equity: 1.04x
EPS: $0.06
AI Rating: HOLD with 52% confidence

Investment Thesis

Binah Capital Group demonstrates modest operational sustainability with positive free cash flow and reasonable leverage, but faces headwinds from declining net income (-16% YoY) despite flat revenue growth. Thin margins (1.6% net, 2.1% operating) and weak interest coverage (2.7x) limit financial flexibility, while limited insider activity and small asset base suggest a small-cap financial services player with constrained growth prospects.

BCGWW Strengths

  • + Positive free cash flow of $2.0M demonstrates cash generation capability
  • + Moderate debt-to-equity ratio of 1.04x indicates manageable leverage
  • + Stable revenue base at $136.6M with modest 2.7% YoY growth

BCGWW Risks

  • ! Net income declined 16% YoY despite flat revenue, signaling margin compression and operational challenges
  • ! Weak interest coverage ratio of 2.7x provides limited cushion for debt service
  • ! Extremely thin profit margins (1.6% net margin) leave little room for downturns or competitive pressures
  • ! Long-term debt of $18.8M represents 103.9% of stockholders' equity, creating refinancing risk

Key Metrics to Watch

BCGWW Financial Metrics

Revenue
$136.6M
Net Income
$2.1M
EPS (Diluted)
$0.06
Free Cash Flow
$2.0M
Total Assets
$67.6M
Cash Position
$8.3M

💡 AI Analyst Insight

The relatively thin 1.5% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

BCGWW Profitability Ratios

Gross Margin N/A
Operating Margin 2.1%
Net Margin 1.6%
ROE 11.8%
ROA 3.2%
FCF Margin 1.5%

BCGWW vs Finance Sector

How Binah Capital Group, Inc. compares to Finance sector averages

Net Margin
BCGWW 1.6%
vs
Sector Avg 25.0%
BCGWW Sector
ROE
BCGWW 11.8%
vs
Sector Avg 12.0%
BCGWW Sector
Current Ratio
BCGWW 0.0x
vs
Sector Avg 1.2x
BCGWW Sector
Debt/Equity
BCGWW 1.0x
vs
Sector Avg 2.0x
BCGWW Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

BCGWW Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
1.04x
Debt/Assets
73.2%
Interest Coverage
2.68x
Long-term Debt
$18.8M

BCGWW 5-Year Financial Trend

BCGWW 5-year financial data: Year 2024: Revenue $164.4M, Net Income $571.0K, EPS $-0.32.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Binah Capital Group, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-0.32 indicates the company is currently unprofitable.

BCGWW Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.5%
Free cash flow / Revenue

BCGWW Quarterly Performance

Quarterly financial performance data for Binah Capital Group, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $41.0M -$654.0K $0.06
Q2 2025 $40.0M $378.0K $0.02
Q1 2025 $40.1M $1.0M $0.06
Q3 2024 $40.9M -$736.0K $-0.07
Q2 2024 $38.6M -$736.0K $-0.04
Q1 2024 $40.1M -$2.3M $-0.14

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

BCGWW Capital Allocation

Operating Cash Flow
$2.0M
Cash generated from operations
Capital Expenditures
$55.0K
Investment in assets
Dividends Paid
$200.0K
Returned to shareholders

BCGWW SEC Filings

Access official SEC EDGAR filings for Binah Capital Group, Inc. (CIK: 0001953984)

📋 Recent SEC Filings

Date Form Document Action
Feb 27, 2026 4 xslF345X05/primary_doc.xml View →
Feb 27, 2026 8-K tm267592d1_8k.htm View →
Dec 1, 2025 8-K tm2532488d1_8k.htm View →
Nov 19, 2025 4 xslF345X05/primary_doc.xml View →
Nov 13, 2025 8-K tm2531199d1_8k.htm View →

Frequently Asked Questions about BCGWW

What is the AI rating for BCGWW?

Binah Capital Group, Inc. (BCGWW) has an AI rating of HOLD with 52% confidence, based on fundamental analysis of SEC EDGAR filings.

What are BCGWW's key strengths?

Positive free cash flow of $2.0M demonstrates cash generation capability. Moderate debt-to-equity ratio of 1.04x indicates manageable leverage.

What are the risks of investing in BCGWW?

Net income declined 16% YoY despite flat revenue, signaling margin compression and operational challenges. Weak interest coverage ratio of 2.7x provides limited cushion for debt service.

What is BCGWW's revenue and growth?

Binah Capital Group, Inc. reported revenue of $136.6M.

Does BCGWW pay dividends?

Binah Capital Group, Inc. pays dividends, with $0.2M distributed to shareholders in the trailing twelve months.

Where can I find BCGWW SEC filings?

Official SEC filings for Binah Capital Group, Inc. (CIK: 0001953984) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is BCGWW's EPS?

Binah Capital Group, Inc. has a diluted EPS of $0.06.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-09-30 | Powered by Claude AI