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Archer-Daniels-Midland Co (ADM) Stock Fundamental Analysis & AI Rating 2026

ADM NYSE Fats & Oils DE CIK: 0000007084
Updated This Month • Analysis: May 7, 2026 • SEC Data: 2026-03-31
Combined AI Rating
SELL
81% Confidence
AGREEMENT
SELL
85% Conf
HOLD
77% Conf

📊 ADM Key Takeaways

Revenue: $20.5B
Net Margin: 1.5%
Free Cash Flow: $-44.0M
Current Ratio: 1.31x
Debt/Equity: 0.28x
EPS: $0.62
AI Rating: SELL with 85% confidence
Archer-Daniels-Midland Co (ADM) receives a SELL rating with 81% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $20.5B, net profit margin of 1.5%, and return on equity (ROE) of 1.3%, Archer-Daniels-Midland Co demonstrates mixed fundamentals in the Energy sector. Below is our complete ADM stock analysis for 2026.

Is Archer-Daniels-Midland Co (ADM) a Good Investment?

Claude

ADM exhibits deteriorating fundamentals masked by top-line growth. Despite 221.6% revenue expansion, net income grew only 0.5% and EPS declined 38.9%, indicating the growth is unprofitable. Critical concern: negative free cash flow of -$44M signals the company is burning cash despite operations, with extremely thin margins (1.5% net, 6.0% gross) providing no buffer.

ChatGPT

ADM shows solid balance-sheet discipline and strong cash generation, with free cash flow of $4.20B and moderate leverage at 0.33x debt-to-equity. However, the quality of growth is weak: revenue surged while net income barely grew, margins remain very thin, ROE/ROA are modest, and interest coverage at 2.1x limits flexibility. Fundamentally, this looks like a financially stable but operationally pressured business rather than a clear high-conviction compounder.

Why Buy Archer-Daniels-Midland Co Stock? ADM Key Strengths

Claude
  • + Scale and market position with $55.6B in assets
  • + Moderate leverage (0.28x Debt/Equity) provides financial flexibility
  • + Strong YoY revenue growth of 221.6% indicates market opportunity capture
ChatGPT
  • + Strong operating and free cash flow generation relative to net income
  • + Moderate leverage with debt-to-equity of 0.33x and a reasonable current ratio of 1.37x
  • + Large asset and equity base provides balance-sheet stability in a low-margin industry

ADM Stock Risks: Archer-Daniels-Midland Co Investment Risks

Claude
  • ! Negative free cash flow (-$44M) indicates unsustainable cash burn after capex exceeds operating cash generation
  • ! Extreme margin compression: 6.0% gross margin and 1.5% net margin provide minimal operational cushion in commodity sector
  • ! EPS declining 38.9% YoY despite massive revenue growth signals severe profitability deterioration and dilution
  • ! Poor capital efficiency: ROE of 1.3% and ROA of 0.5% indicate value destruction
  • ! Quick ratio of 0.80x below 1.0 suggests emerging liquidity stress
ChatGPT
  • ! Revenue growth has not translated into profit growth, indicating weak growth quality and margin pressure
  • ! Very thin operating and net margins leave limited room for execution errors or commodity volatility
  • ! Interest coverage of 2.1x suggests debt service is manageable but not especially comfortable if earnings weaken further

Key Metrics to Watch

Claude
  • * Free Cash Flow - must return to positive to validate operations
  • * Net Profit Margin - requires expansion from current unsustainable 1.5%
  • * Return on Equity - needs substantial improvement from 1.3% to justify capital deployment
ChatGPT
  • * Operating margin and net margin trend
  • * Interest coverage and free cash flow consistency

Archer-Daniels-Midland Co (ADM) Financial Metrics & Key Ratios

Revenue
$20.5B
Net Income
$298.0M
EPS (Diluted)
$0.62
Free Cash Flow
$-44.0M
Total Assets
$55.6B
Cash Position
$591.0M

💡 AI Analyst Insight

Archer-Daniels-Midland Co presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

ADM Profit Margin, ROE & Profitability Analysis

Gross Margin 6.0%
Operating Margin 1.9%
Net Margin 1.5%
ROE 1.3%
ROA 0.5%
FCF Margin -0.2%

ADM vs Energy Sector: How Archer-Daniels-Midland Co Compares

How Archer-Daniels-Midland Co compares to Energy sector averages

Net Margin
ADM 1.5%
vs
Sector Avg 12.0%
ADM Sector
ROE
ADM 1.3%
vs
Sector Avg 14.0%
ADM Sector
Current Ratio
ADM 1.3x
vs
Sector Avg 1.3x
ADM Sector
Debt/Equity
ADM 0.3x
vs
Sector Avg 0.6x
ADM Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Archer-Daniels-Midland Co Stock Overvalued? ADM Valuation Analysis 2026

Based on fundamental analysis, Archer-Daniels-Midland Co has mixed fundamental signals relative to the Energy sector in 2026.

