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Duolingo, Inc. (DUOL) Stock Fundamental Analysis & AI Rating 2026

DUOL Nasdaq Services-Prepackaged Software DE CIK: 0001562088
Recently Updated • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Rating
BUY
84% Confidence
STRONG AGREEMENT
BUY
82% Conf
BUY
85% Conf

📊 DUOL Key Takeaways

Revenue: $292.0M
Net Margin: 14.9%
Free Cash Flow: $150.6M
Current Ratio: 2.62x
Debt/Equity: 0.00x
EPS: $0.89
AI Rating: BUY with 82% confidence
Duolingo, Inc. (DUOL) receives a BUY rating with 84% confidence from our AI fundamental analysis based on SEC 10-K filings. With revenue of $292.0M, net profit margin of 14.9%, and return on equity (ROE) of 3.1%, Duolingo, Inc. demonstrates strong fundamentals in the Technology sector. Below is our complete DUOL stock analysis for 2026.

Is Duolingo, Inc. (DUOL) a Good Investment?

Claude

Duolingo demonstrates exceptional operational and cash generation capabilities with 51.6% free cash flow margins and 38.7% revenue growth, supported by best-in-class 73% gross margins and a fortress balance sheet with zero debt. However, returns on equity of only 3.1% and an oversized cash position relative to capital deployment suggest the company has yet to fully optimize shareholder capital allocation despite strong fundamentals.

ChatGPT

Duolingo shows high-quality fundamental momentum with 38.7% revenue growth, 72.2% gross margin, positive operating leverage, and very strong free cash flow generation. The balance sheet is exceptionally strong with over $1.0B in cash and no long-term debt, which supports durability and reinvestment capacity. The main caveat is that net income growth far exceeds operating income growth, suggesting reported earnings may include non-operating or one-time benefits and should be tested against future operating margin expansion.

Why Buy Duolingo, Inc. Stock? DUOL Key Strengths

Claude
  • + Exceptional free cash flow generation at 51.6% FCF margin with $150.8M operating cash flow, providing substantial financial flexibility
  • + Strong revenue growth of 38.7% YoY paired with best-in-class 73% gross margin and 14.9% net margin demonstrating pricing power and operational efficiency
  • + Fortress balance sheet with $1.1B cash, zero debt, 2.62x current ratio, and capital-light business model ($132K capex) minimizing financial risk
  • + Dramatic 355.9% EPS growth demonstrating operational leverage and improving bottom-line profitability
  • + SaaS-like economics with minimal capital requirements and high cash conversion efficiency
ChatGPT
  • + Rapid top-line growth paired with strong 72.2% gross margin indicates a scalable software model
  • + Excellent financial health with $1.04B cash, 2.61x current ratio, and no long-term debt
  • + Strong cash generation with $387.82M operating cash flow and 35.6% free cash flow margin

DUOL Stock Risks: Duolingo, Inc. Investment Risks

Claude
  • ! Low return on equity (3.1%) and ROA (2.1%) despite strong profitability indicate suboptimal capital deployment and cash accumulation without productive use
  • ! Large cash position ($1.1B) relative to operational needs suggests capital allocation challenges and potential future shareholder dilution through poor M&A or spending decisions
  • ! Digital education and language learning markets face intensifying competitive pressure from well-funded rivals not quantified in financial metrics
  • ! Sustainability of 38.7% growth rate dependent on user acquisition, retention, and market saturation factors not visible in reported financials
ChatGPT
  • ! Net margin of 39.9% is much higher than operating margin of 13.1%, raising earnings quality and sustainability questions
  • ! Growth durability will need to remain strong to justify current operating leverage improvements
  • ! As a software business, future profitability could be pressured if customer acquisition or product investment costs re-accelerate

Key Metrics to Watch

Claude
  • * Return on equity trajectory and capital allocation decisions to improve efficiency of $1.1B cash balance
  • * Free cash flow margin sustainability as revenue scales and competitive pressures increase
  • * Revenue growth rate deceleration or acceleration indicating market saturation or expansion opportunity
  • * Operating margin stability to confirm no deterioration in operational efficiency despite growth investments
  • * Cash burn rate and uses of capital in future periods to assess management's allocation discipline
ChatGPT
  • * Operating margin and whether it continues expanding alongside revenue growth
  • * Free cash flow margin and operating cash flow conversion relative to net income

Duolingo, Inc. (DUOL) Financial Metrics & Key Ratios

Revenue
$292.0M
Net Income
$43.5M
EPS (Diluted)
$0.89
Free Cash Flow
$150.6M
Total Assets
$2.1B
Cash Position
$1.1B

💡 AI Analyst Insight

The 51.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.62x current ratio provides a solid financial cushion.

