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DUOL Stock Analysis 2026 - Duolingo, Inc. AI Rating

DUOL Nasdaq Services-Prepackaged Software DE CIK: 0001562088
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
STRONG BUY
92% Conf
Pending
Analysis scheduled

📊 DUOL Key Takeaways

Revenue: $1.0B
Net Margin: 39.9%
Free Cash Flow: $369.7M
Current Ratio: 2.61x
Debt/Equity: 0.00x
EPS: $8.57
AI Rating: STRONG BUY with 92% confidence

Is DUOL a Good Investment? Thesis Analysis

Claude

Duolingo demonstrates exceptional financial fundamentals with 38.7% revenue growth, outstanding 72.2% gross margins, and exceptional profitability evidenced by 39.9% net margin and 30.7% ROE. The company generates strong free cash flow of $369.7M (35.6% FCF margin) with minimal capital requirements, zero debt, and $1.0B in cash, positioning it as a highly cash-generative business model with significant operational efficiency and fortress-like financial strength.

Why Buy DUOL? Key Strengths

Claude
  • + Outstanding profitability: 72.2% gross margin and 39.9% net margin indicate pricing power and operational excellence in SaaS segment
  • + Exceptional cash generation: $369.7M free cash flow on $1.0B revenue represents 35.6% FCF conversion, demonstrating highly efficient business model
  • + Financial fortress: Zero debt, $1.0B cash position, 2.61x current ratio, and negative net debt provide maximum strategic flexibility
  • + Strong capital efficiency: ROE of 30.7% and ROA of 20.8% significantly exceed industry benchmarks for software companies
  • + Sustainable growth: 38.7% revenue growth paired with 39.9% net margins indicates scaling profitability, not margin dilution
  • + Minimal capital intensity: $18.1M capex on $1.0B revenue (1.8%) supports asset-light SaaS model scalability

DUOL Investment Risks to Consider

Claude
  • ! Market saturation risk: Language learning market concentration among limited competitors could face disruption from alternative learning methods or market consolidation
  • ! User acquisition cost inflation: High growth dependent on maintaining user acquisition economics; rising CAC could compress margins if growth slows
  • ! Regulatory headwinds: EdTech sector faces increasing scrutiny regarding data privacy (GDPR, CCPA) and algorithm transparency affecting operations
  • ! Intense insider trading activity: 10 Form 4 filings in 90 days may indicate insider uncertainty about near-term outlook or stock valuation levels

Key Metrics to Watch

Claude
  • * Revenue growth rate trend and gross margin stability (current 38.7% growth and 72.2% margin)
  • * Free cash flow conversion ratio and operating cash flow sustainability (currently 35.6% FCF margin)
  • * User acquisition cost and lifetime value metrics relative to churn rate
  • * Operating leverage progression as revenue scales (operating margin currently 13.1% with upside potential)

DUOL Financial Metrics

Revenue
$1.0B
Net Income
$414.1M
EPS (Diluted)
$8.57
Free Cash Flow
$369.7M
Total Assets
$2.0B
Cash Position
$1.0B

💡 AI Analyst Insight

The 35.6% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. Strong liquidity with a 2.61x current ratio provides a solid financial cushion.

DUOL Profitability Ratios

Gross Margin 72.2%
Operating Margin 13.1%
Net Margin 39.9%
ROE 30.7%
ROA 20.8%
FCF Margin 35.6%

DUOL vs Technology Sector

How Duolingo, Inc. compares to Technology sector averages

Net Margin
DUOL 39.9%
vs
Sector Avg 18.0%
DUOL Sector
ROE
DUOL 30.7%
vs
Sector Avg 22.0%
DUOL Sector
Current Ratio
DUOL 2.6x
vs
Sector Avg 2.5x
DUOL Sector
Debt/Equity
DUOL 0.0x
vs
Sector Avg 0.5x
DUOL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is DUOL Overvalued or Undervalued?

Based on fundamental analysis, Duolingo, Inc. appears fundamentally strong relative to the Technology sector in 2026.

