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George Risk Industries, Inc.. (RSKIA) Stock Fundamental Analysis & AI Rating 2026

RSKIA OTC Communications Equipment, NEC CO CIK: 0000084112
Recently Updated • Analysis: Apr 15, 2026 • SEC Data: 2026-01-31
HOLD
68% Conf
Pending
Analysis scheduled

📊 RSKIA Key Takeaways

Revenue: $17.9M
Net Margin: 48.2%
Free Cash Flow: $3.4M
Current Ratio: 14.42x
Debt/Equity: 0.00x
EPS: $1.75
AI Rating: HOLD with 68% confidence
George Risk Industries, Inc.. (RSKIA) receives a HOLD rating with 68% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $17.9M, net profit margin of 48.2%, and return on equity (ROE) of 14.2%, George Risk Industries, Inc.. demonstrates mixed fundamentals in the Telecom sector. Below is our complete RSKIA stock analysis for 2026.

Is George Risk Industries, Inc.. (RSKIA) a Good Investment?

Claude

George Risk Industries demonstrates exceptional operational profitability with a 48.2% net margin and zero debt, providing a fortress-like balance sheet and strong cash conversion. However, net income growth has stalled at 0% YoY despite 3.5% revenue growth, and diluted EPS declined 5.2%, suggesting margin compression and limited near-term growth catalysts.

Why Buy George Risk Industries, Inc.. Stock? RSKIA Key Strengths

Claude
  • + Exceptional net margin of 48.2% and operating margin of 27.5% demonstrate significant pricing power and operational efficiency
  • + Zero debt with 14.42x current ratio and $60.7M stockholders equity provides fortress balance sheet and financial flexibility
  • + Positive free cash flow generation with 19.3% FCF margin converts earnings to cash effectively
  • + Strong capital efficiency with ROE of 14.2% and ROA of 12.6% indicate productive use of equity and assets

RSKIA Stock Risks: George Risk Industries, Inc.. Investment Risks

Claude
  • ! Net income flat YoY despite 3.5% revenue growth signals margin compression and operational headwinds requiring investigation
  • ! Diluted EPS declined 5.2% indicating shareholder dilution or earnings pressure despite flat bottom-line growth
  • ! Minimal revenue growth of only 3.5% suggests limited expansion catalysts or mature market position with saturation
  • ! Very small $17.9M revenue base creates scale limitations, business concentration risk, and sector dependency concerns

Key Metrics to Watch

Claude
  • * Gross margin trend and gross profit growth to identify cost pressures or product mix deterioration
  • * Operating income growth trajectory to determine if margin compression is structural or temporary
  • * Free cash flow sustainability and capital allocation decisions with excess cash and zero debt
  • * Revenue growth acceleration potential and customer concentration to assess growth runway

George Risk Industries, Inc.. (RSKIA) Financial Metrics & Key Ratios

Revenue
$17.9M
Net Income
$8.6M
EPS (Diluted)
$1.75
Free Cash Flow
$3.4M
Total Assets
$68.4M
Cash Position
$4.5M

💡 AI Analyst Insight

Strong liquidity with a 14.42x current ratio provides a solid financial cushion.

RSKIA Profit Margin, ROE & Profitability Analysis

Gross Margin 47.8%
Operating Margin 27.5%
Net Margin 48.2%
ROE 14.2%
ROA 12.6%
FCF Margin 19.3%

RSKIA vs Telecom Sector: How George Risk Industries, Inc.. Compares

How George Risk Industries, Inc.. compares to Telecom sector averages

Net Margin
RSKIA 48.2%
vs
Sector Avg 14.0%
RSKIA Sector
ROE
RSKIA 14.2%
vs
Sector Avg 15.0%
RSKIA Sector
Current Ratio
RSKIA 14.4x
vs
Sector Avg 1.0x
RSKIA Sector
Debt/Equity
RSKIA 0.0x
vs
Sector Avg 1.2x
RSKIA Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is George Risk Industries, Inc.. Stock Overvalued? RSKIA Valuation Analysis 2026

Based on fundamental analysis, George Risk Industries, Inc.. appears fundamentally strong relative to the Telecom sector in 2026.

