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AYR Stock Analysis - Aircastle LTD AI Rating

AYR Services-Equipment Rental & Leasing, NEC D0 CIK: 0001362988
Recently Updated • Analysis: Mar 20, 2026 • SEC Data: 2025-11-30
AI Rating
HOLD
62% Confidence

📊 AYR Key Takeaways

Revenue: $723.8M
Net Margin: 19.0%
Free Cash Flow: $36.2M
Current Ratio: N/A
Debt/Equity: 2.03x
EPS: $2.06
AI Rating: HOLD with 62% confidence

Investment Thesis

Aircastle demonstrates strong absolute profitability with 19% net margins and solid operating cash flow of $367M, but the 6472% revenue spike raises concerns about data quality or one-time events rather than organic growth. The company's capital-intensive business model (capex of $331M) combined with high leverage (2.03x debt-to-equity) and declining EPS (-35% YoY) despite rising net income suggests underlying operational strain or significant dilution.

AYR Strengths

  • + Strong net profit margin at 19% indicating pricing power and cost management
  • + Positive free cash flow of $36.2M despite substantial capital expenditure requirements
  • + Substantial operating cash generation of $367.2M supporting debt servicing
  • + Solid stockholders equity base of $2.6B providing balance sheet cushion

AYR Risks

  • ! Extreme revenue growth of 6472% YoY is anomalous and suggests data irregularities, acquisition, or non-recurring items rather than sustainable organic growth
  • ! High financial leverage at 2.03x debt-to-equity with $5.3B long-term debt creates vulnerability in economic downturns
  • ! Declining diluted EPS of -35% YoY despite rising net income indicates significant share dilution or unfavorable capital structure changes
  • ! Minimal free cash flow margin of 5% leaves limited cushion after sustaining capital intensity of the leasing business
  • ! Low ROE of 5.2% and ROA of 1.5% suggest inefficient capital deployment relative to equity and asset base

Key Metrics to Watch

AYR Financial Metrics

Revenue
$723.8M
Net Income
$137.2M
EPS (Diluted)
$2.06
Free Cash Flow
$36.2M
Total Assets
$9.0B
Cash Position
$138.6M

💡 AI Analyst Insight

The relatively thin 5.0% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

AYR Profitability Ratios

Gross Margin N/A
Operating Margin N/A
Net Margin 19.0%
ROE 5.2%
ROA 1.5%
FCF Margin 5.0%

AYR vs Default Sector

How Aircastle LTD compares to Default sector averages

Net Margin
AYR 19.0%
vs
Sector Avg 12.0%
AYR Sector
ROE
AYR 5.2%
vs
Sector Avg 15.0%
AYR Sector
Current Ratio
AYR 0.0x
vs
Sector Avg 1.8x
AYR Sector
Debt/Equity
AYR 2.0x
vs
Sector Avg 0.7x
AYR Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

AYR Balance Sheet & Liquidity

Current Ratio
N/A
Quick Ratio
N/A
Debt/Equity
2.03x
Debt/Assets
71.0%
Interest Coverage
N/A
Long-term Debt
$5.3B

AYR 5-Year Financial Trend

AYR 5-year financial data: Year 2020: Revenue $917.9M, Net Income $247.9M, EPS N/A. Year 2021: Revenue $917.9M, Net Income $156.6M, EPS N/A. Year 2022: Revenue $832.3M, Net Income -$333.2M, EPS N/A. Year 2023: Revenue $855.4M, Net Income -$278.2M, EPS N/A. Year 2024: Revenue $855.4M, Net Income $62.8M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Aircastle LTD's revenue has remained relatively flat over the 5-year period, with a 7% decline. The most recent EPS of $1.87 reflects profitable operations.

AYR Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
5.0%
Free cash flow / Revenue

AYR Quarterly Performance

Quarterly financial performance data for Aircastle LTD including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $193.6M $16.1M N/A
Q2 2025 $216.7M $16.1M N/A
Q1 2025 $205.2M $16.1M N/A
Q3 2024 $193.6M $5.5M N/A
Q2 2024 $168.0M $5.5M N/A
Q1 2024 $205.2M $16.1M N/A
Q3 2023 $238.7M $5.5M N/A
Q2 2023 $168.0M -$1.0M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

AYR Capital Allocation

Operating Cash Flow
$367.2M
Cash generated from operations
Capital Expenditures
$331.1M
Investment in assets
Dividends Paid
$62.8M
Returned to shareholders

AYR SEC Filings

Access official SEC EDGAR filings for Aircastle LTD (CIK: 0001362988)

📋 Recent SEC Filings

Date Form Document Action
Jan 13, 2026 8-K ayr-20260113.htm View →
Jan 13, 2026 10-Q ayr-20251130.htm View →
Oct 9, 2025 8-K ayr-20251009.htm View →
Oct 9, 2025 10-Q ayr-20250831.htm View →
Jul 17, 2025 8-K d813005d8k.htm View →

Frequently Asked Questions about AYR

What is the AI rating for AYR?

Aircastle LTD (AYR) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are AYR's key strengths?

Strong net profit margin at 19% indicating pricing power and cost management. Positive free cash flow of $36.2M despite substantial capital expenditure requirements.

What are the risks of investing in AYR?

Extreme revenue growth of 6472% YoY is anomalous and suggests data irregularities, acquisition, or non-recurring items rather than sustainable organic growth. High financial leverage at 2.03x debt-to-equity with $5.3B long-term debt creates vulnerability in economic downturns.

What is AYR's revenue and growth?

Aircastle LTD reported revenue of $723.8M.

Does AYR pay dividends?

Aircastle LTD pays dividends, with $62.8M distributed to shareholders in the trailing twelve months.

Where can I find AYR SEC filings?

Official SEC filings for Aircastle LTD (CIK: 0001362988) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is AYR's EPS?

Aircastle LTD has a diluted EPS of $2.06.

How is the AI analysis conducted?

Our AI (Claude) analyzes publicly available SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports to evaluate financial health, profitability ratios, balance sheet strength, and growth metrics.

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 20, 2026 | Data as of: 2025-11-30 | Powered by Claude AI