Return on Equity
30.7%
Sector avg: 22%
Net Profit Margin
39.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

DUOL Balance Sheet & Liquidity

Current Ratio
2.61x
Quick Ratio
2.61x
Debt/Equity
0.00x
Debt/Assets
32.4%
Interest Coverage
N/A
Long-term Debt
N/A

DUOL 5-Year Financial Trend & Growth Analysis

DUOL 5-year financial data: Year 2021: Revenue $250.8M, Net Income -$15.8M, EPS $-1.24. Year 2022: Revenue $369.5M, Net Income -$15.8M, EPS $-1.24. Year 2023: Revenue $531.1M, Net Income -$60.1M, EPS $-2.57. Year 2024: Revenue $748.0M, Net Income -$59.6M, EPS $-1.51. Year 2025: Revenue $1.0B, Net Income $16.1M, EPS $0.35.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Duolingo, Inc.'s revenue has grown significantly by 314% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.35 reflects profitable operations.

DUOL Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
35.6%
Free cash flow / Revenue

DUOL Quarterly Performance

Quarterly financial performance data for Duolingo, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2025 $192.6M $23.4M $0.49
Q2 2025 $178.3M $24.4M $0.51
Q1 2025 $167.6M $27.0M $0.57
Q3 2024 $137.6M $2.8M $0.06
Q2 2024 $126.8M $1.1M $0.02
Q1 2024 $115.7M -$2.6M $-0.06
Q3 2023 $96.1M $2.8M $0.06
Q2 2023 $88.4M $1.1M $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

DUOL Capital Allocation

Operating Cash Flow
$387.8M
Cash generated from operations
Capital Expenditures
$18.1M
Investment in assets
Dividends
None
No dividend program

DUOL SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for Duolingo, Inc. (CIK: 0001562088)

📋 Recent SEC Filings

Date Form Document Action
Mar 16, 2026 4 xslF345X05/wk-form4_1773692533.xml View →
Mar 4, 2026 4 xslF345X05/wk-form4_1772660982.xml View →
Mar 3, 2026 4 xslF345X05/wk-form4_1772572308.xml View →
Feb 27, 2026 10-K duol-20251231.htm View →
Feb 26, 2026 8-K duol-20260226.htm View →

Frequently Asked Questions about DUOL

What is the AI rating for DUOL?

Duolingo, Inc. (DUOL) has an AI rating of STRONG BUY with 92% confidence, based on fundamental analysis of SEC EDGAR filings.

What are DUOL's key strengths?

Claude: Outstanding profitability: 72.2% gross margin and 39.9% net margin indicate pricing power and operational excellence in SaaS segment. Exceptional cash generation: $369.7M free cash flow on $1.0B revenue represents 35.6% FCF conversion, demonstrating highly efficient business model.

What are the risks of investing in DUOL?

Claude: Market saturation risk: Language learning market concentration among limited competitors could face disruption from alternative learning methods or market consolidation. User acquisition cost inflation: High growth dependent on maintaining user acquisition economics; rising CAC could compress margins if growth slows.

What is DUOL's revenue and growth?

Duolingo, Inc. reported revenue of $1.0B.

Does DUOL pay dividends?

Duolingo, Inc. does not currently pay dividends.

Where can I find DUOL SEC filings?

Official SEC filings for Duolingo, Inc. (CIK: 0001562088) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DUOL's EPS?

Duolingo, Inc. has a diluted EPS of $8.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DUOL a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, Duolingo, Inc. has a STRONG BUY rating with 92% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is DUOL stock overvalued or undervalued?

Valuation metrics for DUOL: ROE of 30.7% (sector avg: 22%), net margin of 39.9% (sector avg: 18%). Higher ROE suggests strong returns relative to peers.

Should I buy DUOL stock in 2026?

Our dual AI analysis gives Duolingo, Inc. a combined STRONG BUY rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is DUOL's free cash flow?

Duolingo, Inc.'s operating cash flow is $387.8M, with capital expenditures of $18.1M. FCF margin is 35.6%.

How does DUOL compare to other Technology stocks?

Vs Technology sector averages: Net margin 39.9% (avg: 18%), ROE 30.7% (avg: 22%), current ratio 2.61 (avg: 2.5).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI