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Genpact LTD (G) Stock Fundamental Analysis & AI Rating 2026

G NYSE Services-Management Consulting Services D0 CIK: 0001398659
Recently Updated • Analysis: May 9, 2026 • SEC Data: 2026-03-31
Combined AI Rating
HOLD
75% Confidence
NEUTRAL
SELL
72% Conf
BUY
78% Conf

📊 G Key Takeaways

Revenue: $1.3B
Net Margin: 11.4%
Free Cash Flow: $-47.5M
Current Ratio: 1.69x
Debt/Equity: 0.62x
EPS: $0.86
AI Rating: SELL with 72% confidence
Genpact LTD (G) receives a HOLD rating with 75% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $1.3B, net profit margin of 11.4%, and return on equity (ROE) of 6.0%, Genpact LTD demonstrates mixed fundamentals in the Services sector. Below is our complete G stock analysis for 2026.

Is Genpact LTD (G) a Good Investment?

Claude

Despite 6.6% revenue growth and profitable operations (11.4% net margin), Genpact exhibits fundamental weakness through negative operating cash flow (-$23.5M) and negative free cash flow (-$47.5M), indicating poor cash conversion and potential working capital or restructuring challenges. Combined with depressed returns (ROE 6.0%, ROA 2.6%) and flat net income growth despite revenue expansion, the company demonstrates inadequate capital efficiency and concerning operational execution.

ChatGPT

Genpact shows solid fundamental quality with healthy double-digit margins, strong free cash flow generation, and a balanced balance sheet supported by ample liquidity. Revenue growth remains positive and EPS growth outpaced net income, but flat net income suggests some pressure from costs, taxes, share count, or below-operating-line items, so the story is strong but not without execution risk.

Why Buy Genpact LTD Stock? G Key Strengths

Claude
  • + Revenue growth of 6.6% YoY demonstrates market demand and client retention in consulting services
  • + Healthy liquidity position with current ratio of 1.69x and $578.1M cash provides financial flexibility
  • + Moderate leverage with debt-to-equity of 0.62x maintains reasonable balance sheet stability
ChatGPT
  • + Strong profitability profile with 36.0% gross margin, 14.8% operating margin, and 10.9% net margin
  • + High-quality cash generation with $812.86M operating cash flow and $734.65M free cash flow, equal to a 14.5% FCF margin
  • + Sound financial health with 1.66x current and quick ratios, $853.84M cash, and moderate debt at 0.60x debt-to-equity

G Stock Risks: Genpact LTD Investment Risks

Claude
  • ! Negative operating cash flow of -$23.5M and free cash flow of -$47.5M despite profitability signals cash conversion crisis or major working capital deterioration
  • ! Flat net income growth (0.0% YoY) while revenue grew 6.6% indicates margin compression or cost structure pressures
  • ! Very low returns on equity (6.0%) and assets (2.6%) suggest inefficient capital deployment and value destruction
ChatGPT
  • ! Net income was flat despite 6.6% revenue growth, which may indicate margin pressure or rising non-operating costs
  • ! Services businesses can face demand softness if clients reduce consulting and outsourcing spending
  • ! Long-term debt of $1.54B is manageable but still requires monitoring if earnings growth remains muted

Key Metrics to Watch

Claude
  • * Operating and free cash flow trajectory—must turn positive to validate profitability claims
  • * Net margin trend relative to revenue growth—monitor for stabilization of profitability
  • * Return on equity improvement and working capital management efficiency in subsequent quarters
ChatGPT
  • * Operating margin and net income conversion as revenue grows
  • * Free cash flow consistency relative to earnings and debt levels

Genpact LTD (G) Financial Metrics & Key Ratios

Revenue
$1.3B
Net Income
$148.0M
EPS (Diluted)
$0.86
Free Cash Flow
$-47.5M
Total Assets
$5.6B
Cash Position
$578.1M

💡 AI Analyst Insight

Genpact LTD presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

G Profit Margin, ROE & Profitability Analysis

Gross Margin 36.4%
Operating Margin 15.3%
Net Margin 11.4%
ROE 6.0%
ROA 2.6%
FCF Margin -3.7%

G vs Services Sector: How Genpact LTD Compares

How Genpact LTD compares to Services sector averages

Net Margin
G 11.4%
vs
Sector Avg 10.0%
G Sector
ROE
G 6.0%
vs
Sector Avg 16.0%
G Sector
Current Ratio
G 1.7x
vs
Sector Avg 1.5x
G Sector
Debt/Equity
G 0.6x
vs
Sector Avg 0.7x
G Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Genpact LTD Stock Overvalued? G Valuation Analysis 2026

Based on fundamental analysis, Genpact LTD has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
6.0%
Sector avg: 16%
Net Profit Margin
11.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.62x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Genpact LTD Balance Sheet: G Debt, Cash & Liquidity

Current Ratio
1.69x
Quick Ratio
1.69x
Debt/Equity
0.62x
Debt/Assets
55.9%
Interest Coverage
N/A
Long-term Debt
$1.5B

G Revenue & Earnings Growth: 5-Year Financial Trend

G 5-year financial data: Year 2021: Revenue $4.0B, Net Income $304.9M, EPS $1.56. Year 2022: Revenue $4.4B, Net Income $308.3M, EPS $1.57. Year 2023: Revenue $4.5B, Net Income $369.4M, EPS $1.91. Year 2024: Revenue $4.8B, Net Income $353.4M, EPS $1.88. Year 2025: Revenue $5.1B, Net Income $631.3M, EPS $3.41.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Genpact LTD's revenue has grown significantly by 26% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.41 reflects profitable operations.

G Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-3.7%
Free cash flow / Revenue

G Quarterly Earnings & Performance

Quarterly financial performance data for Genpact LTD including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.2B $130.9M $0.73
Q3 2025 $1.2B $132.8M $0.74
Q2 2025 $1.2B $122.0M $0.67
Q1 2025 $1.1B $116.9M $0.64
Q3 2024 $1.1B $117.6M $0.64
Q2 2024 $1.1B $116.3M $0.63
Q1 2024 $1.1B $106.1M $0.57
Q3 2023 $1.1B $95.8M $0.51

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Genpact LTD Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$23.5M
Cash generated from operations
Stock Buybacks
$252.7M
Shares repurchased (TTM)
Capital Expenditures
$23.9M
Investment in assets
Dividends Paid
$31.8M
Returned to shareholders

G SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Genpact LTD (CIK: 0001398659)

📋 Recent SEC Filings

Date Form Document Action
May 8, 2026 10-Q g-20260331.htm View →
May 7, 2026 8-K g-20260507.htm View →
Apr 29, 2026 8-K g-20260423.htm View →
Apr 27, 2026 4 xslF345X06/wk-form4_1777321539.xml View →
Apr 27, 2026 4 xslF345X06/wk-form4_1777321530.xml View →

Frequently Asked Questions about G

What is the AI rating for G?

Genpact LTD (G) has a Combined AI Rating of HOLD from Claude (SELL) and ChatGPT (BUY) with 75% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are G's key strengths?

Claude: Revenue growth of 6.6% YoY demonstrates market demand and client retention in consulting services. Healthy liquidity position with current ratio of 1.69x and $578.1M cash provides financial flexibility. ChatGPT: Strong profitability profile with 36.0% gross margin, 14.8% operating margin, and 10.9% net margin. High-quality cash generation with $812.86M operating cash flow and $734.65M free cash flow, equal to a 14.5% FCF margin.

What are the risks of investing in G?

Claude: Negative operating cash flow of -$23.5M and free cash flow of -$47.5M despite profitability signals cash conversion crisis or major working capital deterioration. Flat net income growth (0.0% YoY) while revenue grew 6.6% indicates margin compression or cost structure pressures. ChatGPT: Net income was flat despite 6.6% revenue growth, which may indicate margin pressure or rising non-operating costs. Services businesses can face demand softness if clients reduce consulting and outsourcing spending.

What is G's revenue and growth?

Genpact LTD reported revenue of $1.3B.

Does G pay dividends?

Genpact LTD pays dividends, with $31.8M distributed to shareholders in the trailing twelve months.

Where can I find G SEC filings?

Official SEC filings for Genpact LTD (CIK: 0001398659) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is G's EPS?

Genpact LTD has a diluted EPS of $0.86.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is G a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Genpact LTD has a HOLD rating with 75% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is G stock overvalued or undervalued?

Valuation metrics for G: ROE of 6.0% (sector avg: 16%), net margin of 11.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

Should I buy G stock in 2026?

Our dual AI analysis gives Genpact LTD a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is G's free cash flow?

Genpact LTD's operating cash flow is $-23.5M, with capital expenditures of $23.9M. FCF margin is -3.7%.

How does G compare to other Services stocks?

Vs Services sector averages: Net margin 11.4% (avg: 10%), ROE 6.0% (avg: 16%), current ratio 1.69 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 9, 2026 | Data as of: 2026-03-31 | Powered by Claude AI