Return on Equity
1.3%
Sector avg: 14%
Net Profit Margin
1.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.28x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Archer-Daniels-Midland Co Balance Sheet: ADM Debt, Cash & Liquidity

Current Ratio
1.31x
Quick Ratio
0.80x
Debt/Equity
0.28x
Debt/Assets
0.0%
Interest Coverage
2.58x
Long-term Debt
$6.5B

ADM Revenue & Earnings Growth: 5-Year Financial Trend

ADM 5-year financial data: Year 2024: Revenue $27.6B, Net Income $4.3B, EPS $7.71. Year 2025: Revenue $25.7B, Net Income $3.5B, EPS $6.43.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Archer-Daniels-Midland Co's revenue has remained relatively flat over the 5-year period, with a 7% decline. The most recent EPS of $6.43 reflects profitable operations.

ADM Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.2%
Free cash flow / Revenue

ADM Quarterly Earnings & Performance

Quarterly financial performance data for Archer-Daniels-Midland Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $6.1B $295.0M $0.61
Q3 2025 $6.0B $18.0M $0.04
Q2 2025 $6.2B $219.0M $0.45
Q1 2025 $5.9B $295.0M $0.61
Q3 2024 $6.0B $18.0M $0.04
Q2 2024 $22.2B $486.0M $0.98
Q1 2024 $21.8B $729.0M $1.42
Q3 2023 $21.7B $821.0M $1.52

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Archer-Daniels-Midland Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$150.0M
Cash generated from operations
Capital Expenditures
$194.0M
Investment in assets
Dividends Paid
$254.0M
Returned to shareholders

ADM SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Archer-Daniels-Midland Co (CIK: 0000007084)

📋 Recent SEC Filings

Date Form Document Action
May 12, 2026 8-K adm-20260507.htm View →
May 5, 2026 10-Q adm-20260331.htm View →
May 5, 2026 8-K adm-20260505.htm View →
Apr 2, 2026 4 xslF345X06/doc4.xml View →
Apr 2, 2026 4 xslF345X06/doc4.xml View →

Frequently Asked Questions about ADM

What is the AI rating for ADM?

Archer-Daniels-Midland Co (ADM) has a Combined AI Rating of SELL from Claude (SELL) and ChatGPT (HOLD) with 81% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ADM's key strengths?

Claude: Scale and market position with $55.6B in assets. Moderate leverage (0.28x Debt/Equity) provides financial flexibility. ChatGPT: Strong operating and free cash flow generation relative to net income. Moderate leverage with debt-to-equity of 0.33x and a reasonable current ratio of 1.37x.

What are the risks of investing in ADM?

Claude: Negative free cash flow (-$44M) indicates unsustainable cash burn after capex exceeds operating cash generation. Extreme margin compression: 6.0% gross margin and 1.5% net margin provide minimal operational cushion in commodity sector. ChatGPT: Revenue growth has not translated into profit growth, indicating weak growth quality and margin pressure. Very thin operating and net margins leave limited room for execution errors or commodity volatility.

What is ADM's revenue and growth?

Archer-Daniels-Midland Co reported revenue of $20.5B.

Does ADM pay dividends?

Archer-Daniels-Midland Co pays dividends, with $254.0M distributed to shareholders in the trailing twelve months.

Where can I find ADM SEC filings?

Official SEC filings for Archer-Daniels-Midland Co (CIK: 0000007084) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ADM's EPS?

Archer-Daniels-Midland Co has a diluted EPS of $0.62.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ADM a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Archer-Daniels-Midland Co has a SELL rating with 81% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ADM stock overvalued or undervalued?

Valuation metrics for ADM: ROE of 1.3% (sector avg: 14%), net margin of 1.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy ADM stock in 2026?

Our dual AI analysis gives Archer-Daniels-Midland Co a combined SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ADM's free cash flow?

Archer-Daniels-Midland Co's operating cash flow is $150.0M, with capital expenditures of $194.0M. FCF margin is -0.2%.

How does ADM compare to other Energy stocks?

Vs Energy sector averages: Net margin 1.5% (avg: 12%), ROE 1.3% (avg: 14%), current ratio 1.31 (avg: 1.3).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 7, 2026 | Data as of: 2026-03-31 | Powered by Claude AI