📊 ZDPY Key Takeaways
Is Zoned Properties, Inc. (ZDPY) a Good Investment?
Zoned Properties exhibits severe fundamental deterioration with a -68.9% net margin, operating margin of -45.5%, and critical EPS decline of -500% YoY. High leverage (2.51x debt/equity) combined with inadequate profitability and minimal cash reserves (837.8K) create an unsustainable financial structure with elevated default risk. While positive FCF masks underlying operational distress, the company cannot service debt from operations.
Why Buy Zoned Properties, Inc. Stock? ZDPY Key Strengths
- Positive free cash flow generation of 775K despite net losses
- Revenue growth of 9.2% YoY demonstrates some demand
- Minimal capital expenditure requirements indicate low reinvestment needs
ZDPY Stock Risks: Zoned Properties, Inc. Investment Risks
- Severely negative operating margins (-45.5%) indicate fundamental business model failure
- High leverage ratio of 2.51x with 7.7M long-term debt against only 3.1M equity creates insolvency risk
- Deteriorating EPS (-500% YoY) suggests accelerating shareholder value destruction
- Cash reserves of 837.8K inadequate relative to 10.9M liabilities
- Unable to cover interest expense from operations (Interest Coverage N/A)
Key Metrics to Watch
- Net income trajectory and path to profitability
- Cash burn rate and months of liquidity remaining
- Debt refinancing needs and covenant compliance status
- Operating margin improvement or further deterioration
- Working capital changes sustainability of FCF
Zoned Properties, Inc. (ZDPY) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
ZDPY Profit Margin, ROE & Profitability Analysis
ZDPY vs Market Sector: How Zoned Properties, Inc. Compares
How Zoned Properties, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Zoned Properties, Inc. Stock Overvalued? ZDPY Valuation Analysis 2026
Based on fundamental analysis, Zoned Properties, Inc. shows some fundamental concerns relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Zoned Properties, Inc. Balance Sheet: ZDPY Debt, Cash & Liquidity
ZDPY Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Zoned Properties, Inc.'s revenue has grown significantly by 228% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.06 reflects profitable operations.
ZDPY Revenue Growth, EPS Growth & YoY Performance
ZDPY Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2025 | $1.0M | $26.3K | $0.00 |
| Q2 2025 | $692.3K | $26.3K | $0.00 |
| Q1 2025 | $837.1K | $96.5K | $0.01 |
| Q3 2024 | $720.5K | -$32.3K | $0.00 |
| Q1 2024 | $77.6K | $96.5K | $0.01 |
| Q2 2023 | $450.3K | -$25.7K | $0.00 |
| Q1 2023 | $390.1K | -$25.7K | $0.00 |
| Q3 2022 | $314.7K | -$25.7K | $0.00 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Zoned Properties, Inc. Dividends, Buybacks & Capital Allocation
ZDPY SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Zoned Properties, Inc. (CIK: 0001279620)
📋 Recent SEC Filings
❓ Frequently Asked Questions about ZDPY
What is the AI rating for ZDPY?
Zoned Properties, Inc. (ZDPY) has an AI rating of STRONG SELL with 88% confidence, based on fundamental analysis of SEC EDGAR filings.
What are ZDPY's key strengths?
Claude: Positive free cash flow generation of 775K despite net losses. Revenue growth of 9.2% YoY demonstrates some demand.
What are the risks of investing in ZDPY?
Claude: Severely negative operating margins (-45.5%) indicate fundamental business model failure. High leverage ratio of 2.51x with 7.7M long-term debt against only 3.1M equity creates insolvency risk.
What is ZDPY's revenue and growth?
Zoned Properties, Inc. reported revenue of $4.1M.
Does ZDPY pay dividends?
Zoned Properties, Inc. pays dividends, with $0.6M distributed to shareholders in the trailing twelve months.
Where can I find ZDPY SEC filings?
Official SEC filings for Zoned Properties, Inc. (CIK: 0001279620) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is ZDPY's EPS?
Zoned Properties, Inc. has a diluted EPS of $-0.24.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is ZDPY a good stock to buy right now?
Based on our AI fundamental analysis in April 2026, Zoned Properties, Inc. has a STRONG SELL rating with 88% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is ZDPY stock overvalued or undervalued?
Valuation metrics for ZDPY: ROE of -93.0% (sector avg: 15%), net margin of -68.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
Should I buy ZDPY stock in 2026?
Our dual AI analysis gives Zoned Properties, Inc. a combined STRONG SELL rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is ZDPY's free cash flow?
Zoned Properties, Inc.'s operating cash flow is $781.5K, with capital expenditures of $6.5K. FCF margin is 18.7%.
How does ZDPY compare to other Market stocks?
Vs Default sector averages: Net margin -68.9% (avg: 12%), ROE -93.0% (avg: 15%), current ratio N/A (avg: 1.8).
Is Zoned Properties, Inc. carrying too much debt?
ZDPY has a debt-to-equity ratio of 2.51x, which is above the Market sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.