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XYL Stock Analysis - Xylem Inc. AI Rating

XYL NYSE Pumps & Pumping Equipment IN CIK: 0001524472
Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31
AI Rating
BUY
75% Confidence

Investment Thesis

Xylem demonstrates solid financial health with strong liquidity (1.62x current ratio), excellent interest coverage (34.9x), and conservative leverage (0.17x debt/equity), providing a stable foundation. The company generates substantial free cash flow of $910M with a healthy 10.1% FCF margin, supporting operations and potential shareholder returns, though revenue growth stagnation and modest ROE of 8.3% suggest the business is mature and capital efficiency could improve.

XYL Strengths

  • + Exceptional interest coverage ratio of 34.9x indicates minimal financial distress risk
  • + Strong free cash flow generation of $910M demonstrates ability to fund operations and capital allocation
  • + Conservative leverage with debt-to-equity of 0.17x and substantial equity base of $11.5B
  • + Healthy gross margin of 38.5% and operating margin of 13.5% show pricing power and cost control
  • + Solid liquidity position with current ratio of 1.62x and $1.5B cash balance

XYL Risks

  • ! Revenue growth stalled at 0.0% YoY, indicating market saturation or competitive pressures in pumping equipment sector
  • ! ROE of 8.3% and ROA of 5.4% are modest, suggesting inefficient capital deployment relative to equity base
  • ! Net income growth of only 0.7% YoY despite EPS growth of 7.4% indicates share buybacks masking underlying earnings weakness
  • ! Capital expenditure of $331M represents only 3.7% of revenue, potentially indicating underinvestment in growth initiatives
  • ! Significant insider activity with 21 Form 4 filings in 90 days warrants monitoring for potential management confidence signals

Key Metrics to Watch

XYL Financial Metrics

Revenue
$9.0B
Net Income
$957.0M
EPS (Diluted)
$3.92
Free Cash Flow
$910.0M
Total Assets
$17.6B
Cash Position
$1.5B

XYL Profitability Ratios

Gross Margin 38.5%
Operating Margin 13.5%
Net Margin 10.6%
ROE 8.3%
ROA 5.4%
FCF Margin 10.1%

XYL Balance Sheet & Liquidity

Current Ratio
1.63x
Quick Ratio
1.28x
Debt/Equity
0.17x
Debt/Assets
33.4%
Interest Coverage
34.94x
Long-term Debt
$2.0B

XYL 5-Year Financial Trend

XYL 5-year financial data: Year 2023: Revenue $7.4B, Net Income $427.0M, EPS $2.35. Year 2024: Revenue $8.6B, Net Income $355.0M, EPS $1.96. Year 2025: Revenue $9.0B, Net Income $609.0M, EPS $2.79.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Xylem Inc.'s revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.79 reflects profitable operations.

XYL Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
10.1%
Free cash flow / Revenue

XYL Quarterly Performance

Quarterly financial performance data for Xylem Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $2.1B $153.0M $0.89
Q2 2025 $2.2B $153.0M $0.80
Q1 2025 $2.0B $153.0M $0.63
Q3 2024 $2.1B $152.0M $0.63
Q2 2024 $1.7B $92.0M $0.45
Q1 2024 $1.4B $99.0M $0.54
Q3 2023 $1.4B $12.0M $0.07

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

XYL Capital Allocation

Operating Cash Flow
$1.2B
Cash generated from operations
Stock Buybacks
$15.0M
Shares repurchased (TTM)
Capital Expenditures
$331.0M
Investment in assets
Dividends Paid
$391.0M
Returned to shareholders

XYL SEC Filings

Access official SEC EDGAR filings for Xylem Inc. (CIK: 0001524472)

Disclaimer: This analysis is generated by Claude AI based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 19, 2026 | Data as of: 2025-12-31 | Powered by Claude AI