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DTB Stock Analysis 2026 - DTE ENERGY CO AI Rating

DTB NYSE Electric Services MI CIK: 0000936340
Recently Updated • Analysis: Mar 23, 2026 • SEC Data: 2025-12-31
HOLD
62% Conf
Pending
Analysis scheduled

📊 DTB Key Takeaways

Revenue: $3.8B
Net Margin: 39.0%
Free Cash Flow: $3.4B
Current Ratio: 0.80x
Debt/Equity: 2.06x
EPS: $7.03
AI Rating: HOLD with 62% confidence

Is DTB a Good Investment? Thesis Analysis

Claude

DTE Energy demonstrates solid operational profitability with a 63.3% operating margin and strong cash generation (3.4B operating CF), but is constrained by high financial leverage (2.06x debt/equity) and weak liquidity metrics that limit financial flexibility. The modest net income growth (+0.2% YoY) despite 18.6% revenue growth suggests margin compression or increased financing costs, raising concerns about sustainable earnings expansion.

Why Buy DTB? Key Strengths

Claude
  • + Exceptional operating margins of 63.3% indicating efficient core utility operations
  • + Strong cash generation with 3.4B operating cash flow and 90.8% FCF margin
  • + Revenue growth of 18.6% YoY demonstrates business expansion or rate increases
  • + Significant asset base of 54.1B providing stable revenue-generating infrastructure

DTB Investment Risks to Consider

Claude
  • ! High leverage with 2.06x debt/equity ratio and 25.3B long-term debt limiting financial flexibility
  • ! Weak liquidity position with current ratio of 0.80x below the healthy 1.0x threshold
  • ! Anemic net income growth of only 0.2% despite 18.6% revenue growth suggests operational challenges or cost inflation
  • ! Low interest coverage of 2.2x indicates limited buffer for debt service if operational performance deteriorates
  • ! Minimal cash position of 208M relative to 25.3B debt creates refinancing risk

Key Metrics to Watch

Claude
  • * Operating margin sustainability as costs and inflation evolve
  • * Debt/equity ratio trend and refinancing activities given high leverage
  • * Free cash flow consistency to service debt and fund capital requirements
  • * Current ratio improvement to address liquidity concerns
  • * Net income growth acceleration relative to revenue growth

DTB Financial Metrics

Revenue
$3.8B
Net Income
$1.5B
EPS (Diluted)
$7.03
Free Cash Flow
$3.4B
Total Assets
$54.1B
Cash Position
$208.0M

💡 AI Analyst Insight

The 90.8% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

DTB Profitability Ratios

Gross Margin N/A
Operating Margin 63.3%
Net Margin 39.0%
ROE 11.9%
ROA 2.7%
FCF Margin 90.8%

DTB vs Default Sector

How DTE ENERGY CO compares to Default sector averages

Net Margin
DTB 39.0%
vs
Sector Avg 12.0%
DTB Sector
ROE
DTB 11.9%
vs
Sector Avg 15.0%
DTB Sector
Current Ratio
DTB 0.8x
vs
Sector Avg 1.8x
DTB Sector
Debt/Equity
DTB 2.1x
vs
Sector Avg 0.7x
DTB Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is DTB Overvalued or Undervalued?

Based on fundamental analysis, DTE ENERGY CO has mixed fundamental signals relative to the Default sector in 2026.

Return on Equity
11.9%
Sector avg: 15%
Net Profit Margin
39.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
2.06x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

DTB Balance Sheet & Liquidity

Current Ratio
0.80x
Quick Ratio
0.71x
Debt/Equity
2.06x
Debt/Assets
0.0%
Interest Coverage
2.25x
Long-term Debt
$25.3B

DTB 5-Year Financial Trend & Growth Analysis

DTB 5-year financial data: Year 2013: Revenue $9.7B, Net Income N/A, EPS N/A. Year 2014: Revenue $12.3B, Net Income N/A, EPS N/A. Year 2015: Revenue $12.3B, Net Income N/A, EPS N/A. Year 2016: Revenue $12.3B, Net Income N/A, EPS N/A. Year 2017: Revenue $12.6B, Net Income N/A, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: DTE ENERGY CO's revenue has grown significantly by 30% over the 5-year period, indicating strong business expansion. The most recent EPS of $6.76 reflects profitable operations.

DTB Growth Metrics (YoY)

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
90.8%
Free cash flow / Revenue

DTB Quarterly Performance

Quarterly financial performance data for DTE ENERGY CO including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2018 $3.2B $351.0M $2.00
Q3 2017 $2.9B $263.0M $1.51
Q2 2017 $2.3B $145.0M $0.84
Q1 2017 $2.6B $240.0M $1.37
Q3 2016 $2.6B $264.0M $1.47
Q2 2016 $2.3B $105.0M $0.61
Q1 2016 $2.6B $240.0M $1.37
Q3 2015 $2.6B $156.0M $0.88

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

DTB Capital Allocation

Operating Cash Flow
$3.4B
Cash generated from operations
Dividends Paid
$871.0M
Returned to shareholders

DTB SEC 10-K & 10-Q Filing Analysis

Access official SEC EDGAR filings for DTE ENERGY CO (CIK: 0000936340)

📋 Recent SEC Filings

Date Form Document Action
Mar 17, 2026 8-K dte-20260316.htm View →
Mar 12, 2026 DEF 14A dte-20260312.htm View →
Mar 9, 2026 8-K dte-20260309.htm View →
Feb 27, 2026 8-K dte-20260227.htm View →
Feb 18, 2026 8-K dte-20260218.htm View →

Frequently Asked Questions about DTB

What is the AI rating for DTB?

DTE ENERGY CO (DTB) has an AI rating of HOLD with 62% confidence, based on fundamental analysis of SEC EDGAR filings.

What are DTB's key strengths?

Claude: Exceptional operating margins of 63.3% indicating efficient core utility operations. Strong cash generation with 3.4B operating cash flow and 90.8% FCF margin.

What are the risks of investing in DTB?

Claude: High leverage with 2.06x debt/equity ratio and 25.3B long-term debt limiting financial flexibility. Weak liquidity position with current ratio of 0.80x below the healthy 1.0x threshold.

What is DTB's revenue and growth?

DTE ENERGY CO reported revenue of $3.8B.

Does DTB pay dividends?

DTE ENERGY CO pays dividends, with $871.0M distributed to shareholders in the trailing twelve months.

Where can I find DTB SEC filings?

Official SEC filings for DTE ENERGY CO (CIK: 0000936340) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is DTB's EPS?

DTE ENERGY CO has a diluted EPS of $7.03.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined rating reflects both perspectives for balanced insights.

Is DTB a good stock to buy right now?

Based on our AI fundamental analysis in March 2026, DTE ENERGY CO has a HOLD rating with 62% confidence. Review the strengths and risks sections above before making a decision. This is not investment advice.

Is DTB stock overvalued or undervalued?

Valuation metrics for DTB: ROE of 11.9% (sector avg: 15%), net margin of 39.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

Should I buy DTB stock in 2026?

Our dual AI analysis gives DTE ENERGY CO a combined HOLD rating for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is DTB's free cash flow?

DTE ENERGY CO's operating cash flow is $3.4B, with capital expenditures of N/A. FCF margin is 90.8%.

How does DTB compare to other Default stocks?

Vs Default sector averages: Net margin 39.0% (avg: 12%), ROE 11.9% (avg: 15%), current ratio 0.80 (avg: 1.8).

Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Mar 23, 2026 | Data as of: 2025-12-31 | Powered by Claude AI