📊 UDR Key Takeaways
Is UDR, Inc. (UDR) a Good Investment?
UDR demonstrates strong operating margins (54%) and solid free cash flow generation ($125.4M), but faces significant headwinds from unclear growth quality. The extreme 14,971% revenue surge with only 1.3% net income growth indicates either major acquisition integration challenges or earnings dilution, while the critically low cash position ($1.3M) combined with 1.72x leverage raises liquidity concerns that offset operational strengths.
UDR shows solid operating profitability and very strong operating cash generation, with operating income of $553.61M and operating cash flow of $902.89M supporting core business stability. However, the balance sheet remains leveraged with $5.82B of long-term debt, modest interest coverage of 2.8x, and extremely low reported cash, while the reported revenue surge suggests possible comparability or classification issues in the underlying filing data. Overall, fundamentals look resilient but not clean or strong enough to justify a more aggressive rating.
Why Buy UDR, Inc. Stock? UDR Key Strengths
- Exceptional operating margin of 54% demonstrates operational efficiency
- Strong free cash flow generation of $125.4M (29.4% FCF margin)
- Solid interest coverage ratio of 4.7x supports debt servicing ability
- Net margin of 44.6% reflects strong profitability on core operations
- Healthy profitability with 32.3% operating margin and 22.1% net margin
- Strong cash generation with $902.89M operating cash flow and $899.54M reported free cash flow
- Positive bottom-line growth with net income up 1.3% YoY and diluted EPS up 334.6% YoY
UDR Stock Risks: UDR, Inc. Investment Risks
- Revenue growth of 14,971% YoY coupled with only 1.3% net income growth indicates severe earnings dilution or acquisition-related challenges
- Cash position of $1.3M is critically low for a $10.3B asset base, creating potential liquidity stress
- Debt/equity ratio of 1.72x combined with minimal cash reserves restricts financial flexibility
- Low ROE (5.8%) and ROA (1.8%) suggest inefficient capital deployment
- Absence of current and quick ratios prevents full liquidity assessment
- High leverage with debt/equity of 1.77x and $5.82B in long-term debt
- Thin interest coverage at 2.8x leaves limited cushion if borrowing costs stay elevated or earnings weaken
- Reported revenue growth of +14971.9% and minimal capex suggest possible data quality or period comparability issues
Key Metrics to Watch
- Quarterly revenue growth trend to determine if 14,971% growth is sustainable or one-time event
- Cash position trajectory and working capital management improvements
- Operating cash flow sustainability and FCF conversion quality
- Debt reduction progress and path to improved leverage ratios
- Interest coverage and debt reduction progress
- Operating cash flow durability relative to net income and dividend commitments
UDR, Inc. (UDR) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 29.4% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.
UDR Profit Margin, ROE & Profitability Analysis
UDR vs Real Estate Sector: How UDR, Inc. Compares
How UDR, Inc. compares to Real Estate sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is UDR, Inc. Stock Overvalued? UDR Valuation Analysis 2026
Based on fundamental analysis, UDR, Inc. has mixed fundamental signals relative to the Real Estate sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
UDR, Inc. Balance Sheet: UDR Debt, Cash & Liquidity
UDR Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: UDR, Inc.'s revenue has declined by 19% over the 5-year period, indicating business contraction. The most recent EPS of $1.34 reflects profitable operations.
UDR Revenue Growth, EPS Growth & YoY Performance
UDR Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $2.1M | $76.7M | $0.23 |
| Q3 2025 | $2.1M | $22.6M | $0.06 |
| Q2 2025 | $2.0M | $28.9M | $0.08 |
| Q1 2025 | $2.0M | $43.1M | $0.13 |
| Q3 2024 | $1.8M | $22.6M | $0.06 |
| Q2 2024 | $1.5M | $28.9M | $0.08 |
| Q1 2024 | $1.2M | $31.0M | $0.09 |
| Q3 2023 | $1.3M | $23.6M | $0.07 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
UDR, Inc. Dividends, Buybacks & Capital Allocation
UDR SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for UDR, Inc. (CIK: 0000074208)
📋 Recent SEC Filings
❓ Frequently Asked Questions about UDR
What is the AI rating for UDR?
UDR, Inc. (UDR) has a Combined AI Rating of HOLD from Claude (HOLD) and ChatGPT (HOLD) with 62% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are UDR's key strengths?
Claude: Exceptional operating margin of 54% demonstrates operational efficiency. Strong free cash flow generation of $125.4M (29.4% FCF margin). ChatGPT: Healthy profitability with 32.3% operating margin and 22.1% net margin. Strong cash generation with $902.89M operating cash flow and $899.54M reported free cash flow.
What are the risks of investing in UDR?
Claude: Revenue growth of 14,971% YoY coupled with only 1.3% net income growth indicates severe earnings dilution or acquisition-related challenges. Cash position of $1.3M is critically low for a $10.3B asset base, creating potential liquidity stress. ChatGPT: High leverage with debt/equity of 1.77x and $5.82B in long-term debt. Thin interest coverage at 2.8x leaves limited cushion if borrowing costs stay elevated or earnings weaken.
What is UDR's revenue and growth?
UDR, Inc. reported revenue of $425.8M.
Does UDR pay dividends?
UDR, Inc. pays dividends, with $141.3M distributed to shareholders in the trailing twelve months.
Where can I find UDR SEC filings?
Official SEC filings for UDR, Inc. (CIK: 0000074208) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is UDR's EPS?
UDR, Inc. has a diluted EPS of $0.57.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.
Is UDR a good stock to buy right now?
Based on our AI fundamental analysis in May 2026, UDR, Inc. has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.
Is UDR stock overvalued or undervalued?
Valuation metrics for UDR: ROE of 5.8% (sector avg: 8%), net margin of 44.6% (sector avg: 20%). Compare these metrics with sector averages to assess valuation.
Should I buy UDR stock in 2026?
Our dual AI analysis gives UDR, Inc. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.
What is UDR's free cash flow?
UDR, Inc.'s operating cash flow is $128.7M, with capital expenditures of $3.3M. FCF margin is 29.4%.
How does UDR compare to other Real Estate stocks?
Vs Real Estate sector averages: Net margin 44.6% (avg: 20%), ROE 5.8% (avg: 8%), current ratio N/A (avg: 1.5).
Is UDR, Inc. carrying too much debt?
UDR has a debt-to-equity ratio of 1.72x, which is above the Real Estate sector average of 1.5x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.