Return on Equity
14.2%
Sector avg: 15%
Net Profit Margin
48.2%
Sector avg: 14%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 1.2x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

George Risk Industries, Inc.. Balance Sheet: RSKIA Debt, Cash & Liquidity

Current Ratio
14.42x
Quick Ratio
11.87x
Debt/Equity
0.00x
Debt/Assets
11.2%
Interest Coverage
4,913.00x
Long-term Debt
N/A

RSKIA Revenue & Earnings Growth: 5-Year Financial Trend

RSKIA 5-year financial data: Year 2021: Revenue $18.5M, Net Income $2.1M, EPS $0.42. Year 2022: Revenue $20.7M, Net Income $10.8M, EPS $2.18. Year 2023: Revenue $20.7M, Net Income $3.6M, EPS $0.72. Year 2024: Revenue $21.8M, Net Income $4.8M, EPS $0.96. Year 2025: Revenue $22.5M, Net Income $7.6M, EPS $1.53.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: George Risk Industries, Inc..'s revenue has grown significantly by 22% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.53 reflects profitable operations.

RSKIA Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
19.3%
Free cash flow / Revenue

RSKIA Quarterly Earnings & Performance

Quarterly financial performance data for George Risk Industries, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $4.9M $1.6M $0.33
Q2 2026 $5.6M $2.2M $0.45
Q1 2026 $5.8M $2.7M $0.55
Q3 2025 $4.9M $1.6M $0.33
Q2 2025 $5.6M -$55.0K $-0.01
Q1 2025 $4.7M $2.4M $0.48
Q3 2024 $4.4M $2.0M $0.41
Q2 2024 $5.6M -$55.0K $-0.01

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

George Risk Industries, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$3.6M
Cash generated from operations
Stock Buybacks
$35.0K
Shares repurchased (TTM)
Capital Expenditures
$133.0K
Investment in assets
Dividends Paid
$4.5M
Returned to shareholders

RSKIA SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for George Risk Industries, Inc.. (CIK: 0000084112)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 10-Q form10-q.htm View →
Dec 15, 2025 10-Q form10-q.htm View →
Sep 12, 2025 10-Q form10-q.htm View →
Aug 22, 2025 10-K/A form10-ka.htm View →
Aug 20, 2025 8-K form8-k.htm View →

Frequently Asked Questions about RSKIA

What is the AI rating for RSKIA?

George Risk Industries, Inc.. (RSKIA) has an AI rating of HOLD with 68% confidence, based on fundamental analysis of SEC EDGAR filings.

What are RSKIA's key strengths?

Claude: Exceptional net margin of 48.2% and operating margin of 27.5% demonstrate significant pricing power and operational efficiency. Zero debt with 14.42x current ratio and $60.7M stockholders equity provides fortress balance sheet and financial flexibility.

What are the risks of investing in RSKIA?

Claude: Net income flat YoY despite 3.5% revenue growth signals margin compression and operational headwinds requiring investigation. Diluted EPS declined 5.2% indicating shareholder dilution or earnings pressure despite flat bottom-line growth.

What is RSKIA's revenue and growth?

George Risk Industries, Inc.. reported revenue of $17.9M.

Does RSKIA pay dividends?

George Risk Industries, Inc.. pays dividends, with $4.5M distributed to shareholders in the trailing twelve months.

Where can I find RSKIA SEC filings?

Official SEC filings for George Risk Industries, Inc.. (CIK: 0000084112) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RSKIA's EPS?

George Risk Industries, Inc.. has a diluted EPS of $1.75.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is RSKIA a good stock to buy right now?

Based on our AI fundamental analysis in April 2026, George Risk Industries, Inc.. has a HOLD rating with 68% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is RSKIA stock overvalued or undervalued?

Valuation metrics for RSKIA: ROE of 14.2% (sector avg: 15%), net margin of 48.2% (sector avg: 14%). Compare these metrics with sector averages to assess valuation.

Should I buy RSKIA stock in 2026?

Our dual AI analysis gives George Risk Industries, Inc.. a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is RSKIA's free cash flow?

George Risk Industries, Inc..'s operating cash flow is $3.6M, with capital expenditures of $133.0K. FCF margin is 19.3%.

How does RSKIA compare to other Telecom stocks?

Vs Telecom sector averages: Net margin 48.2% (avg: 14%), ROE 14.2% (avg: 15%), current ratio 14.42 (avg: 1).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Apr 15, 2026 | Data as of: 2026-01-31 | Powered by Claude AI