DUOL Profit Margin, ROE & Profitability Analysis

Gross Margin 73.0%
Operating Margin 15.3%
Net Margin 14.9%
ROE 3.1%
ROA 2.1%
FCF Margin 51.6%

DUOL vs Technology Sector: How Duolingo, Inc. Compares

How Duolingo, Inc. compares to Technology sector averages

Net Margin
DUOL 14.9%
vs
Sector Avg 18.0%
DUOL Sector
ROE
DUOL 3.1%
vs
Sector Avg 22.0%
DUOL Sector
Current Ratio
DUOL 2.6x
vs
Sector Avg 2.5x
DUOL Sector
Debt/Equity
DUOL 0.0x
vs
Sector Avg 0.5x
DUOL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Duolingo, Inc. Stock Overvalued? DUOL Valuation Analysis 2026

Based on fundamental analysis, Duolingo, Inc. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
3.1%
Sector avg: 22%
Net Profit Margin
14.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Duolingo, Inc. Balance Sheet: DUOL Debt, Cash & Liquidity

Current Ratio
2.62x
Quick Ratio
2.62x
Debt/Equity
0.00x
Debt/Assets
32.4%
Interest Coverage
N/A
Long-term Debt
N/A

DUOL Revenue & Earnings Growth: 5-Year Financial Trend

DUOL 5-year financial data: Year 2021: Revenue $250.8M, Net Income -$15.8M, EPS $-1.24. Year 2022: Revenue $369.5M, Net Income -$15.8M, EPS $-1.24. Year 2023: Revenue $531.1M, Net Income -$60.1M, EPS $-2.57. Year 2024: Revenue $748.0M, Net Income -$59.6M, EPS $-1.51. Year 2025: Revenue $1.0B, Net Income $16.1M, EPS $0.35.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Duolingo, Inc.'s revenue has grown significantly by 314% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.35 reflects profitable operations.

DUOL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
51.6%
Free cash flow / Revenue

DUOL Quarterly Earnings & Performance

Quarterly financial performance data for Duolingo, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $230.7M $35.1M $0.72
Q3 2025 $192.6M $23.4M $0.49
Q2 2025 $178.3M $24.4M $0.51
Q1 2025 $167.6M $27.0M $0.57
Q3 2024 $137.6M $2.8M $0.06
Q2 2024 $126.8M $1.1M $0.02
Q1 2024 $115.7M -$2.6M $-0.06
Q3 2023 $96.1M $2.8M $0.06

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Duolingo, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$150.8M
Cash generated from operations
Stock Buybacks
$24.3M
Shares repurchased (TTM)
Capital Expenditures
$132.0K
Investment in assets
Dividends
None
No dividend program

DUOL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Duolingo, Inc. (CIK: 0001562088)

📋 Recent SEC Filings

Date Form Document Action
May 5, 2026 10-Q duol-20260331.htm View →
May 4, 2026 8-K duol-20260504.htm View →
Apr 17, 2026 DEF 14A duol-20260417.htm View →
Mar 27, 2026 4 xslF345X06/wk-form4_1774653126.xml View →
Mar 16, 2026 4 xslF345X05/wk-form4_1773692533.xml View →

Frequently Asked Questions about DUOL

What is the AI rating for DUOL?

Duolingo, Inc. (DUOL) has a Combined AI Rating of BUY from Claude (BUY) and ChatGPT (BUY) with 84% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are DUOL's key strengths?

Claude: Exceptional free cash flow generation at 51.6% FCF margin with $150.8M operating cash flow, providing substantial financial flexibility. Strong revenue growth of 38.7% YoY paired with best-in-class 73% gross margin and 14.9% net margin demonstrating pricing power and operational efficiency. ChatGPT: Rapid top-line growth paired with strong 72.2% gross margin indicates a scalable software model. Excellent financial health with $1.04B cash, 2.61x current ratio, and no long-term debt.

What are the risks of investing in DUOL?

Claude: Low return on equity (3.1%) and ROA (2.1%) despite strong profitability indicate suboptimal capital deployment and cash accumulation without productive use. Large cash position ($1.1B) relative to operational needs suggests capital allocation challenges and potential future shareholder dilution through poor M&A or spending decisions. ChatGPT: Net margin of 39.9% is much higher than operating margin of 13.1%, raising earnings quality and sustainability questions. Growth durability will need to remain strong to justify current operating leverage improvements.

What is DUOL's revenue and growth?

Duolingo, Inc. reported revenue of $292.0M.

Does DUOL pay dividends?

Duolingo, Inc. does not currently pay dividends.

Where can I find DUOL SEC filings?

Official SEC filings for Duolingo, Inc. (CIK: 0001562088) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DUOL's EPS?

Duolingo, Inc. has a diluted EPS of $0.89.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DUOL a good stock to buy right now?

Based on our AI fundamental analysis in May 2026, Duolingo, Inc. has a BUY rating with 84% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is DUOL stock overvalued or undervalued?

Valuation metrics for DUOL: ROE of 3.1% (sector avg: 22%), net margin of 14.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

Should I buy DUOL stock in 2026?

Our dual AI analysis gives Duolingo, Inc. a combined BUY rating for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is DUOL's free cash flow?

Duolingo, Inc.'s operating cash flow is $150.8M, with capital expenditures of $132.0K. FCF margin is 51.6%.

How does DUOL compare to other Technology stocks?

Vs Technology sector averages: Net margin 14.9% (avg: 18%), ROE 3.1% (avg: 22%), current ratio 2.62 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI