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Accel Entertainment, Inc. (ACEL) Stock Fundamental Analysis & AI Rating 2026

ACEL NYSE Services-Amusement & Recreation Services DE CIK: 0001698991
Updated This Month • Analysis: May 7, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
68% Confidence
STRONG AGREEMENT
HOLD
62% Conf
HOLD
74% Conf

📊 ACEL Key Takeaways

Revenue: $351.6M
Net Margin: 4.2%
Free Cash Flow: $19.9M
Current Ratio: 2.71x
Debt/Equity: 2.13x
EPS: $0.17
AI Rating: HOLD with 62% confidence
Accel Entertainment, Inc. (ACEL) receives a HOLD rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $351.6M, net profit margin of 4.2%, and return on equity (ROE) of 5.4%, Accel Entertainment, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete ACEL stock analysis for 2026.

Is Accel Entertainment, Inc. (ACEL) a Good Investment?

Claude

Revenue growth of 8.1% is positive, but severe profit growth deceleration (net income +0.4% vs. revenue +8.1%) indicates margin compression. High leverage (2.13x debt/equity) with weak interest coverage (2.0x) presents financial risk, while strong liquidity and positive free cash flow provide near-term stability.

ChatGPT

Accel Entertainment shows solid revenue growth, strong liquidity, and positive free cash flow, which supports a fundamentally stable operating profile. However, net income growth is nearly flat, margins remain thin, and leverage is elevated, limiting the quality of earnings and reducing balance-sheet flexibility. The business looks fundamentally sound but not strong enough to justify an aggressive rating without clearer improvement in margin expansion and deleveraging.

Why Buy Accel Entertainment, Inc. Stock? ACEL Key Strengths

Claude
  • + Solid 8.1% YoY revenue growth demonstrating market demand and traction
  • + Strong liquidity position with current ratio of 2.71x and $274.1M cash buffer
  • + Positive free cash flow generation of $19.9M with 5.7% FCF margin providing financial flexibility
ChatGPT
  • + Revenue grew 8.1% year over year while operating income remained solid, indicating continued underlying demand and operating scale
  • + Liquidity is strong, with $296.57M of cash and current and quick ratios above 2.5x, which provides near-term financial flexibility
  • + Operating cash flow of $150.88M and positive free cash flow of $61.95M show the business is converting earnings into cash despite capital intensity

ACEL Stock Risks: Accel Entertainment, Inc. Investment Risks

Claude
  • ! Severe profit growth deceleration—net income up only 0.4% while revenue grows 8.1%, indicating margin compression and operational headwinds
  • ! Elevated financial leverage with 2.13x debt/equity ratio and weak 2.0x interest coverage ratio creating vulnerability to economic shocks
  • ! Poor capital efficiency with ROE of 5.4% and ROA of 1.4%, indicating inefficient asset utilization and insufficient returns to equity holders
ChatGPT
  • ! Net income increased only 0.4% year over year and net margin is just 3.9%, suggesting limited earnings leverage and vulnerability to cost pressure
  • ! Debt remains high at $607.42M with debt-to-equity of 2.25x, which increases financial risk even though interest coverage is currently acceptable
  • ! Free cash flow margin of 4.7% is modest, leaving less room for operational missteps, higher capex, or weaker consumer spending

Key Metrics to Watch

Claude
  • * Net profit margin expansion trajectory—currently 4.2%, needs acceleration to offset revenue growth deceleration
  • * Interest coverage ratio movement—2.0x is concerning and should trend toward 3.0x+ for debt sustainability
  • * Debt/equity ratio reduction path—current 2.13x should target sub-1.5x within 24 months to improve financial flexibility
ChatGPT
  • * Net margin and operating margin trend
  • * Debt reduction and interest coverage

Accel Entertainment, Inc. (ACEL) Financial Metrics & Key Ratios

Revenue
$351.6M
Net Income
$14.7M
EPS (Diluted)
$0.17
Free Cash Flow
$19.9M
Total Assets
$1.1B
Cash Position
$274.1M

💡 AI Analyst Insight

Strong liquidity with a 2.71x current ratio provides a solid financial cushion.

ACEL Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 7.7%
Net Margin 4.2%
ROE 5.4%
ROA 1.4%
FCF Margin 5.7%

ACEL vs Services Sector: How Accel Entertainment, Inc. Compares

How Accel Entertainment, Inc. compares to Services sector averages

Net Margin
ACEL 4.2%
vs
Sector Avg 10.0%
ACEL Sector
ROE
ACEL 5.4%
vs
Sector Avg 16.0%
ACEL Sector
Current Ratio
ACEL 2.7x
vs
Sector Avg 1.5x
ACEL Sector
Debt/Equity
ACEL 2.1x
vs
Sector Avg 0.7x
ACEL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Accel Entertainment, Inc. Stock Overvalued? ACEL Valuation Analysis 2026

Based on fundamental analysis, Accel Entertainment, Inc. shows some fundamental concerns relative to the Services sector in 2026.

Return on Equity
5.4%
Sector avg: 16%
Net Profit Margin
4.2%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
2.13x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Accel Entertainment, Inc. Balance Sheet: ACEL Debt, Cash & Liquidity

Current Ratio
2.71x
Quick Ratio
2.64x
Debt/Equity
2.13x
Debt/Assets
74.2%
Interest Coverage
1.98x
Long-term Debt
$580.6M

ACEL Revenue & Earnings Growth: 5-Year Financial Trend

ACEL 5-year financial data: Year 2021: Revenue $734.7M, Net Income -$36.8M, EPS $-0.59. Year 2022: Revenue $969.8M, Net Income -$410.0K, EPS $-0.02. Year 2023: Revenue $1.2B, Net Income $31.6M, EPS $0.33. Year 2024: Revenue $1.2B, Net Income $74.1M, EPS $0.81. Year 2025: Revenue $1.3B, Net Income $45.6M, EPS $0.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Accel Entertainment, Inc.'s revenue has grown significantly by 81% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.53 reflects profitable operations.

ACEL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
5.7%
Free cash flow / Revenue

ACEL Quarterly Earnings & Performance

Quarterly financial performance data for Accel Entertainment, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $323.9M $14.6M $0.17
Q3 2025 $302.2M $4.9M $0.06
Q2 2025 $309.4M $7.3M $0.08
Q1 2025 $301.8M $7.4M $0.09
Q3 2024 $287.5M $4.9M $0.06
Q2 2024 $292.6M $7.4M $0.11
Q1 2024 $293.2M $7.4M $0.09
Q3 2023 $267.0M $9.2M $0.12

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Accel Entertainment, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$42.7M
Cash generated from operations
Stock Buybacks
$12.1M
Shares repurchased (TTM)
Capital Expenditures
$22.9M
Investment in assets
Dividends
None
No dividend program

ACEL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Accel Entertainment, Inc. (CIK: 0001698991)

📋 Recent SEC Filings

Date Form Document Action
May 11, 2026 4 xslF345X06/wk-form4_1778534107.xml View →
May 11, 2026 4 xslF345X06/wk-form4_1778533915.xml View →
May 7, 2026 8-K acel-20260507.htm View →
May 5, 2026 10-Q acel-20260331.htm View →
May 5, 2026 8-K acel-20260505.htm View →

Frequently Asked Questions about ACEL

What is the AI rating for ACEL?

Accel Entertainment, Inc. (ACEL) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ACEL's key strengths?

Claude: Solid 8.1% YoY revenue growth demonstrating market demand and traction. Strong liquidity position with current ratio of 2.71x and $274.1M cash buffer. ChatGPT: Revenue grew 8.1% year over year while operating income remained solid, indicating continued underlying demand and operating scale. Liquidity is strong, with $296.57M of cash and current and quick ratios above 2.5x, which provides near-term financial flexibility.

What are the risks of investing in ACEL?

Claude: Severe profit growth deceleration—net income up only 0.4% while revenue grows 8.1%, indicating margin compression and operational headwinds. Elevated financial leverage with 2.13x debt/equity ratio and weak 2.0x interest coverage ratio creating vulnerability to economic shocks. ChatGPT: Net income increased only 0.4% year over year and net margin is just 3.9%, suggesting limited earnings leverage and vulnerability to cost pressure. Debt remains high at $607.42M with debt-to-equity of 2.25x, which increases financial risk even though interest coverage is currently acceptable.

What is ACEL's revenue and growth?

Accel Entertainment, Inc. reported revenue of $351.6M.

Does ACEL pay dividends?

Accel Entertainment, Inc. does not currently pay dividends.

Where can I find ACEL SEC filings?

Official SEC filings for Accel Entertainment, Inc. (CIK: 0001698991) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ACEL's EPS?

Accel Entertainment, Inc. has a diluted EPS of $0.17.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is ACEL a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Accel Entertainment, Inc. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is ACEL stock overvalued or undervalued?

Valuation metrics for ACEL: ROE of 5.4% (sector avg: 16%), net margin of 4.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy ACEL stock in 2026?

Our dual AI analysis gives Accel Entertainment, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is ACEL's free cash flow?

Accel Entertainment, Inc.'s operating cash flow is $42.7M, with capital expenditures of $22.9M. FCF margin is 5.7%.

How does ACEL compare to other Services stocks?

Vs Services sector averages: Net margin 4.2% (avg: 10%), ROE 5.4% (avg: 16%), current ratio 2.71 (avg: 1.5).

Is Accel Entertainment, Inc. carrying too much debt?

ACEL has a debt-to-equity ratio of 2.13x, which is above the Services sector average of 0.7x. However, the current ratio of 2.71 suggests adequate short-term liquidity.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 7, 2026 | Data as of: 2026-03-31 | Powered by Claude AI